The top-rated life insurance agent in O'Fallon, Illinois is Scott Huels - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Rob Isringhausen - State Farm Insurance Agent, Monica Vecera - State Farm Insurance Agent, Elisa Hager - State Farm Insurance Agent. This directory lists 20 life insurance agents serving O'Fallon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huels - State Farm Insurance Agent | 9 Eagle Center Ste 7 | (618) 632-3600 |
| 2 | Rob Isringhausen - State Farm Insurance Agent | 810 W Hwy 50 | (618) 589-9911 |
| 3 | Monica Vecera - State Farm Insurance Agent | 630 Pierce Blvd #200 | (618) 632-4870 |
| 4 | Elisa Hager - State Farm Insurance Agent | 1315 W Hwy 50 | (618) 628-8800 |
| 5 | JGP Insurance Group, LLC | 513 W Hwy 50 | (618) 228-0383 |
| 6 | Mike Morrill - State Farm Insurance Agent | 102 Ruth Dr | (618) 632-6943 |
| 7 | Jessica Harrison-Wilkins: Allstate Insurance | 715 W Hwy 50 | (618) 632-1515 |
| 8 | Burgmann Insurance Group | 1132 River Birch Dr | (618) 206-2623 |
| 9 | Joe Wallace: Allstate Insurance | 1214 Paragon Dr Ste 1 | (618) 624-8937 |
| 10 | Derrick Lebryk - COUNTRY Financial Representative | 1115 Frontage Rd Ste C | (618) 622-3767 |
Scott Huels - State Farm Insurance Agent serves the O'Fallon, Illinois area and the surrounding St. Clair County region. The agency specializes in helping local residents and families protect their financial futures through life insurance policies. These policies can provide income replacement and final expense coverage. The team works with clients to assess individual needs and select appropriate coverage amounts. Common services include term life insurance for temporary protection. The agency also handles whole life policies for lifelong coverage with cash value accumulation.
Rob Isringhausen - State Farm Insurance Agent in O'Fallon, IL provides life insurance policies tailored to individual financial goals and family protection needs. Ongoing policy reviews and adjustments are available to help clients maintain appropriate coverage as their circumstances change. Claim support and billing assistance are standard parts of the service offered. This agency works with individuals and businesses, including those who own single-family homes, apartments, retail locations, and restaurants.
Monica Vecera - State Farm Insurance Agent serves homeowners, renters, and small business owners in O'Fallon, Illinois, with life insurance policies designed to provide financial security for beneficiaries. As a local life insurance agent, she helps clients assess their coverage needs for protecting families and assets in the area. The agency guides customers through selecting term or whole life plans that align with their long-term goals. This office also offers service to residents and property managers in the greater St. Louis metro region, including nearby communities such as Belleville and Shiloh.
Elisa Hager - State Farm Insurance Agent serves the O'Fallon, Illinois area and surrounding communities, handling a full range of life insurance policies designed to provide financial protection for families and individuals. This office focuses on term, whole, and universal life plans, helping clients plan for income replacement and final expenses. Every engagement begins with a thorough needs assessment, followed by a personalized comparison of coverage options to match each client’s specific budget and long-term goals.
JGP Insurance Group, LLC in O'Fallon, IL recognizes that term life insurance provides a set coverage amount for a specific period, while permanent life policies accumulate cash value and last a lifetime. Its agents focus on helping clients select a plan that protects household income and covers final expenses in a changing financial landscape. For those who need it, policy adjustments or annual reviews are available on a scheduled or as-needed basis.
As a life insurance agent in O'Fallon, IL, Mike Morrill with State Farm provides services including term life, whole life, and universal life policies. The agency also works with clients on auto, home, and health insurance needs. By assessing individual financial situations, it helps families choose appropriate coverage. Because winter driving conditions can increase accident risks, the agency assists clients in reviewing their policies before holiday travel.
As residents of O'Fallon, IL, prepare for the changing seasons and the accompanying shifts in household risk, Jessica Harrison-Wilkins: Allstate Insurance provides essential guidance on life insurance protection. The agency works with families to select policies that address long-term financial security and the unexpected. Conversations often focus on how a policy might support a surviving spouse or help fund future education costs. To begin, a straightforward review of current coverage needs and personal goals is scheduled during the initial assessment step.
Burgmann Insurance Group focuses on helping clients navigate their financial futures through life insurance planning. The agency provides services that address long-term security, offering policies designed to protect beneficiaries from unexpected loss. In the O'Fallon, Illinois area, the agents work with individuals and families to identify appropriate life insurance solutions that fit their current circumstances and future needs. The company serves commercial sectors including local offices, warehouses, and food service establishments.
Joe Wallace: Allstate Insurance serves residents in O'Fallon, IL, helping them protect their homes and families with tailored life insurance policies at their local office. Commercial coverage is also available for small business owners in the surrounding area who need to secure their operations and key personnel. The agency provides personalized consultations to explain policy options and coverage limits clearly. Between regular visits, clients can follow up by phone or email to adjust their plans or ask questions about their existing coverage.
Derrick Lebryk - COUNTRY Financial Representative provides life insurance services to residents in and around O'Fallon, IL, focusing on helping clients plan for long-term financial security. The agency works with individuals and families to assess coverage needs that protect loved ones from unexpected loss. These services include term and whole life policy options that can be tailored to different budgets and life stages. As a specialty service, the agency can also offer final expense coverage to assist with end-of-life costs.
What Does a a Life Insurance Agent in O'Fallon Cost?
Life insurance costs in Illinois vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies can cost 200 to 500 dollars per month for similar coverage. Costs also depend on the insurance company and any riders you add. This is general information and not insurance advice.
About life insurance agents in O'Fallon
Life insurance agents in O'Fallon Illinois help residents find coverage that fits their budget and goals. Illinois law requires agents to hold a valid state license and follow strict rules about policy disclosures. Local agents understand the needs of families in St. Clair County and can guide you through term life whole life and other options.
Frequently Asked Questions
What does a life insurance agent in O'Fallon do?
A life insurance agent helps you compare policies from different companies. They explain coverage amounts premiums and riders. They also assist with applications and claims.
Do I need a license to sell life insurance in Illinois?
Yes. Illinois requires all life insurance agents to hold a valid resident license from the Illinois Department of Insurance. Agents must complete prelicensing education and pass a state exam.
How long do I have to file a life insurance claim in Illinois?
Illinois law does not set a strict time limit for filing a claim. However most policies require prompt notification. Beneficiaries should contact the agent or company as soon as possible after the insured passes away.
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