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Find Life Insurance Agents Near You in Sunny Isles Beach, FL

Directory of life insurance agents in Sunny Isles Beach, Florida. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Sunny Isles Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 life insurance agents in Sunny Isles Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alltrust Insurance Group
17038 Collins Ave, Sunny Isles Beach, FL 33160
(305) 944-0002 alltrustfl.com
Mig Insurance & Financial Center Corp
18090 Collins Ave t14, Sunny Isles Beach, FL 33160
(305) 466-3333
GMI Brokerage Corp.
19390 Collins Ave b3, Sunny Isles Beach, FL 33160
(305) 239-8861 gmilife.com
Your Family Insurance
16699 Collins Ave, Sunny Isles Beach, FL 33160
(774) 209-1233

Life insurance agents in Sunny Isles Beach help residents find coverage that meets their needs. Florida law requires agents to hold a valid license from the Florida Department of Financial Services. They can guide you through term life whole life and other policy types available in the state.

What Does a Life Insurance Agent in Sunny Isles Beach Cost?

Life insurance costs in Florida vary by age health and coverage amount. A typical term life policy for a healthy 40 year old may cost between 25 and 60 dollars per month for 500000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month for the same amount. Costs also depend on Florida specific factors like hurricane risk and local mortality tables. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 license from the Florida Department of Financial Services. This requires completing pre-licensing education and passing a state exam.
How long does it take to get a life insurance policy in Sunny Isles Beach?
The process can take a few days to several weeks depending on the policy type and your health. Florida law allows a free look period of 10 days after you receive the policy to cancel for a full refund.
Do I need a medical exam for life insurance in Florida?
Many policies require a medical exam but some offer simplified issue or guaranteed issue options without one. Your agent can explain which type fits your situation and health history.