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Find Life Insurance Agents in Troy, IL

Looking for a life insurance agent in Troy? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Troy, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 9 life insurance agents in Troy, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Adam Wolfe - State Farm Insurance Agent
540 Edwardsville Rd, Troy, IL 62294
(618) 667-2555 troyinsurance.net
Jessica Harrison-Wilkins: Allstate Insurance
300 Jarvis Ct Ste 3, Troy, IL 62294
(618) 667-8494 agents.allstate.com
Jim Lyons Insurance Agency
420 US-40, Troy, IL 62294
(618) 667-9119 insurit.com
DeLuca Insurance Services
219 US-40, Troy, IL 62294
(618) 667-3434 delucains.com
Farmers Insurance - Kayleigh Martin
535 Edwardsville Rd Ste 240, Troy, IL 62294
(618) 551-0504 agents.farmers.com
Andy Winters - COUNTRY Financial Representative
102 N Main St, Troy, IL 62294
(618) 667-7720 advisors.countryfinancial.com
JW Insurance Group, LLC
312 Jarvis Ct, Troy, IL 62294
(618) 667-6280 jwgroupins.com
Brett Miller - COUNTRY Financial Representative
112 S Main St, Troy, IL 62294
(618) 667-7720 advisors.countryfinancial.com
Cincinnati Insurance Co
Troy, IL 62294
(618) 667-7302

Life insurance agents in Troy, Illinois help residents find coverage to protect their families. Illinois law requires agents to hold a valid license issued by the Illinois Department of Insurance. Local agents can explain how Illinois community property laws or estate planning needs affect your policy choices.

What Does a Life Insurance Agent in Troy Cost?

Life insurance costs in Illinois vary based on age, health, and coverage amount. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year term policy of 500,000 dollars. Whole life policies are more expensive, often starting at 100 dollars per month. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a life insurance agent in Troy do?
A life insurance agent helps you compare policies from different companies. They explain coverage options like term life and whole life. They also help you apply and understand the underwriting process.
Do I need a license to sell life insurance in Illinois?
Yes. All life insurance agents in Illinois must hold a valid license from the Illinois Department of Insurance. Agents must complete pre-licensing education and pass a state exam.
How long does it take to get life insurance in Troy?
The process can take a few days to several weeks. It depends on the policy type and your health. Some policies offer quick approval without a medical exam.