The top-rated life insurance agent in Manhattan, Kansas is State Farm Insurance: Josh Salmans, rated 4.9 stars across 403 reviews. Other highly rated options include Copeland Insurance Agency, Pray Family Agency: Allstate Insurance, Shelter Insurance - Joe McCarthy. This directory lists 19 life insurance agents serving Manhattan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm Insurance: Josh Salmans | 511 Leavenworth St | (785) 776-8754 |
| 2 | Copeland Insurance Agency | 601 S 5th St STE B | (785) 776-0089 |
| 3 | Pray Family Agency: Allstate Insurance | 409 Poyntz Ave Ste A | (785) 537-4101 |
| 4 | Shelter Insurance - Joe McCarthy | 2048 Tuttle Creek Blvd Ste B1 | (785) 537-1122 |
| 5 | Bankers Life | 1115 Westport Dr Ste B | (785) 587-8173 |
| 6 | Tim Engle Agency, Inc. American Family Insurance | 3320 Anderson Ave | (785) 539-9200 |
| 7 | Kramer Agency & Associates LLC American Family Insurance | 5410 Ledge Stone Dr #110 | (785) 776-4518 |
| 8 | Wild & Associates LLC American Family Insurance | 1601 Poyntz Ave | (785) 560-3004 |
| 9 | Cura Insurance | 120 N 4th St Suite E | (785) 370-0722 |
| 10 | Complete Health Benefit Solutions, Inc | 1010 Claflin Rd | (888) 467-4638 |
State Farm Insurance: Josh Salmans serves the Manhattan, Kansas, region as a life insurance agent. The company provides a range of financial protection services designed to help individuals and families plan for the future. Agents in this area focus on assessing client needs to recommend suitable coverage options. For those seeking financial security, the agency handles term life insurance policies and whole life insurance plans.
Copeland Insurance Agency in Manhattan, KS provides a range of life insurance products designed to help individuals protect their families financially. Its services include policy selection guidance and ongoing support for beneficiaries. The agency offers routine policy reviews to ensure coverage remains aligned with changes in a client’s life. It services single-family homes, apartments, retail spaces, and restaurants in the local area.
Serving homeowners, renters, and local business owners in Manhattan, Kansas, Pray Family Agency: Allstate Insurance offers life insurance coverage and financial protection options. The agency helps clients assess their long-term needs and select appropriate policies to safeguard their families’ futures. General life insurance services include term and whole life plans, tailored to individual budgets and goals. This location also provides service to clients throughout the nearby community of Junction City and the surrounding Riley County metro area.
Serving Manhattan, Kansas, and the surrounding communities of Riley County and Fort Riley, Shelter Insurance - Joe McCarthy provides life insurance agent services. The agency handles term life and whole life policies, helping individuals secure financial protection for their families and beneficiaries. To manage a typical client situation, the agency begins with a personal consultation to assess coverage needs, then presents tailored policy options from available plans, and assists with the application process until final approval and policy delivery.
Bankers Life specializes in providing life insurance coverage, offering services such as policy selection, beneficiary planning, and financial protection solutions for individuals and families in Manhattan, KS. It assists clients with understanding policy terms, determining appropriate coverage amounts, and integrating life insurance into broader financial strategies. As local agents, they address common concerns by helping residents secure policies during the fall enrollment period, when many clients also evaluate long-term care riders to prepare for aging-related expenses.
Tim Engle Agency, Inc. American Family Insurance in Manhattan, KS distinguishes between clients seeking a single life insurance policy and those requiring ongoing portfolio adjustments as their needs evolve. Coverage options can protect beneficiaries from financial strain after an unexpected loss, offering support during a difficult time. Life insurance agents in this area help individuals assess their long-term obligations and select appropriate policy terms. Service for this life insurance agent runs on both a one-time and as-needed basis.
As winter approaches in Manhattan, KS, many families review their financial protection plans for the year ahead. Kramer Agency & Associates LLC American Family Insurance responds to these seasonal concerns by helping local residents evaluate how life insurance fits into their long-term security. The company focuses on matching individual policies to personal circumstances, whether for young parents or retirees. All initial consultations begin with a thorough needs assessment to identify coverage gaps and review current beneficiary designations.
Wild & Associates LLC American Family Insurance provides life insurance and related coverage to individuals and families in Manhattan, Kansas. The agency helps clients plan for financial security by offering term, whole, and universal life policies tailored to various needs. It also specializes in adding critical illness or accident protection to standard life plans. Beyond personal coverage, the agency advises local businesses on group life and key-person insurance. Its commercial clients include offices, warehouses, and food service establishments.
Cura Insurance provides life insurance services to residential clients in Manhattan, Kansas, assisting individuals with policy selection for personal financial protection. The agency also offers commercial coverage for local businesses seeking to secure their operations and key personnel. Service extends throughout the Manhattan area, ensuring accessibility for both families and enterprises. Following initial policy setup, agents conduct regular follow-ups to review coverage needs and provide repeat service between scheduled visits, helping clients adjust plans as circumstances change over time.
What Does a a Life Insurance Agent in Manhattan Cost?
The cost of working with a life insurance agent in Manhattan, Kansas varies based on the type of policy, your age, health, and coverage amount. Term life insurance for a healthy 35 year old may cost between $20 and $50 per month for a $250,000 policy. Whole life insurance typically costs more, often $100 to $300 per month for similar coverage. Agents earn commissions paid by the insurance company, so you do not usually pay a direct fee for their services. This is general information, not insurance advice.
About life insurance agents in Manhattan
Life insurance agents in Manhattan, Kansas help residents find coverage that protects their families and assets. Kansas law requires all life insurance agents to hold a valid state license and follow specific regulations set by the Kansas Insurance Department. Whether you need term life, whole life, or universal life insurance, a local agent can explain your options and guide you through the application process.
Frequently Asked Questions
What license does a life insurance agent need in Kansas?
A life insurance agent in Kansas must hold a valid resident or non-resident license issued by the Kansas Insurance Department. Agents must complete pre-licensing education and pass a state exam. They must also complete continuing education every two years to keep their license active.
How do I choose a life insurance agent in Manhattan?
Look for an agent with experience in Kansas insurance laws and a good reputation in the Manhattan community. You can check an agents license status on the Kansas Insurance Department website. Ask about their experience with different policy types and their approach to finding coverage that fits your budget.
What is the free look period for life insurance in Kansas?
Kansas law gives you a free look period of at least 10 days after you receive a life insurance policy. During this time you can cancel the policy for any reason and get a full refund of any premiums paid. This rule applies to all life insurance policies sold in Kansas.
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