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Compare Life Insurance Agents in Winter Garden, FL
Compare life insurance agents in Winter Garden. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Winter Garden, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 19 life insurance agents in Winter Garden, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
12200 W Colonial Dr ste 300 a, Winter Garden, FL 34787
(407) 889-8872
lotusinsuranceservices.com
Life insurance agents in Winter Garden, Florida help residents and businesses find suitable coverage to protect their loved ones. Florida law requires agents to hold a valid state license and follow specific regulations under the Florida Insurance Code. Whether you need term life, whole life, or final expense insurance, a local agent can guide you through the process.
What Does a Life Insurance Agent in Winter Garden Cost?
Life insurance costs in Winter Garden vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Older individuals or those with health conditions may pay higher premiums. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Winter Garden Florida?
In Florida, a life insurance agent must hold a valid 2-15 or 2-18 license from the Florida Department of Financial Services. This license requires passing a state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in Florida?
The process can take from a few days to several weeks depending on the policy type and your health. Florida law allows a 10-day free look period after you receive the policy to review and cancel if needed.
Are there Florida specific rules for life insurance beneficiaries?
Yes, Florida law allows you to name any person or entity as a beneficiary. Under Florida Statute 732.703, a life insurance policy cannot be used to disinherit a spouse unless the spouse waives their rights in writing.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.