The top-rated life insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 207 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 23 life insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Valerie Bruner at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6105 |
| 4 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 5 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 6 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 7 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 8 | Leilani Yee at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6073 |
| 9 | Deborah Sumulong at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6074 |
| 10 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
Larry Welsch - State Farm Insurance Agent serves the Waipahu, Hawaii area as a life insurance agent. The agency provides financial protection through various policies designed to help individuals and families secure their futures. Life insurance services include term and whole life options, which can offer income replacement and coverage for final expenses. The office works with clients in this Oahu community to explore plans that address long-term planning needs. It handles planning for mortgage protection policies and funeral expense coverage in Waipahu.
Guy Matsumoto - State Farm Insurance Agent in Waipahu, HI offers a range of life insurance services designed to help individuals and families secure their financial future. Its service approach focuses on assessing clients’ coverage needs and then structuring appropriate policy options to meet those specific requirements. Maintenance discussions typically include reviewing beneficiaries and adjusting coverage limits as life circumstances evolve. Supporting the local community, this agency services single-family homes, apartments, retail businesses, and restaurants.
Homeowners and small business owners in Waipahu seeking life insurance protection for their families or key personnel can meet with Valerie Bruner at Comparion Insurance Agency. This local agent assists clients in comparing coverage options and policy terms to find a suitable life insurance plan. Services include guidance on term and permanent life products tailored to personal financial situations. The agency also serves clients in the greater Ewa Beach and Kapolei areas of Oahu.
Kendrick Nishiguchi at Comparion Insurance Agency distinguishes between one-time policy purchases and ongoing coverage plans, tailoring life insurance options for Waipahu residents. Services focus on term, whole, or universal life policies to protect families and secure financial futures. Clients can discuss needs during an initial consultation, with adjustments available as circumstances change. Service is provided on an as-needed basis, allowing clients to schedule reviews or updates whenever they require modifications to their coverage.
As families across Waipahu prepare for life’s unexpected turns, securing adequate coverage becomes a priority. Susan Santos - State Farm Insurance Agent offers guidance through the process of selecting a life insurance policy tailored to individual needs and budget. Working as a local life insurance agent, this office helps clients evaluate their options for protecting loved ones financially. The process begins with an initial consultation to review personal circumstances and policy preferences, allowing the agent to recommend suitable coverage choices and schedule a detailed assessment of each applicant’s situation.
Dawn Mira-Whitson: Allstate Insurance helps individuals and families in Waipahu, Hawaii, find appropriate coverage for their daily lives. The agency specializes in offering life insurance policies that provide financial protection for loved ones. Through detailed consultations, clients can explore different policy options designed for various long-term needs. This office also assists with related insurance products to supplement core coverage. Commercial sectors it can serve include local offices, warehouses, and food service businesses to help protect their operations and employees.
Ricky Bonilla: Allstate Insurance specializes in life insurance planning for individuals and families, offering policies that provide financial protection and income replacement. The agency serves clients in Waipahu, HI, helping them navigate options to secure coverage for long-term needs. General services include policy reviews for existing plans and guidance on adjusting beneficiaries. During the summer months, the agency assists families with reviewing their coverage to ensure adequate protection for vacations and increased travel activity.
Leilani Yee at Comparion Insurance Agency in Waipahu, HI, is known for guiding clients through life insurance options tailored to their needs. The agency serves individuals and families seeking financial protection for the future. As a life insurance agent, the work involves explaining policy types from term to whole life structures. Services also include assessing coverage amounts for income replacement and final expenses. The agency additionally offers guidance on adding riders for critical illness benefits.
Deborah Sumulong at Comparion Insurance Agency provides residential life insurance services to Waipahu residents, helping families plan for financial security. The agency also offers commercial coverage options for local business owners seeking protection for their operations. Service extends throughout the Waipahu area, ensuring clients have access to personalized guidance for their insurance needs. Policyholders can return for annual policy reviews or updates, and ongoing service is available between regularly scheduled visits to adjust coverage as circumstances change.
What Does a a Life Insurance Agent in Waipahu Cost?
Life insurance costs in Hawaii vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Waipahu might pay 20 to 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Costs also depend on local factors like lifestyle and medical history. This is general information, not insurance advice.
About life insurance agents in Waipahu
Life insurance agents in Waipahu help residents choose policies that protect their families and meet Hawaii state requirements. Hawaii law does not require life insurance, but agents can explain options like term, whole, and universal life. Local agents understand Waipahu community needs and can guide you through the application process.
Frequently Asked Questions
What does a life insurance agent in Waipahu do?
A life insurance agent helps you compare policies from different companies, explains coverage types, and assists with applications. They work with you to find a plan that fits your budget and goals. Agents must be licensed by the Hawaii Department of Commerce and Consumer Affairs.
How do I choose a life insurance agent in Waipahu?
Look for an agent with a valid Hawaii insurance license and experience with policies you need. Ask about their knowledge of local health factors and community resources. You can verify an agents license on the Hawaii DCCA website.
What types of life insurance are common in Hawaii?
Term life insurance provides coverage for a set period, while whole life offers permanent protection with cash value. Universal life gives flexible premiums and benefits. Many Hawaii residents also consider mortgage protection insurance to cover home loans.