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HomeLife Insurance AgentsIllinois › Decatur

Find Life Insurance Agents Near You in Decatur, IL

Browse life insurance agents serving Decatur, Illinois. Updated 2026-07-14.

The top-rated life insurance agent in Decatur, Illinois is Melanie Schelling - State Farm Insurance Agent, rated 5.0 stars across 2,975 reviews. Other highly rated options include Al Schelling - State Farm Insurance Agent, Acceptance Insurance, Freeway Insurance. This directory lists 24 life insurance agents serving Decatur.

Showing 24 life insurance agents in Decatur, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Melanie Schelling - State Farm Insurance Agent3350 N Water St B(217) 876-8800
2Al Schelling - State Farm Insurance Agent2398 E Wood St(217) 428-6742
3Acceptance Insurance1301 W King St Ste B(217) 666-6001
4Freeway Insurance3184 N Water St(217) 666-6011
5Insurance King255 E Grand Ave(217) 428-4800
6Patrick J Delatte Agency Inc. American Family Insurance125 1st Dr(217) 422-3200
7Rob Lipic - State Farm Insurance Agent1212 E Pershing Rd(217) 875-1825
8Richland Insurance Services, Inc636 W Imboden Dr(217) 424-6024
9Farmers Insurance - Robert Frazier100 E Washington St Ste 100a(217) 872-7272
10Senior Insurance Quote3270 N Woodford St(217) 875-0100
MS
3350 N Water St B
Melanie Schelling - State Farm Insurance Agent
Life Insurance Agent · Decatur, IL

Melanie Schelling - State Farm Insurance Agent serves the Decatur, IL metro area, offering life insurance products and related financial services to local residents. The agency assists individuals and families in evaluating their coverage needs to help protect their loved ones’ financial futures. General consultations focus on understanding how insurance can address life’s uncertainties. Specific services handled in this area include term life policies and whole life insurance options.

AS
2398 E Wood St
Al Schelling - State Farm Insurance Agent
Life Insurance Agent · Decatur, IL

Al Schelling - State Farm Insurance Agent in Decatur, IL provides a range of life insurance products designed to help individuals secure financial protection for their families. Regular policy reviews and adjustments are offered to ensure coverage keeps pace with changing life circumstances. The agent also assists with claims processes and beneficiary updates. The services cater to single-family homes and apartments, as well as retail stores and restaurants.

AI
1301 W King St Ste B
Acceptance Insurance
Life Insurance Agent · Decatur, IL

Acceptance Insurance in Decatur, Illinois offers both one-time life insurance policies for specific coverage needs and recurring term or whole life options that provide ongoing financial protection. Local agents help clients understand how such coverage can support beneficiaries during difficult times. Services are provided on an as-needed basis, with appointments available to review individual circumstances and update policies as situations change over time.

FI
3184 N Water St
Freeway Insurance
Life Insurance Agent · Decatur, IL

Providing term, whole, and universal life insurance options, Freeway Insurance in Decatur, Illinois aids individuals and families in securing financial protection. The agent assesses client needs to match suitable coverage amounts and policy structures. This service is particularly valuable when residents face major life changes such as starting a family, purchasing a home, or planning for retirement income needs during the autumn open enrollment season.

IK
255 E Grand Ave
Insurance King
Life Insurance Agent · Decatur, IL

Insurance King serves homeowners, families, and small business owners in Decatur, Illinois, helping them select life insurance policies that provide financial security for their beneficiaries. The agency guides clients through term, whole, and universal life options tailored to individual needs and budgets. It also assists local property managers with key person coverage solutions. As a dedicated life insurance agent in the area, the company explains complex coverage details in clear, straightforward terms. Insurance King additionally serves clients in the broader Macon County region, including communities such as Forsyth.

PJ
125 1st Dr
Patrick J Delatte Agency Inc. American Family Insurance
Life Insurance Agent · Decatur, IL

Serving the Decatur area and its surrounding communities, Patrick J Delatte Agency Inc. American Family Insurance handles life insurance policies tailored to individual client needs. As a licensed agent, the company assists families and individuals in evaluating their long-term financial protection options. The typical process involves a detailed consultation to review current coverage, followed by a personalized comparison of policy types and benefits. To handle a typical job, the agency first assesses the client’s specific financial goals and then presents a few clear, understandable policy choices.

RL
1212 E Pershing Rd
Rob Lipic - State Farm Insurance Agent
Life Insurance Agent · Decatur, IL

Rob Lipic - State Farm Insurance Agent in Decatur, IL serves clients seeking either a one-time policy for final expenses or recurring coverage through a term or whole life plan. A life insurance agent in this area helps individuals protect family financial stability after a loss. Coverage is tailored to each client’s specific needs and financial situation. Service for ongoing policy management and adjustments to coverage runs on an as-needed basis.

RI
636 W Imboden Dr
Richland Insurance Services, Inc
Life Insurance Agent · Decatur, IL

Richland Insurance Services, Inc in Decatur, IL specializes in life insurance policies that provide financial protection for families and beneficiaries. The agency works with clients to assess coverage needs and select appropriate plans for income replacement, final expenses, and college funding. Its general service work includes policy reviews and beneficiary updates to ensure coverage remains aligned with life changes. As the holiday season approaches, Richland Insurance helps local residents secure new policies or update existing ones to cover heightened travel and family gathering activities.

FI
100 E Washington St Ste 100a
Farmers Insurance - Robert Frazier
Life Insurance Agent · Decatur, IL

With the changing seasons in Decatur, IL, homeowners and families often reassess their financial protections, and Farmers Insurance - Robert Frazier provides life insurance agent services to address those needs. This agency helps local residents by explaining policy options that can secure loved ones against unexpected hardships. Every conversation starts with understanding the client’s personal situation and long-term goals. The process includes a careful review of current coverage and household priorities. To begin, the agent arranges a straightforward initial consultation to evaluate individual circumstances and discuss possible next steps.

SI
3270 N Woodford St
Senior Insurance Quote
Life Insurance Agent · Decatur, IL
DI
111 E Decatur St
Dansig Insurance Risk Advisors
Life Insurance Agent · Decatur, IL
(217) 423-3311
dansig.com
SH
122 W Prairie Ave #201
Sams/Hockaday & Associates
Life Insurance Agent · Decatur, IL
(217) 423-8000
samshockaday.com
IS
3133 N Woodford St
Insurance Solutions
Life Insurance Agent · Decatur, IL
(217) 872-5220
facebook.com/Insurance-Solutions-462838913902254/timeline
AO
500 W Main St
Agency One Insurance & Real Estate
Life Insurance Agent · Decatur, IL
(217) 422-9700
a1insurance.com
MT
333 E Pershing Rd
Mutual Trust Insurance Agency
Life Insurance Agent · Decatur, IL
(217) 335-4136
AO
120 E Cerro Gordo St
Atteberry Oldweiler Insurance
Life Insurance Agent · Decatur, IL
(217) 422-6544
erieinsurance.com
WT
1138 IL-48
Winston Taylor Insurance
Life Insurance Agent · Decatur, IL
(217) 422-1441
FA
2805 N Jasper St
The Floyd Agency
Life Insurance Agent · Decatur, IL
(217) 423-5020
thefloydagency.com
SI
2932 Mount Zion Rd
Shelter Insurance - Joe Basil
Life Insurance Agent · Decatur, IL
(217) 864-6600
shelterinsurance.com/CA/agent/JBASIL
RM
4020 E Fulton Ave
Rebecca Moore American Family Insurance
Life Insurance Agent · Decatur, IL
(217) 877-8778
amfam.com/agents/illinois/decatur/rebecca-moore
NH
122 W Prairie Ave #200
New Horizons Insurance Marketing
Life Insurance Agent · Decatur, IL
(217) 233-8000
newhorizonsmktg.com
ER
225 S Main St #300
Eagle Rock Insurance Services
Life Insurance Agent · Decatur, IL
(217) 422-5000
LH
122 W Prairie Ave #201
Luke Hockaday
Life Insurance Agent · Decatur, IL
(217) 423-8000
samshockaday.com/team/luke-hockaday
MS
122 W Prairie Ave #201
Michael Sams
Life Insurance Agent · Decatur, IL
(217) 423-8000
samshockaday.com/team/michael-sams

What Does a a Life Insurance Agent in Decatur Cost?

The cost of a life insurance policy in Decatur, Illinois depends on your age, health, coverage amount, and policy type. For a healthy 35-year-old, a 20-year term policy with 250,000 dollars of coverage may cost between 20 and 40 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for similar coverage. This is general information, not insurance advice.

About life insurance agents in Decatur

Life insurance agents in Decatur, Illinois help residents and businesses find coverage that fits their needs and budget. Illinois law requires agents to hold a valid state license and follow regulations set by the Illinois Department of Insurance. Local agents can explain policy options and guide you through the application process.

Frequently Asked Questions

What license does a life insurance agent need in Illinois?

An agent must hold a valid life insurance producer license from the Illinois Department of Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education to renew their license every two years.

How do I choose a life insurance agent in Decatur?

Look for an agent with experience in the type of coverage you need, such as term or whole life. Ask about their familiarity with Illinois insurance laws and their process for comparing policies from different carriers. You can verify an agents license on the Illinois Department of Insurance website.

What is the free look period for life insurance in Illinois?

Illinois law gives you a free look period of at least 10 days after you receive a life insurance policy. During this time you can cancel the policy for a full refund of any premiums paid. This applies to most individual life insurance policies sold in the state.

Life Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.