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Looking for a life insurance agent in Wood River? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Wood River, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 8 life insurance agents in Wood River, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Fahnestock - State Farm Insurance Agent
600 N Wood River Ave, Wood River, IL 62095
(618) 254-1251
woodriversf.com
Ron Wisnasky - State Farm Insurance Agent
300 S Central Ave, Wood River, IL 62095
(618) 254-9314
ronwisnasky.com
Lewis & Clark Insurance - Equity Insurance Group
160 E Ferguson Ave, Wood River, IL 62095
(618) 254-9363
equityinsgroup.com
Shelter Insurance - Mark A. Smith
162 E Ferguson Ave, Wood River, IL 62095
(618) 254-3225
shelterinsurance.com
Secure Insurance & Financial
11 E Ferguson Ave, Wood River, IL 62095
(618) 254-8800
Aflac
193 Red Bud Dr, Wood River, IL 62095
(618) 259-3387
aflac.com
Bartels & Holmes Insurance
1702 Vaughn Rd # 6, Wood River, IL 62095
(618) 259-4200
Farmers Insurance - Bryce Reynolds
21 S 6th St, Wood River, IL 62095
(618) 471-4107
agents.farmers.com
Life insurance agents in Wood River, Illinois help residents find coverage that fits their needs. Illinois law requires agents to hold a valid license from the Illinois Department of Insurance. Local agents can explain how Illinois community property laws and estate planning rules affect your policy choices.
What Does a Life Insurance Agent in Wood River Cost?
In Illinois, a healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies cost more, often 150 to 300 dollars per month for the same amount. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Wood River need?
Agents must hold a valid Illinois life insurance producer license. This requires completing pre-licensing education and passing a state exam. The Illinois Department of Insurance oversees all licensing and compliance.
Can a Wood River agent help with Illinois estate planning?
Yes. Many agents coordinate with local estate planning attorneys. Illinois has a state estate tax for estates over 4 million dollars, and life insurance can help cover that tax. An agent can explain how policy ownership affects your estate.
How long does it take to get life insurance in Wood River?
The process usually takes 2 to 6 weeks. It depends on the policy type and your health. Some term policies with no medical exam can be issued in days. Illinois law allows a free look period of 10 days after you receive the policy.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.