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Find Life Insurance Agents in Lake Villa, IL

Directory of life insurance agents in Lake Villa, Illinois. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Lake Villa, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 9 life insurance agents in Lake Villa, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kent Rouse - State Farm Insurance Agent
120 N Milwaukee Ave, Lake Villa, IL 60046
(847) 356-2111 kentismyagent.com
Dan M Weier Agency
203 E Grand Ave Ste 102, Lake Villa, IL 60046
(847) 356-6400 dmwagency.com
Lynn Epperson Insurance - Meemic Insurance Agent
95 W Grand Ave Ste 125, Lake Villa, IL 60046
(224) 643-7506 lynnepperson.com
Schatz Insurance
500 Park Ave STE 201, Lake Villa, IL 60046
(847) 356-1520 schatzins.com
Diana Davidson: Allstate Insurance
36735 IL-83 Ste E, Lake Villa, IL 60046
(847) 265-7590 agents.allstate.com
Farmers Insurance - Luis Carranza
137 Cedar Ave suite b, Lake Villa, IL 60046
(847) 421-8163 agents.farmers.com
Farmers Insurance - Daniel Frantti
850 E Grand Ave Ste 8b, Lake Villa, IL 60046
(847) 356-5015 agents.farmers.com
Farmers Insurance - Christopher Suarez
102 E Grand Ave, Lake Villa, IL 60046
(847) 565-6555 agents.farmers.com
David Steffenhagen - COUNTRY Financial Representative
31 Cedar Ave, Lake Villa, IL 60046
(847) 356-0080 advisors.countryfinancial.com

Life insurance agents in Lake Villa, Illinois help residents choose policies that protect their families. Illinois law requires agents to hold a valid state license and follow strict disclosure rules. Agents can explain how Illinois estate recovery laws may affect policy beneficiaries for those on Medicaid.

What Does a Life Insurance Agent in Lake Villa Cost?

Term life insurance in Illinois typically costs between $25 and $150 per month for a healthy 40-year-old with a $500,000 policy. Whole life policies can range from $100 to $500 per month depending on age and coverage amount. Costs vary by health, age, and policy type. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Lake Villa?
Agents must hold an Illinois resident life insurance producer license. This requires passing the state exam and completing continuing education every two years. Lake Villa agents must also follow Illinois Department of Insurance rules.
How does Illinois law affect life insurance payouts?
Illinois has a two-year contestability period during which insurers can investigate applications. After that, payouts are generally guaranteed unless fraud is proven. Also, Illinois has a 60-day grace period for missed premium payments.
Can I use a life insurance agent if I have a pre-existing condition?
Yes, many agents in Lake Villa can help you find policies for pre-existing conditions. Illinois law prohibits insurers from denying coverage based on genetic testing results. However, standard underwriting still applies for other health conditions.