The top-rated life insurance agent in Palm Bay, Florida is Jeff Thummel - State Farm Insurance Agent, rated 4.9 stars across 560 reviews. Other highly rated options include Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance, Patriot Growth Insurance Service, LLC. This directory lists 19 life insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Thummel - State Farm Insurance Agent | 4951 Babcock St NE Ste 5 | (321) 727-3992 |
| 2 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 3 | Space Coast Family Insurance | 2105 Palm Bay Rd NE Unit 3 215 | (321) 655-3920 |
| 4 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 5 | Joe Raley - State Farm Insurance Agent | 5030 Minton Rd #1 | (321) 723-0333 |
| 6 | Weston Johnson - State Farm Insurance Agent | 590 Malabar Rd SE #6 | (321) 541-1433 |
| 7 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 8 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 9 | Brightway Insurance, The DeJesus Legacy Agency | 3200 Dixie Hwy NE Ste 7 | (321) 257-4045 |
| 10 | Access One Insurance (AOI) | 1900 Palm Bay Rd NE | (321) 676-4118 |
Jeff Thummel - State Farm Insurance Agent serves the Palm Bay, Florida, metro area, offering life insurance coverage to local residents. The agency helps individuals and families select appropriate policies that provide financial protection for their beneficiaries. Clients can discuss term life or whole life insurance options during a consultation. The company also assists with policy adjustments and beneficiary updates when life circumstances change. This agent handles both mortgage protection plans and final expense insurance in the Palm Bay region.
Ryan Hill - State Farm Insurance Agent in Palm Bay, FL serves homeowners, families, and individual life insurance shoppers in need of financial protection. The agency provides life insurance policies designed to help cover final expenses, replace lost income, or support dependents after a policyholder’s passing. As a local life insurance agent, the office assists with policy selection and claim guidance. General coverage options are explained clearly to any client considering their first policy or a term conversion. This Palm Bay agency also serves customers throughout neighboring Melbourne.
Space Coast Family Insurance serves the Palm Bay, Florida area and the surrounding communities along the Space Coast. It handles life insurance policies designed to meet the financial protection needs of local individuals and families. As a life insurance agent, the company assists clients in understanding different policy options to help secure their beneficiaries' future. It typically begins each engagement by reviewing the client's current coverage situation and long-term goals before presenting suitable plan choices from its available offerings.
Patriot Growth Insurance Service, LLC provides life insurance agent services to individuals and families in the Palm Bay, Florida area. The company helps clients assess their coverage needs and select appropriate policies, with ongoing support through annual policy reviews and beneficiary updates. Services include term, whole, and universal life insurance options tailored to various financial situations. Patriot Growth Insurance Service services single-family homes and apartments.
Joe Raley - State Farm Insurance Agent in Palm Bay, FL, distinguishes between term life policies, which offer temporary coverage for a set period, and permanent life insurance, which includes a cash value component that lasts a lifetime. Coverage can help protect a family’s financial future by replacing lost income or paying off debts after an insured individual passes away. Service appointments are available on both a one-time basis for initial policy setup and as needed for ongoing questions or policy adjustments.
At Weston Johnson - State Farm Insurance Agent in Palm Bay, FL, specialized life insurance policies are offered, including term and whole life options. The agency also provides general service work for homeowners, auto, and health insurance needs. Tailored coverage plans help local families protect their financial futures. As the holiday season approaches, the agent assists clients in updating beneficiaries and reviewing policies to ensure adequate coverage for new life events.
As Florida’s hurricane season approaches, many Palm Bay families review their financial protections against unexpected events. Sarpoolaki Insurance Center, LLC, serves local residents by offering life insurance policies that help provide long-term financial security for their loved ones. Their agents understand the importance of evaluating each client’s specific coverage needs to recommend suitable policy options. An initial consultation begins with a personal assessment of your current situation and future goals.
GreatFlorida Insurance: Sabrina Lee provides residential life insurance services to homeowners in Palm Bay, Florida, helping families secure financial protection for their loved ones. The agency also offers commercial life insurance policies for local businesses in the surrounding area. Their service area covers Palm Bay and nearby communities throughout Brevard County. Between regular policy reviews, clients can follow up for adjustments to coverage as personal or business needs change, ensuring ongoing support and repeat service for each account.
Brightway Insurance, The DeJesus Legacy Agency provides life insurance coverage and can also arrange supplemental policy add-ons tailored for individual needs. Operating in Palm Bay, FL, the agency helps clients secure financial protection and plan for long-term security through various policy structures. Their services extend to commercial sectors, including coverage solutions for offices, warehouses, and food service operations requiring tailored risk management.
Access One Insurance in Palm Bay, Florida offers life insurance agent services to residential clients seeking personal coverage, while also providing commercial policies for local business needs throughout the region. The agency guides clients through plan selection, application, and policy management. New customers receive initial support for assessing coverage requirements. Follow-up service is scheduled between regular visits, ensuring policies remain aligned with changing life circumstances and that any needed adjustments are promptly addressed.
What Does a a Life Insurance Agent in Palm Bay Cost?
The cost of life insurance in Florida varies by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health conditions may pay higher premiums. This is general information, not insurance advice.
About life insurance agents in Palm Bay
Life insurance agents in Palm Bay, Florida help residents find coverage that fits their needs and budget. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique risks of living in a coastal community, such as hurricane exposure and flood zone considerations.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 or 2-18 license issued by the Florida Department of Financial Services. This requires completing pre-licensing education and passing a state exam.
How long do I have to file a life insurance claim in Florida?
Florida law does not set a specific deadline for filing a life insurance claim, but most policies require prompt notice. Beneficiaries should file as soon as possible to avoid delays in payment.
Can a Palm Bay agent help with final expense insurance?
Yes, many Palm Bay agents offer final expense or burial insurance policies. These are small whole life policies designed to cover funeral costs and other end-of-life expenses.
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