The top-rated life insurance agent in Hoffman Estates, Illinois is Wes Black - State Farm Insurance Agent, rated 4.9 stars across 188 reviews. Other highly rated options include Brad Sutter - State Farm Insurance Agent, Sean Progar - State Farm Insurance Agent, Farmers Insurance - Joseph Rada. This directory lists 14 life insurance agents serving Hoffman Estates.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wes Black - State Farm Insurance Agent | 1051 W Golf Rd Suite A | (847) 843-3434 |
| 2 | Brad Sutter - State Farm Insurance Agent | 1584 Algonquin Rd | (847) 221-4000 |
| 3 | Sean Progar - State Farm Insurance Agent | Est, 2316 Hassell Rd | (847) 648-7111 |
| 4 | Farmers Insurance - Joseph Rada | 2500 W Higgins Rd Ste 1015 | (847) 884-9008 |
| 5 | Comparion Insurance Agency | 2815 Forbs Ave Ste 100 | (847) 658-6067 |
| 6 | Stairway Insurance Agency | 2000 Center Dr D219 | (847) 777-6720 |
| 7 | L & M Financial Services, Inc. | 2200 W Higgins Rd Suite 203 | (847) 519-1154 |
| 8 | David Templer: Allstate Insurance | 990 Grand Canyon Pkwy | (847) 286-3555 |
| 9 | Alfredo Gaddini American Family Insurance | 2500 W Higgins Rd Suite 350 | (847) 885-4860 |
| 10 | Farmers Insurance - Timothy Kearns | 2155 Stonington Ave # 102 | (847) 592-5582 |
Wes Black - State Farm Insurance Agent serves the Hoffman Estates, Illinois area, offering life insurance services to local residents. The agency helps individuals and families evaluate their coverage needs for financial protection and future planning. Policies are designed to provide beneficiaries with support after a policyholder’s death. Common services include term life policies for temporary needs and whole life insurance for longer-term protection. The agency assists clients in Hoffman Estates with selecting appropriate permanent life insurance options.
Brad Sutter - State Farm Insurance Agent serves homeowners, businesses, and renters in Hoffman Estates, IL, providing life insurance policies designed to help protect families and secure financial futures. The agency works with clients to evaluate coverage options that align with personal and business needs, offering guidance through the selection process. This office also extends its services to nearby Schaumburg, ensuring residents and business owners in that community have access to local life insurance support.
Sean Progar - State Farm Insurance Agent in Hoffman Estates, IL, provides life insurance policies along with auto, home, and health coverage. The agency helps clients assess their financial needs and offers policy reviews to adjust coverage as life circumstances change. Regular plan check-ins are available to ensure that protection keeps pace with a client’s evolving situation. The company services single-family homes, apartments, retail locations, and restaurants.
Farmers Insurance - Joseph Rada serves Hoffman Estates and the surrounding northwest suburban communities of Illinois, handling life insurance policies for local residents. It covers term life, whole life, and universal life products designed to provide financial protection for families. For a typical client, the agency first reviews individual coverage needs and budget, then compares policy options from its available portfolio before presenting a tailored recommendation. This approach ensures each plan aligns with the client’s long-term financial goals and personal circumstances.
Comparion Insurance Agency provides a range of life insurance services in the Hoffman Estates, Illinois area, assisting clients with policy selection and initial coverage setup. The agency also offers ongoing policy management and periodic reviews to help adjust plans as financial needs evolve over time. Its services support a diverse client base, including single-family homes, apartments, retail, and restaurants.
At Stairway Insurance Agency in Hoffman Estates, IL, clients can choose between a single policy purchase or an ongoing advisory relationship that reviews coverage as circumstances change. Life insurance agents here help individuals and families select term, whole, or universal policies tailored to income replacement, final expenses, or mortgage protection. They also assist with beneficiary designations and policy beneficiaries to ensure proceeds reach intended recipients. Service runs on either a one-time or as-needed basis, depending on each client's preference for future check-ins.
L & M Financial Services, Inc. offers life insurance policy guidance and tailored coverage options. It assists local residents in Hoffman Estates with choosing appropriate plans to protect their families and financial futures. The agency works with clients to understand different policy types and integrates coverage with broader financial planning needs. As end-of-year open enrollment periods approach, the firm helps individuals review existing life insurance policies and adjust beneficiaries or coverage amounts to reflect current circumstances.
As winter weather increases the need for financial security in Hoffman Estates, David Templer: Allstate Insurance helps local residents review their life insurance coverage. This life insurance agent guides clients through options that can support families during unexpected hardships. The process begins by examining each individual’s current policy and financial goals, ensuring recommendations match personal circumstances. An initial consultation is scheduled to assess coverage needs and family protection priorities.
Alfredo Gaddini American Family Insurance in Hoffman Estates, IL, helps individuals and families secure financial protection. The agency specializes in life insurance policies, which provide income replacement and final expense coverage. For added security, clients can explore additional policy endorsements like accidental death benefits. The agency serves commercial clients as well, offering business insurance solutions for offices, warehouses, and food service operations.
Farmers Insurance - Timothy Kearns serves homeowners, businesses, and property managers in Hoffman Estates, Illinois. The agency provides personalized Life Insurance Agent services to help clients protect their families and financial futures. Policy options are tailored to individual needs, ensuring coverage aligns with local lifestyle and long-term goals. Guidance on life insurance planning is offered with clear explanations of available benefits. This agency also extends its services to residents and business owners in the neighboring community of Schaumburg within the greater Chicago metropolitan area.
What Does a a Life Insurance Agent in Hoffman Estates Cost?
The cost of a life insurance policy in Illinois varies based on age health coverage amount and policy type. A typical term life policy for a healthy 35 year old might cost 20 to 40 dollars per month for 500000 dollars in coverage. Whole life policies are more expensive often starting at 100 dollars per month for a similar amount. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Hoffman Estates
Life insurance agents in Hoffman Estates Illinois help residents and families choose policies that provide financial protection. Illinois law requires all life insurance agents to hold a valid license from the Illinois Department of Insurance. Local agents understand the specific needs of the Hoffman Estates community and can guide you through term life whole life and universal life options.
Frequently Asked Questions
What license does a life insurance agent need in Illinois?
In Illinois a life insurance agent must hold a valid life insurance producer license issued by the Illinois Department of Insurance. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to maintain their license.
How long do I have to file a life insurance claim in Illinois?
Illinois law does not set a specific deadline for filing a life insurance claim but most policies require prompt notification. Once a claim is filed the insurance company must pay the death benefit within a reasonable time typically 30 to 60 days. If payment is delayed without valid reason the company may owe interest on the benefit amount.
Can a life insurance agent in Hoffman Estates help with policy reviews?
Yes a local life insurance agent can review your existing policy to ensure it still meets your needs. They can compare coverage amounts beneficiaries and premium costs. This is especially helpful after major life events like marriage divorce or the birth of a child.
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