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Looking for a life insurance agent in Pearl City? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Pearl City, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 6 life insurance agents in Pearl City, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
American Income Life: AO
98-1256 Kaʻahumanu St e203, Pearl City, HI 96782
(800) 842-0022
americanincomelifeao.com
Margaret Yamashita - State Farm Insurance Agent
850 Kamehameha Hwy Ste 113, Pearl City, HI 96782
(808) 455-7944
myamashita.com
Marcus Murakami: Allstate Insurance
98-1238 Kaʻahumanu St STE 303, Pearl City, HI 96782
(808) 638-4044
agents.allstate.com
Wayne Midro - State Farm Insurance Agent
425 Kamehameha Hwy STE 301, Pearl City, HI 96782
(808) 484-8844
teammidro.com
American Income Life - Rick Altig Jr & Ilija Orlovic
Times Square Shopping Center, 98-1256 Kaʻahumanu St e203, Pearl City, HI 96782
(425) 885-2838
A.O. Hawaii
Times Square Shopping Center, 98-1256 Kaʻahumanu St e203, Pearl City, HI 96782
(808) 382-5958
altig.com
Life insurance agents in Pearl City Hawaii help residents find coverage that fits their needs and budget. Hawaii law requires agents to hold a valid state license and follow specific disclosure rules about policy types and costs. Working with a local agent can make it easier to understand how Hawaii’s unique cost of living and health factors affect your premiums.
What Does a Life Insurance Agent in Pearl City Cost?
Life insurance costs in Hawaii vary based on age health coverage amount and policy type. A term life policy for a healthy 35-year-old might range from 25 to 50 dollars per month for 500000 dollars in coverage. Whole life policies typically cost more often starting at 100 dollars per month for similar coverage. Premiums in Pearl City may be slightly higher than the national average due to Hawaii’s higher cost of living. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Hawaii?
Agents must pass the Hawaii insurance licensing exam and complete continuing education every two years. They must also carry a valid Hawaii resident license or a nonresident license if based elsewhere.
How do I choose a life insurance agent in Pearl City?
Look for an agent who is licensed in Hawaii and has experience with policies available in the state. Ask about their familiarity with local insurers and whether they offer term whole life or universal life options.
Are there Hawaii-specific rules for life insurance policies?
Yes Hawaii law requires a free look period of at least 10 days for new policies. Insurers must also provide clear disclosure of policy terms and any exclusions related to pre-existing conditions.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.