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Directory of life insurance agents in Wilder, Kentucky. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Wilder, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 3 life insurance agents in Wilder, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
TJ Johnson - State Farm Insurance Agent
1400 Gloria Terrell Dr ste d, Wilder, KY 41076
(859) 441-0128
traciejohnsoninsurance.com
Connie Coots: Allstate Insurance
1137 Steffen Ln, Wilder, KY 41076
(859) 781-8888
agents.allstate.com
Insurance Services of No Ky
400 Licking Pike, Wilder, KY 41071
(859) 431-2000
isonky.com
Life insurance agents in Wilder, Kentucky help residents choose policies that protect their families and meet state regulations. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance. Local agents can explain term life, whole life, and universal life options tailored to your needs.
What Does a Life Insurance Agent in Wilder Cost?
Typical costs for life insurance in Kentucky vary by age, health, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Kentucky?
Agents must hold a valid Kentucky life insurance license from the Kentucky Department of Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How do Kentucky laws affect life insurance payouts?
Kentucky has a two-year contestability period during which insurers can deny claims for misrepresentation. After two years, claims are generally paid unless fraud is proven. Beneficiaries must file a claim with the insurance company to receive the death benefit.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.