The top-rated life insurance agent in Wesley Chapel, Florida is State Insurance, rated 4.9 stars across 479 reviews. Other highly rated options include Bart Blessing - State Farm Insurance Agent, Shirin Khorsandian - State Farm Insurance Agent, Smart Health & Life Insurance Agency LLC. This directory lists 19 life insurance agents serving Wesley Chapel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Insurance | 5815 Argerian Dr #102 | (813) 345-4647 |
| 2 | Bart Blessing - State Farm Insurance Agent | 2754 Windguard Cir STE 101 | (813) 575-1794 |
| 3 | Shirin Khorsandian - State Farm Insurance Agent | 5833 Argerian Dr STE 102 | (813) 971-6060 |
| 4 | Smart Health & Life Insurance Agency LLC | 2211 Ashley Oaks Cir | (813) 544-5568 |
| 5 | Insurance Company of Florida | 3751 Maryweather Ln STE 102 | (813) 788-1465 |
| 6 | Solid Rock Medicare Solutions | 2211 Ashley Oaks Cir | (813) 765-6948 |
| 7 | Joanne Fisher: Allstate Insurance | 26837 Tanic Dr STE 103 | (813) 279-7777 |
| 8 | Family First Insurance Services | 28969 Wesley Chapel Blvd | (813) 994-3900 |
| 9 | GreatFlorida Insurance: Beau Barry | 4871 Bruce B Downs Blvd | (813) 991-6969 |
| 10 | Family First Insurance: Allstate Insurance | 28969 Wesley Chapel Blvd | (813) 994-3900 |
State Insurance serves the Wesley Chapel area of Pasco County, Florida, as a life insurance agent. The company helps individuals and families secure financial protection through various life insurance products. These policies provide a death benefit to beneficiaries, offering security during difficult times. The agency works with clients to understand coverage options for different stages of life. It handles term life insurance for temporary needs and whole life policies for lifelong protection and cash value accumulation.
Bart Blessing - State Farm Insurance Agent in Wesley Chapel, FL, offers a range of life insurance solutions designed to help local residents protect their families’ financial futures. Their services include term and permanent life policies, each tailored to individual needs through a comprehensive consultation process. For ongoing financial security, the agency provides personalized policy reviews and adjustments as life circumstances change. This Wesley Chapel agent works with homeowners and families seeking to safeguard their households, as well as property owners managing apartments, retail spaces, and local restaurants.
Shirin Khorsandian - State Farm Insurance Agent serves homeowners, renters, and drivers in Wesley Chapel, Florida, by providing life insurance policies to help protect their families’ financial futures. The agency also offers auto, home, and health coverage, helping local residents select plans tailored to their needs. Customers can meet with the agent to review policy options and adjust their coverage as their circumstances change. The office additionally serves clients in the greater Tampa Bay area, including nearby communities such as Land O’ Lakes.
Smart Health & Life Insurance Agency LLC serves Wesley Chapel and the surrounding communities in Pasco County, handling a full range of life insurance needs for local families and individuals. The agency assists clients in comparing term, whole, and universal life policies from various carriers to find suitable coverage for their financial goals. It typically works through a consultative process, first assessing each client’s personal situation, then presenting tailored options that balance coverage needs with budget considerations.
Insurance Company of Florida in Wesley Chapel provides life insurance agents who distinguish between one-time policies, such as term life for temporary coverage, and recurring service models like whole life that build cash value over time. They assess individual coverage needs to ensure adequate financial protection for beneficiaries against unexpected loss. This local agency operates on a scheduled appointment basis for policy reviews and as-needed for claims assistance, with no regular drop-in hours.
Specializing in Medicare supplement, Advantage, and prescription drug plan guidance, Solid Rock Medicare Solutions also provides general life insurance agent services for families in Wesley Chapel, Florida. The agency helps clients navigate the complexities of selecting appropriate coverage options that fit their budgets and ongoing healthcare needs. During the annual Medicare Open Enrollment period from October 15 to December 7, the agency assists seniors with reviewing and adjusting their existing plans.
As families in Wesley Chapel wrap up summer travel and prepare for the new school year, reviewing life insurance coverage often becomes a priority. Joanne Fisher: Allstate Insurance helps local residents assess their current policies and explore options to secure their family’s financial future. Working with clients one-on-one, the agent explains how term or whole life plans can address different budget and protection goals. The process begins with a free, no-obligation policy review to identify gaps and confirm appropriate coverage amounts during a brief initial consultation.
Family First Insurance Services provides life insurance coverage options to individuals and families in the Wesley Chapel, Florida area. The agency specializes in helping clients select policies designed to offer financial security and income replacement for beneficiaries. Their agents assist with term life, whole life, and universal life applications along with related policy adjustments. The company can serve owner-operated offices, commercial warehouses, and food service establishments seeking to secure business continuity through key-person or buy-sell agreements tailored to their specific operational structures.
GreatFlorida Insurance Beau Barry serves Wesley Chapel residents seeking life insurance coverage, handling individual policy inquiries and enrollment from the local office. The agency also supports commercial clients with their life insurance needs throughout the Wesley Chapel area. Every policy discussion begins with a review of the client’s personal situation and financial goals, ensuring that recommended options fit their specific circumstances. After the initial policy is issued, the agency provides follow-up contact between regular visits to review coverage as family or business needs evolve.
Family First Insurance: Allstate Insurance in Wesley Chapel, FL, is known for helping individuals and families find suitable life insurance coverage. Its service range includes term, whole, and universal life policies designed to meet diverse financial protection needs. The agency also provides guidance on selecting appropriate death benefit amounts and policy durations. A specialty service it can add onto a life policy is an accidental death benefit rider, which provides an additional payout if the insured dies due to a covered accident.
What Does a a Life Insurance Agent in Wesley Chapel Cost?
The cost of life insurance in Florida varies by age, health, policy type, and coverage amount. A healthy 35-year-old in Wesley Chapel might pay between 25 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies are more expensive, often starting at 100 dollars per month for a smaller face amount. Florida residents may also see slightly higher rates due to the state's older average population and hurricane risk. This is general information, not insurance advice.
About life insurance agents in Wesley Chapel
Life insurance agents in Wesley Chapel, Florida help residents find coverage that protects their families and meets state requirements. Florida law requires agents to hold a valid 2-15 or 2-18 license from the Florida Department of Financial Services. Local agents understand the needs of families in Pasco County and can explain how Florida's homestead exemption affects estate planning.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a 2-15 Life and Variable Annuity license or a 2-18 Life license from the Florida Department of Financial Services. Agents must complete pre-licensing education and pass a state exam.
How long does it take to get a life insurance policy in Wesley Chapel?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies often have faster approval than whole life policies. The agent will guide you through the application and underwriting steps.
Do life insurance agents in Florida charge a fee for their services?
Most life insurance agents in Florida are paid by commission from the insurance company, not by a direct fee from you. Some agents may charge a consultation fee, but they must disclose this upfront. Always ask about costs before starting.
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