The top-rated life insurance agent in Star, Idaho is Joski Insurance, rated 4.9 stars across 610 reviews. Other highly rated options include Farmers Insurance - Lynn Walker, Monte Folsom - State Farm Insurance Agent, BIGinsurance.com. This directory lists 11 life insurance agents serving Star.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joski Insurance | 65 N Plummer Rd | (208) 286-7883 |
| 2 | Farmers Insurance - Lynn Walker | 9646 W State St | (208) 286-7161 |
| 3 | Monte Folsom - State Farm Insurance Agent | 12529 W Goldcrest St | (208) 639-2466 |
| 4 | BIGinsurance.com | 9744 W State St | (208) 398-0647 |
| 5 | Insurance Source of Idaho | 9628 W State St | (208) 898-9370 |
| 6 | American National Insurance - Shane Johnson | 9628 W State St | (208) 939-2243 |
| 7 | Mark Freemyer: Allstate Insurance | 9882 W State St | (208) 278-1593 |
| 8 | MetLife | 9628 W State St | (208) 457-7549 |
| 9 | Lewis Insurance Agency, LLC | 12545 W State St Suite 103 | (208) 775-7794 |
| 10 | Randall Scott Insurance | 65 N Plummer Rd | (208) 484-2958 |
Joski Insurance serves the Star, Idaho area as a life insurance agent, offering guidance on financial protection for local families and individuals. The company assists clients in selecting policies that provide income replacement and final expense coverage. Its work involves evaluating personal needs to secure suitable terms from various carriers. Joski Insurance handles term life and whole life insurance options in this region.
Farmers Insurance - Lynn Walker in Star, ID, provides life insurance products designed to help individuals and families secure financial protection for their beneficiaries. Coverage options may include term life and whole life policies, with plans that can address income replacement, final expenses, or mortgage protection. The agency works with clients to review their financial situations and select suitable coverage levels. Service support includes policy reviews and claims assistance. The company services properties such as single-family homes, apartments, and retail businesses, as well as restaurants.
Monte Folsom - State Farm Insurance Agent serves local homeowners and families seeking life insurance protection in Star, Idaho. The agency assists clients in evaluating policies that provide financial security for loved ones and help cover future expenses. It also offers guidance on term and whole life options to match individual goals. Supporting customers through the application process helps simplify coverage decisions. The agent extends these services to residents in nearby Eagle and the surrounding Ada County communities.
Serving Star, Idaho, and the surrounding communities, BIGinsurance.com handles life insurance needs for individuals and families in the area. The agency focuses on helping local clients navigate their options for financial protection. It works with various life insurance products to address different coverage requirements and budget considerations. When handling a typical job, it evaluates individual circumstances and financial goals to recommend a suitable policy type, ensuring the client understands the coverage terms before any final decision is made.
Insurance Source of Idaho offers clients a choice between a one-time policy review or a recurring service plan that includes annual policy check-ups and beneficiary updates. The agency helps residents of Star, ID, select appropriate life insurance coverage to address their financial protection needs. Policies are designed to replace lost income, cover final expenses, or build cash value over time. Service runs on a one-time, scheduled, or as-needed basis, depending on the client’s preferred arrangement.
American National Insurance - Shane Johnson in Star, Idaho, offers specialty life insurance products including whole life, term life, and universal life policies. It serves individuals and families throughout the area with personalized policy planning and risk assessment. The agency provides ongoing support for policy adjustments and beneficiary updates as client circumstances change. As winter approaches, it helps residents review and modify their coverage to account for seasonal employment shifts or holiday-related financial obligations.
As families in Star, ID, plan for the uncertainty of changing seasons or the future of their households, Mark Freemyer: Allstate Insurance provides guidance on life insurance policies to secure their financial stability. The agency works with local residents to understand how coverage can protect a spouse or children from unexpected financial strain. A consultation typically includes a review of current needs and potential beneficiaries. This process begins with a personal meeting to inspect those specific requirements.
MetLife provides life insurance solutions to individuals and families throughout the Star, Idaho area. The agency focuses on offering term life policies and whole life coverage as core services, with additional options for accidental death benefits and universal life products. It assists local businesses in securing key person coverage and providing benefits for their workforce. Commercial sectors the agency serves include local offices, warehouses, and the food service industry.
Lewis Insurance Agency, LLC serves residents of Star, Idaho, offering life insurance solutions for families and individuals. The agency also provides commercial coverage options for local businesses and extends its services throughout the greater Treasure Valley area. Advisors work closely with clients to evaluate financial protection needs, helping to secure policies that address long-term goals and household stability. Regular policy reviews are scheduled to ensure coverage remains current, and consistent follow-up helps maintain strong client relationships between scheduled annual visits.
Randall Scott Insurance is a life insurance agent based in Star, Idaho, known for helping local residents secure financial protection for their families. The company offers a range of standard life insurance policies designed to cover final expenses, replace lost income, and pay off outstanding debts. Services extend to assisting clients in evaluating their coverage needs during major life events such as marriage or the birth of a child. Policyholders can also add optional accidental death coverage to their existing plan for additional peace of mind.
What Does a a Life Insurance Agent in Star Cost?
Life insurance costs in Idaho vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $150 to $300 per month for similar coverage. Premiums are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Star
Life insurance agents in Star, Idaho help residents choose policies that protect their families and meet state requirements. Idaho law does not require life insurance, but agents can explain how policies fit into estate planning and debt protection. Local agents understand the needs of Star families and small business owners.
Frequently Asked Questions
What types of life insurance do agents in Star offer?
Agents in Star typically offer term life, whole life, and universal life policies. Term life covers a set period, while whole life provides permanent coverage with a cash value component. An agent can help you compare options based on your budget and goals.
Do I need a medical exam to get life insurance in Idaho?
Many life insurance policies in Idaho require a medical exam, but some no-exam policies are available. These no-exam policies often have higher premiums and lower coverage limits. An agent can explain which option fits your health situation.
How does Idaho law affect life insurance payouts?
Idaho law requires life insurance beneficiaries to file a claim within a reasonable time, usually within one year of the insureds death. The insurer must pay the claim within 30 days after receiving proof of death. If the claim is disputed, Idaho Code Section 41-1839 governs unfair claim settlement practices.
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