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HomeLife Insurance AgentsFlorida › St. Petersburg

Find Life Insurance Agents Near You in St. Petersburg, FL

Browse life insurance agents serving St. Petersburg, Florida. Updated 2026-07-14.

The top-rated life insurance agent in St. Petersburg, Florida is HH Insurance Group, LLC, rated 5.0 stars across 2,304 reviews. Other highly rated options include Florida All Risk Insurance, Northeast Underwriters Insurance, Freedom Insurance Services. This directory lists 27 life insurance agents serving St. Petersburg.

Showing 27 life insurance agents in St. Petersburg, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1HH Insurance Group, LLC9887 4th St N # 200(727) 498-5551
2Florida All Risk Insurance7024 Central Ave(888) 880-9200
3Northeast Underwriters Insurance4790 1st St N(727) 521-4253
4Freedom Insurance Services5980 66th St N unit k(727) 546-5600
5Insurance Resources6620 1st Ave S(727) 345-0242
6Luis Macias State Farm Insurance1909 34th St N(727) 864-1506
7Gulf Coast Insurance Services5429 Central Ave(727) 317-5799
8Veritas Insurance Group, Inc.742 2nd Ave S(866) 808-3344
9Melissa Ems Insurance Agency3446 49th Street N(727) 321-9828
10Comegys Insurance Agency1 Beach Dr SE Suite 230(727) 521-2100
HI
9887 4th St N # 200
HH Insurance Group, LLC
Life Insurance Agent · St. Petersburg, FL

HH Insurance Group, LLC serves clients in the St. Petersburg, Florida area and specializes in helping individuals and families secure life insurance coverage. As a life insurance agent, the company guides clients through the process of selecting policies that address their financial protection needs during uncertain times. Working with local residents, the firm assists with applications and policy management for various coverage options. HH Insurance Group focuses specifically on term life and whole life insurance services in this region.

FA
7024 Central Ave
Florida All Risk Insurance
Life Insurance Agent · St. Petersburg, FL

Florida All Risk Insurance in St. Petersburg, Florida provides a full range of life insurance agent services, including policy selection guidance and risk assessment for individuals. The agency offers annual policy reviews to ensure coverage remains aligned with clients’ evolving needs and life changes. Claims assistance is provided to policyholders navigating the insurance process. This agency services a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.

NU
4790 1st St N
Northeast Underwriters Insurance
Life Insurance Agent · St. Petersburg, FL

Northeast Underwriters Insurance serves homeowners, families, and small business owners in St. Petersburg, Florida, offering life insurance policies that provide financial protection for loved ones and business continuity. The agency helps clients assess their coverage needs, whether for mortgage protection, income replacement, or estate planning. Working with multiple carriers, the agent compares product options to fit varying budgets and health profiles. South of downtown, the agency also covers the surrounding Pinellas County metro communities, including Gulfport and Treasure Island.

FI
5980 66th St N unit k
Freedom Insurance Services
Life Insurance Agent · St. Petersburg, FL

Serving St. Petersburg and the surrounding Tampa Bay communities, Freedom Insurance Services handles life insurance planning for individuals and families. It assists clients in understanding term, whole, and universal policy options to match financial goals. The process typically begins with a thorough review of the applicant’s health and coverage needs. The company then compares offerings from multiple carriers to identify an appropriate plan. Its general approach relies on explaining each policy’s terms and benefits clearly before finalizing any recommendation or application.

IR
6620 1st Ave S
Insurance Resources
Life Insurance Agent · St. Petersburg, FL

Insurance Resources in St. Petersburg, FL distinguishes between one-time service for single policy needs and recurring service for clients who prefer ongoing portfolio reviews. Its coverage options include term life and whole life plans designed to meet various financial goals. The agent works with residents to identify appropriate protection levels based on individual circumstances. Service runs on a one-time, scheduled, or as-needed basis depending on client preference and policy type.

LM
1909 34th St N
Luis Macias State Farm Insurance
Life Insurance Agent · St. Petersburg, FL

As a life insurance agent in St. Petersburg, Florida, Luis Macias State Farm Insurance specializes in helping clients select term life and whole life policies to protect their families. It also offers auto, home, and renters insurance to address broader personal needs. For local residents, the agency works to explain how life coverage can maintain a household's financial stability. A particular seasonal concern the business assists with is helping new parents secure additional coverage after welcoming a child into the family during the holidays.

GC
5429 Central Ave
Gulf Coast Insurance Services
Life Insurance Agent · St. Petersburg, FL

As residents along Florida's Gulf Coast begin the annual hurricane season preparation, many consider the role life insurance plays in a comprehensive financial safety plan. Gulf Coast Insurance Services in St. Petersburg responds by guiding clients through evaluating coverage needs, from term policies to permanent options. The focus remains on practical protection rather than complex product promotion. This process begins with a comfortable and private initial assessment, where individual circumstances and long-term goals are reviewed under no pressure.

VI
742 2nd Ave S
Veritas Insurance Group, Inc.
Life Insurance Agent · St. Petersburg, FL

Veritas Insurance Group, Inc. serves the St. Petersburg area by helping residents secure life insurance coverage for their families. Their agents also assist local businesses with commercial life insurance policies to protect key personnel and ensure operational stability. The agency guides clients through selecting appropriate plans for both residential and commercial needs across the region. After an initial policy is in place, they maintain contact and provide periodic reviews to adjust coverage as circumstances change between regular visits.

ME
3446 49th Street N
Melissa Ems Insurance Agency
Life Insurance Agent · St. Petersburg, FL

Melissa Ems Insurance Agency works with clients in St. Petersburg to assess and manage their personal financial risks. As a life insurance agent, it specializes in structuring policies that provide future financial protection for beneficiaries against unforeseen events. The agency evaluates individual coverage needs to help secure a family’s long-term stability through policy options available in the industry. It can serve local commercial sectors such as offices, warehouses, and food service operations seeking to integrate benefit packages efficiently.

CI
1 Beach Dr SE Suite 230
Comegys Insurance Agency
Life Insurance Agent · St. Petersburg, FL

Comegys Insurance Agency in St. Petersburg, FL, is known for providing life insurance products to local individuals and families. The agency helps clients explore policies that can offer financial protection for dependents in the event of an unexpected loss. Services commonly include term life plans for temporary coverage and whole life options for lifelong benefits. The agency assists with evaluating coverage needs based on personal circumstances and long-term goals. It can also add on riders for critical illness or accidental death benefits.

LS
7005 4th St N Suite 4A
Lake Shore Insurance Agency
Life Insurance Agent · St. Petersburg, FL
(727) 914-9092
lakeshoreinsurance.com
SP
2972 66th St N
St. Pete Insurance Agency
Life Insurance Agent · St. Petersburg, FL
(727) 577-7721
stpeteinsure.com
GI
1700 66th St N # 202
GreatFlorida Insurance: James White
Life Insurance Agent · St. Petersburg, FL
(727) 498-3855
stpetebeach.greatflorida.com
PI
150 2nd Ave NE Suite 470
Priceless Insurance
Life Insurance Agent · St. Petersburg, FL
(727) 303-9505
pricelessinsurancegroup.com
WI
300 1st Ave S 5th Floor
WWW Insurance, LLC
Life Insurance Agent · St. Petersburg, FL
(727) 522-7777
w3ins.com
WD
5234 Central Ave
Wornicki DelVecchio Insurance, Inc.
Life Insurance Agent · St. Petersburg, FL
(727) 576-8200
goodguynearby.com
HI
810 63rd Ave N
Harbor Insurance Group
Life Insurance Agent · St. Petersburg, FL
(727) 528-2240
harborins.net
PG
9050 50th St N Suite 201
The Pugh Group
Life Insurance Agent · St. Petersburg, FL
(727) 417-1145
healthmarkets.com/local-health-insurance-agent/cpugh
AS
3831 Tyrone Blvd N #203
AmeriLife of St. Petersburg, LLC
Life Insurance Agent · St. Petersburg, FL
(727) 471-0079
amerilife.com/stpetersburg
MH
7901 4th St N suite 300
Medlife Health Agency
Life Insurance Agent · St. Petersburg, FL
(888) 649-0108
medlifehealthagency.com
RI
11 Beach Dr SE Suite C
Reli Insurance
Life Insurance Agent · St. Petersburg, FL
(727) 897-5450
reliinsurance.com
MS
360 Central Ave Suite 470
Modern Shore Insurance
Life Insurance Agent · St. Petersburg, FL
(727) 371-0014
modernshoreins.com
ML
150 2nd Ave N
Meridian Legacy Health
Life Insurance Agent · St. Petersburg, FL
(863) 380-1818
meridianlegacyhealth.net
SI
300 4th Ave S Suite 300
Suncoast Insurance Solutions
Life Insurance Agent · St. Petersburg, FL
(727) 346-6875
suncoastsinsurancesolutions.com
PH
100 Main St N
Pro Health Insurance Agency
Life Insurance Agent · St. Petersburg, FL
(727) 476-5417
4S
5800 4th St N
4th Street Insurance Professionals
Life Insurance Agent · St. Petersburg, FL
(727) 522-6610
insurance4thstreet.com
TY
100 2nd Ave S Suite 105N #1007
Time Of Your Life Insurance Agency
Life Insurance Agent · St. Petersburg, FL
(727) 338-8019

What Does a a Life Insurance Agent in St. Petersburg Cost?

Life insurance costs in Florida vary by age health and coverage amount. A healthy 35-year-old might pay 20 to 40 dollars per month for a 20-year 250,000 dollar term policy. Whole life policies often start at 100 dollars per month for the same coverage. Florida residents may see slightly higher rates due to hurricane risk and older average population. This is general information not insurance advice.

About life insurance agents in St. Petersburg

Life insurance agents in St. Petersburg Florida help residents choose policies that meet their needs. Florida law requires agents to hold a valid state license and follow the Florida Insurance Code. Many local agents offer free consultations to review term life whole life and universal life options.

Frequently Asked Questions

What license does a life insurance agent need in St. Petersburg Florida?

Agents must hold a valid Florida 2-15 Life and Health license or a 2-14 Life license. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to renew the license.

How long does it take to get a life insurance policy in Florida?

The process usually takes 2 to 6 weeks from application to approval. Florida law allows a 10-day free look period after you receive the policy. During this time you can cancel for a full refund.

Does Florida have a law about life insurance contestability?

Yes. Florida Statute 627.409 allows insurers to contest a policy for material misrepresentation within the first two years. After two years the policy is generally incontestable except for fraud.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.