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Directory of life insurance agents in Palm Harbor, Florida. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Palm Harbor, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 life insurance agents in Palm Harbor, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coleman Insurance Agency
4831 Ruen Dr Suite 200, Palm Harbor, FL 34685
(727) 441-9911
colemanagencyfl.com
Reliant Insurance Services
34921 US Hwy 19 N #201, Palm Harbor, FL 34684
(727) 335-0335
myreliantinsurance.com
Lizette Cochran - State Farm Insurance Agent
3031 E Lake Rd S, Palm Harbor, FL 34685
(727) 786-1082
lizettec.com
Direct Auto Insurance
30604 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2274
local.directauto.com
Brightway Insurance, The Harrington Agency
31962 US Hwy 19 N, Palm Harbor, FL 34684
(727) 789-2200
brightway.com
Gregg Schindler - State Farm Insurance Agent
2138 US-19 ALT #2-A, Palm Harbor, FL 34683
(727) 238-8800
greggsf.com
Pam Leonard-Williams - State Farm Insurance Agent
1410 US-19 ALT C, Palm Harbor, FL 34683
(727) 785-0413
paminsurespalmharbor.com
Hawk Insurance Group
31087 US Hwy 19 N, Palm Harbor, FL 34684
(727) 877-4295
hawkig.com
Dick Martin - State Farm Insurance Agent
30826 US Hwy 19 N, Palm Harbor, FL 34684
(727) 785-4995
dickmartinagency.com
Whitco Insurance Agency Palm Harbor 👍
30832 US Hwy 19 N, Palm Harbor, FL 34684
(727) 781-5858
whitcoinsuranceph.com
Pinellas Insurance Solutions
3060 US-19 ALT Suite B1, Palm Harbor, FL 34683
(727) 557-5633
pinellasinsurancesolutions.com
GreatFlorida Insurance: Jim Sullivan
3382 Tampa Rd, Palm Harbor, FL 34684
(727) 781-5533
palmharbor.greatflorida.com
Edgewater Insurance Inc
30522 US Hwy 19 N #107-Q, Palm Harbor, FL 34684
(727) 772-0428
edgewaterinsuranceinc.com
Insurance Solutions of Tampa Bay
2708 US-19 ALT Suite 505 Suite F, Palm Harbor, FL 34683
(727) 474-9645
insurancesolutionstb.com
Royal Insurance, Inc.
32756 US Hwy 19 N, Palm Harbor, FL 34684
(727) 786-0090
royalinsuranceinc.com
Taurus Insurance Professionals
1440 Palm Harbor Blvd, Palm Harbor, FL 34683
(727) 605-3137
taurusinspros.com
Vested Insurance Agency
2965 Palm Harbor Blvd, Palm Harbor, FL 34683
(727) 303-2654
vestedinsuranceagency.com
First Class Insurance
1155 Tampa Rd Suite A, Palm Harbor, FL 34683
(727) 796-2600
1classinsurance.com
Chavanne Insurance Agency
3466 Tampa Rd, Palm Harbor, FL 34684
(727) 771-1716
The Life and Annuity Shop LLC
3523 US-19 ALT, Palm Harbor, FL 34683
(888) 661-1999
annuity1.com
Life insurance agents in Palm Harbor Florida help residents find coverage that meets their needs. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique risks in the Tampa Bay area including hurricane exposure and can guide you to appropriate policies.
What Does a Life Insurance Agent in Palm Harbor Cost?
Life insurance costs in Palm Harbor Florida vary by age health and policy type. A healthy 35 year old might pay 30 to 50 dollars per month for a 500,000 dollar term life policy. Older applicants or those with health conditions may see higher rates. Florida residents may also pay slightly more due to the state's higher cost of living and natural disaster risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Palm Harbor need?
Florida requires life insurance agents to hold a valid 2-15 license. This license allows them to sell life insurance and variable annuities. Agents must complete continuing education every two years to keep their license active.
How long does it take to get a life insurance policy in Florida?
The process can take from a few days to several weeks depending on the policy type. Term life policies often have faster approval times. Full underwriting with a medical exam typically takes 4 to 6 weeks in Florida.
Can a Palm Harbor agent help with Florida specific hurricane coverage?
Yes a local agent can explain how life insurance interacts with other Florida policies. While life insurance does not cover property damage, agents can help you coordinate benefits with homeowners and flood insurance. Florida law requires clear disclosure of policy exclusions.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.