The top-rated life insurance agent in Niles, Illinois is Guillermo Chavez-Angeles - State Farm Insurance Agent, rated 4.9 stars across 467 reviews. Other highly rated options include Dan De La Cruz - State Farm Insurance Agent, Jeff Curry - State Farm Insurance Agent, Allan Gerszonovicz - GEICO Insurance Agent. This directory lists 14 life insurance agents serving Niles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guillermo Chavez-Angeles - State Farm Insurance Agent | 7400 N Waukegan Rd Ste 105 | (847) 983-8343 |
| 2 | Dan De La Cruz - State Farm Insurance Agent | 7900 N Milwaukee Ave | (847) 324-9595 |
| 3 | Jeff Curry - State Farm Insurance Agent | 8135 N Milwaukee Ave | (847) 965-3880 |
| 4 | Allan Gerszonovicz - GEICO Insurance Agent | 7111 W Dempster St | (847) 779-8101 |
| 5 | Farmers Insurance - Wioletta Kurzatkowski | 8050 N Milwaukee Ave | (773) 792-9000 |
| 6 | Violetta Wujkowski American Family Insurance | 7636 N Milwaukee Ave | (847) 294-9772 |
| 7 | Farmers Insurance - Edward Niewinski | 7942 W Oakton St | (773) 569-3327 |
| 8 | Farmers Insurance - Florentina Hainal-Roman | 7777 N Caldwell Ave UNIT 104 | (773) 527-7383 |
| 9 | LS Premier Enterprises Inc. | 8926 N Greenwood Ave #118 | (847) 834-9612 |
| 10 | Sky Insurance Services Inc | 9169 N Milwaukee Ave | (847) 965-1900 |
As Niles families prepare for open enrollment or a new life stage, securing appropriate coverage becomes a priority. Guillermo Chavez-Angeles - State Farm Insurance Agent helps residents evaluate their options for life insurance policies that fit current needs and future goals. The agency walks clients through term or whole life plans, explaining how each addresses financial protection. They can meet in the Niles office for a thorough review of personal circumstances and policy limits. An initial assessment helps determine premium structures and coverage amounts before any purchase.
Dan De La Cruz - State Farm Insurance Agent serves the Niles, Illinois area and the surrounding Cook County communities. The agency provides life insurance coverage as its core service, helping local residents protect their family's financial future. Policies are available for those seeking term life or whole life insurance options. The agency guides clients through choosing appropriate coverage amounts and policy terms to fit individual needs and budgets. It writes new life insurance applications and assists existing policyholders with beneficiary updates and coverage reviews.
Jeff Curry - State Farm Insurance Agent in Niles, IL, provides life insurance products along with auto, home, and health coverage options to area residents. The agency offers personalized policy reviews to assess coverage needs for the future and can help adjust existing plans as life circumstances change. Regular account maintenance services ensure policies remain current with beneficiaries and premium schedules. This location services single-family homes, apartments, retail businesses, and restaurants throughout the local community.
Homeowners, families, and individuals seeking financial protection can turn to Allan Gerszonovicz - GEICO Insurance Agent for life insurance services in Niles, Illinois. The agency helps clients understand term and whole life policies to ensure dependents are covered against unforeseen events. Each recommendation is tailored to a client’s present situation and future goals. An agent offers clear explanations of how different plans function within a local household budget. This Niles office also serves neighboring communities throughout Skokie and the greater Chicago metropolitan region.
Farmers Insurance - Wioletta Kurzatkowski serves the Niles, Illinois area and its surrounding communities, handling comprehensive life insurance agent services for local residents and families. This business assists clients in evaluating various life insurance options to secure financial protection for their loved ones. Typical work involves reviewing individual needs and presenting suitable coverage plans from available policies. The agent generally approaches each case by conducting a thorough consultation to understand current life circumstances and future goals, then matching those factors with appropriate insurance solutions for lasting peace of mind.
Violetta Wujkowski American Family Insurance in Niles, IL, provides life insurance agent services that address both one-time policy purchases and recurring service options for ongoing coverage management. In this area, a life insurance agent helps individuals select term or permanent plans to fit financial goals. Service appointments are arranged on an as-needed basis, accommodating client consultations and policy reviews without a fixed schedule.
As winter affects residents in Niles, Illinois, securing financial protection against life’s unknowns often becomes a practical priority. Farmers Insurance - Edward Niewinski provides personalized coverage consultations to address these needs directly. The agent helps local households evaluate term, whole, or universal life policies suited to varying budgets and future goals. Understanding that each family’s financial picture differs, the office focuses on clear explanations during the initial discussion. A simple inspection of current coverage is typically the first step in building a tailored plan.
Farmers Insurance - Florentina Hainal-Roman specializes in helping clients select life insurance policies to protect their families and secure financial legacies. It provides general risk management and coverage evaluations for individuals and small businesses in the Niles, Illinois area. Its agent works closely with customers to assess their needs and explain policy options. This includes guidance on adjusting coverage during major life events, such as preparing a financial plan for a new mortgage or after the birth of a child.
LS Premier Enterprises Inc. serves residents in Niles with life insurance coverage designed to protect families and individuals. The company also offers commercial life insurance policies tailored for local businesses throughout the greater Chicagoland area. Agents guide clients through term, whole, and universal policy selections that align with personal financial goals and estate planning needs. Each initial consultation assesses current coverage gaps and future protection requirements. The office then schedules annual or biannual policy reviews to update beneficiaries and adjust coverage amounts between regular visits.
Sky Insurance Services Inc provides life insurance coverage to individuals and families in the Niles, Illinois area. The agency specializes in helping clients plan for long-term financial security through tailored policy options that address both income protection and final expenses. Its agents work to match clients with suitable term, whole, or universal life products. Commercial sectors served include local offices, warehouses, and food service operations, where key-person and buy-sell coverage can help businesses continue after an owner’s death.
What Does a a Life Insurance Agent in Niles Cost?
The cost of life insurance in Illinois depends on your age, health, coverage amount, and policy type. A healthy 35-year-old in Niles might pay around $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often starting at $100 to $300 per month for similar coverage. Costs can be higher if you have health conditions or choose a larger policy. This is general information, not insurance advice.
About life insurance agents in Niles
Life insurance agents in Niles, Illinois help residents choose policies that protect their families and meet financial goals. Illinois law requires agents to hold a valid license from the Illinois Department of Insurance and follow strict ethical standards. Whether you need term life, whole life, or universal life coverage, a local agent can explain your options and guide you through the application process.
Frequently Asked Questions
What license does a life insurance agent need in Illinois?
In Illinois, a life insurance agent must hold a valid life insurance producer license issued by the Illinois Department of Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
Can a life insurance agent in Niles help with Illinois estate planning?
Yes, many life insurance agents in Niles work with clients to integrate life insurance into their estate plans. Illinois has a state estate tax for estates over a certain threshold, and life insurance proceeds can be structured to help cover those taxes. An agent can coordinate with your estate planning attorney.
How long does it take to get a life insurance policy in Illinois?
The timeline varies by policy type and underwriting requirements. Term life policies may be issued in a few weeks, while whole life or universal life policies can take longer. Illinois law allows a free look period of 10 days after you receive the policy to review and cancel if you choose.
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