The top-rated life insurance agent in Cary, Illinois is Shannon Morreale - State Farm Insurance Agent, rated 4.8 stars across 43 reviews. Other highly rated options include Seth Lewis - State Farm Insurance Agent, Phil Horn - State Farm Insurance Agent, Jim Dawe American Family Insurance. This directory lists 15 life insurance agents serving Cary.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Morreale - State Farm Insurance Agent | 835 Feinberg Ct Ste 118 | (847) 639-2828 |
| 2 | Seth Lewis - State Farm Insurance Agent | 1005 Alexander Ct B | (847) 639-9988 |
| 3 | Phil Horn - State Farm Insurance Agent | 111 W Main St | (847) 639-9467 |
| 4 | Jim Dawe American Family Insurance | 212 Crystal St Suite B | (847) 516-2800 |
| 5 | Luis Crespo American Family Insurance | 270 Cary Algonquin Rd | (847) 639-3381 |
| 6 | Dave Patterson Insurance | 875 Feinberg Ct Ste 102G | (847) 293-7729 |
| 7 | Frisch & Barrett Insurance Agency | 226 W Main St | (847) 639-2134 |
| 8 | Insurance Specialists, Inc. | 212 W Main St Suite 1 | (847) 516-3370 |
| 9 | N.W.I.S. Northwest Insurance Solutions, L.L.C | 875 Feinberg Ct Suite 102 | (847) 829-8081 |
| 10 | Goosehead Insurance - Mark Pils | 875 Feinberg Ct Suite 102 | (224) 357-7656 |
Shannon Morreale - State Farm Insurance Agent serves the Cary, Illinois area and functions as a life insurance agent. The company offers coverage designed to help individuals plan for their family’s financial future and long-term security. As an agent in this region, the agency works to guide clients through the process of selecting appropriate policies to protect loved ones. Life insurance services offered here include term life policies for specific coverage periods and whole life plans that provide permanent protection and cash value accumulation.
Seth Lewis - State Farm Insurance Agent in Cary, IL provides a range of life insurance options designed to help protect families and individuals against financial uncertainty. The agency works with clients to establish regular policy reviews, ensuring coverage aligns with changing life circumstances and long-term goals. By focusing on personalized risk assessment, the office helps tailor plans that address beneficiaries and estate considerations. Their services extend to clients residing in single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Phil Horn - State Farm Insurance Agent serves homeowners, families, and local businesses in Cary, Illinois, by offering life insurance policies tailored to their financial and protection needs. The agency helps clients understand coverage options that can provide financial security for their loved ones. It also assists with related insurance products to complement these life insurance plans. In addition to serving Cary, the agency extends its services to the nearby community of Crystal Lake and the greater McHenry County area.
Serving Cary, Illinois, and the surrounding communities of the Fox River Valley, Jim Dawe American Family Insurance handles life insurance policies for local residents. As a life insurance agent, the office helps clients assess their coverage needs, whether for term or whole life plans, to protect their beneficiaries. It processes applications for policies designed to offer financial security against unexpected events. The agency completes this by first conducting a personalized needs analysis with each client, reviewing their current situation and future goals, then presenting appropriate policy options for their consideration.
Life insurance agents in Cary, IL, typically assist clients by offering both term life policies for temporary needs and permanent life insurance for lifelong coverage, with the latter often including a cash value component. Luis Crespo American Family Insurance provides guidance in selecting appropriate coverage amounts and policy types based on individual financial situations and family protection goals. Service appointments are available on a one-time basis for initial policy setup and can be scheduled as needed for ongoing policy reviews or beneficiary updates.
As Cary families prepare their estate plans or consider coverage for a mortgage, Dave Patterson Insurance answers those needs as a local life insurance agent. This agency helps individuals evaluate term or permanent policies to safeguard loved ones against financial hardship caused by an unexpected death. The team gathers basic health and lifestyle details to present relevant options from multiple carriers. A typical first step involves a brief consultation to review the applicant’s current coverage gaps and income goals before scheduling a simple in-home or phone-based health inspection.
Frisch & Barrett Insurance Agency specializes in life insurance policies designed to provide financial protection for families and individuals. It also serves the broader Cary, Illinois area by helping clients navigate options to secure their beneficiaries’ futures. The agency assists with planning for ongoing income replacement and final expense coverage. As open enrollment periods approach, it helps residents evaluate or update their policies to ensure adequate coverage for changing family needs.
Insurance Specialists, Inc. helps individuals and families in Cary, Illinois identify appropriate life insurance coverage to secure their financial futures. The firm focuses on matching clients with policies that address specific protection needs through a consultative process. It offers additional specialty options such as final expense planning and term life products for those seeking straightforward coverage solutions. For business clients, the company serves commercial sectors including offices, warehouses, and food service operations seeking employee benefit packages or key person policies.
N.W.I.S. Northwest Insurance Solutions, L.L.C provides residential life insurance guidance to clients in Cary, Illinois, and the surrounding area. Commercial coverage options are also available to meet broader business-related needs. Agents work with local individuals and companies to explain policy types and help identify appropriate protection. Regular visits allow for follow-up on existing policies, and assist in adjusting coverage to reflect changes in a client’s circumstances between meetings.
Goosehead Insurance - Mark Pils in Cary, IL, is known for helping individuals and families navigate the complexities of life insurance to secure financial protection. The agency’s service range includes term, whole, and universal life policies, tailoring coverage to meet diverse needs and budgets. A licensed agent guides clients through the application process, explaining policy options and long-term benefits. For California residents, the agency can add long-term care insurance riders to existing life policies for extended coverage.
What Does a a Life Insurance Agent in Cary Cost?
Costs for life insurance in Cary Illinois depend on age health coverage amount and policy type. A healthy 35 year old may pay 25 to 50 dollars per month for a 20 year 500000 dollar term policy. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Illinois does not set premium rates so prices vary by insurer. This is general information not insurance advice.
About life insurance agents in Cary
Life insurance agents in Cary Illinois help residents choose policies that protect their families and meet state requirements. Illinois law requires agents to hold a valid license from the Illinois Department of Insurance. Working with a local Cary agent can simplify the process of comparing term life whole life and universal life options.
Frequently Asked Questions
What license does a life insurance agent in Cary need?
In Illinois all life insurance agents must hold a valid resident or nonresident license issued by the Illinois Department of Insurance. Agents must complete prelicensing education and pass a state exam. You can verify an agent license on the IDOI website.
How long does it take to get a life insurance policy in Cary?
The timeline varies by policy type. Term life policies may be issued in a few days if no medical exam is needed. Policies requiring a medical exam can take two to six weeks. Illinois law allows a free look period of 10 days after you receive the policy.
Are there Illinois specific rules for life insurance beneficiaries?
Yes Illinois law allows you to name any person trust or charity as a beneficiary. If no beneficiary is named the death benefit goes to your estate. Illinois also has a spousal consent requirement for certain policy changes on joint policies.
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