The top-rated life insurance agent in Huntley, Illinois is Chad Radtke - State Farm Insurance Agent, rated 4.9 stars across 724 reviews. Other highly rated options include Sam Marshall - State Farm Insurance Agent, LaCaria & Associates, INC. American Family Insurance, Madigan Insurance Group. This directory lists 14 life insurance agents serving Huntley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Radtke - State Farm Insurance Agent | 12396 Princeton Dr | (833) 480-0200 |
| 2 | Sam Marshall - State Farm Insurance Agent | 10773 IL-47 | (847) 659-1800 |
| 3 | LaCaria & Associates, INC. American Family Insurance | 11608 Dean St # 101 | (847) 669-1121 |
| 4 | Madigan Insurance Group | 12545 Farm Hill Dr #200 | (847) 457-1802 |
| 5 | Phil Almeraz - COUNTRY Financial Representative | 11381 Allison Ct | (847) 669-4000 |
| 6 | Farmers Insurance - Lynne Iverson | 12555 Farm Hill Dr Ste 900n | (847) 659-1100 |
| 7 | VitalCover Insurance LLC | 12288 Princeton Dr | (847) 752-4288 |
| 8 | CondoRisk Insurance Specialist | 10771 IL-47 | (224) 858-7777 |
| 9 | John Roe - COUNTRY Financial Representative | 11603 IL-47 Ste A | (815) 455-7080 |
| 10 | J L Jones Insurance & Retirement | 11503 Main St | (847) 669-1600 |
Chad Radtke - State Farm Insurance Agent serves the Huntley, Illinois, area and surrounding communities in McHenry County. The company provides life insurance policies designed to help individuals and families protect their financial future. As a local agent, it assists clients in assessing their coverage needs for various life stages and circumstances. Services handled in this area include term life insurance for temporary needs and whole life insurance for permanent coverage with cash value accumulation.
Sam Marshall - State Farm Insurance Agent in Huntley, IL, offers a comprehensive range of life insurance services, including term and whole life policies designed to provide financial protection for individuals and their beneficiaries. The agency also assists clients with policy adjustments, beneficiary updates, and routine coverage reviews to maintain adequate protection as needs change over time. Samuel Marshall serves the Huntley area, providing these services to single-family homes, apartments, retail locations, and local restaurants.
LaCaria & Associates, INC. American Family Insurance serves homeowners, families, and individuals in the Huntley area with life insurance coverage. The agency helps clients select policies that provide financial protection for their loved ones and long-term planning needs. Life insurance agents in this region often work to match coverage levels to changing life circumstances, such as raising children or approaching retirement. The firm also assists customers in nearby communities including Lake in the Hills and the greater McHenry County region.
Madigan Insurance Group serves the Huntley, IL area with life insurance coverage that balances the distinct advantages of term and permanent policies, recognizing that a client’s need for temporary income replacement differs from a need for lifelong estate protection. This local agency guides individuals through policy selection that matches their financial goals and family circumstances. Service operates on a scheduled basis through initial consultations and periodic policy reviews, tailored to each client’s evolving needs.
Phil Almeraz - COUNTRY Financial Representative in Huntley, IL specializes in life insurance products designed for income replacement and final expense planning, alongside general financial services for individuals and families. The firm assists clients in assessing their long-term protection needs to build personalized coverage solutions. As holidays approach, many homeowners review their policies to ensure adequate coverage for visiting relatives and seasonal liabilities.
Serving Huntley, Illinois, and the surrounding communities within McHenry and Kane Counties, Farmers Insurance - Lynne Iverson handles life insurance needs for local families and individuals. The agency addresses policies designed to provide financial protection and income replacement for beneficiaries. It works with common products such as term life and whole life coverage. For a typical client, Jane Iverson begins by reviewing the household’s current situation and future goals before recommending suitable plan options.
VitalCover Insurance LLC provides life insurance planning services to individuals and families in the Huntley, IL area. The agency focuses on helping clients assess their financial protection needs through term, whole, and universal life policy options. These policies allow for tailored coverage that supports long-term income replacement, debt management, and final expense planning. The company can serve commercial sectors including offices, warehouses, and food service operations requiring key person or buy-sell agreement coverage.
As winter weather increases risks for property damage in Huntley, many homeowners seek appropriate financial safeguards for their families. CondoRisk Insurance Specialist addresses this need by recommending life insurance policies that help protect dependents from unexpected burdens. Their agents assess each client's existing coverage and future obligations to suggest suitable options from available carriers. A typical first engagement involves reviewing current policies and household income requirements during a free, no-obligation consultation at their Huntley office.
John Roe - COUNTRY Financial Representative in Huntley, IL is known for helping individuals and families secure life insurance coverage. The firm offers term life, whole life, and universal life policies designed to meet various financial planning needs. Services include guiding clients through policy selection and beneficiary designations to align with long-term goals. By assessing each client's situation, the agency aims to provide suitable protection for loved ones against unexpected events. A specialty service available is supplemental coverage options that can be added to existing life insurance policies for enhanced benefits.
Serving residential clients in Huntley, Illinois, with tailored life insurance plans and retirement strategies, this agency also addresses commercial coverage needs for local businesses throughout the region. Life insurance agents provide essential guidance on policies that protect families and secure financial futures, while retirement planning helps clients prepare for income stability in later years. Follow-up service is consistently offered between regular visits, ensuring each client’s evolving needs are reviewed and policy adjustments are made without delay as circumstances change.
What Does a a Life Insurance Agent in Huntley Cost?
Life insurance costs in Illinois vary by age health and policy type. A healthy 35 year old might pay 25 to 40 dollars per month for a 20 year 500000 dollar term policy. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Costs also depend on your medical history and lifestyle. This is general information not insurance advice.
About life insurance agents in Huntley
Life insurance agents in Huntley Illinois help residents choose coverage that fits their family and budget. Illinois law requires agents to hold a valid license from the state Department of Insurance. Local agents can explain how Illinois estate and inheritance rules affect your policy choices.
Frequently Asked Questions
What license does a life insurance agent in Huntley need?
Agents must hold a valid Illinois life insurance producer license. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Illinois Department of Insurance website.
How do Illinois laws affect life insurance payouts?
Illinois has a two-year contestability period for life insurance policies. After two years the insurer cannot deny a claim based on misstatements in the application. Illinois also has a 30-day free look period for new policies.
What types of life insurance are common in Huntley?
Term life insurance provides coverage for a set period like 10 or 20 years. Whole life and universal life policies offer permanent coverage with a cash value component. Many Huntley residents choose term life for its lower initial cost.
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