The top-rated life insurance agent in Oldsmar, Florida is Freeway Insurance, rated 5.0 stars across 245 reviews. Other highly rated options include Brightway Insurance - The Dittman Agency, We Insure Oldsmar - Edison Debarros, Freddy Alfaro-Aprendiendo de Seguros. This directory lists 10 life insurance agents serving Oldsmar.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 127 Forest Lakes Blvd Ste 5 | (727) 203-7012 |
| 2 | Brightway Insurance - The Dittman Agency | 3705 Tampa Rd UNIT 1 | (727) 493-0918 |
| 3 | We Insure Oldsmar - Edison Debarros | 501 St Petersburg Dr E Ste A | (727) 614-2424 |
| 4 | Freddy Alfaro-Aprendiendo de Seguros | 327 Lake Placid Ct | (813) 358-7064 |
| 5 | Stephen Belau - State Farm Insurance Agent | 3730 Tampa Rd #2 | (813) 343-0926 |
| 6 | Florida West Insurance Inc | 3800 Tampa Rd #140 | (813) 886-4446 |
| 7 | Sentinel Casualty Insurance | 3980 Tampa Rd | (877) 408-9499 |
| 8 | Stahl & Associates Insurance | 3939 Tampa Rd #1 | (813) 818-5300 |
| 9 | Barber Agency, Inc. | 3902 Tampa Rd | (727) 726-1112 |
| 10 | Hospitality Insurance Agency | 4025 Tampa Rd | (727) 726-1112 |
Freeway Insurance serves homeowners, families, and individuals seeking financial protection through life insurance policies in Oldsmar, Florida. The agency assists clients in comparing coverage options to secure income replacement, debt repayment, or final expense funds for their beneficiaries. Its agents explain policy terms clearly and help tailor plans to specific household budgets and long-term goals. The company also provides its life insurance services to residents throughout nearby Tampa Bay communities, including the surrounding Hillsborough County areas.
Brightway Insurance - The Dittman Agency serves the Oldsmar, Florida area and surrounding communities throughout Pinellas County as a life insurance agent. The agency assists clients in evaluating their personal coverage needs to provide financial protection for families. It offers guidance on selecting appropriate policies based on individual circumstances and long-term goals. Specific services the office handles include term life insurance and whole life insurance for local residents.
We Insure Oldsmar - Edison Debarros provides life insurance agent services for clients in the Oldsmar, FL area. The agency helps individuals and families evaluate their coverage needs and select appropriate life insurance policies. Ongoing policy reviews and beneficiary updates are available to ensure plans remain aligned with changing circumstances. The company assists with term, whole, and universal life insurance options. It serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, families, and small business owners in the Oldsmar area, Freddy Alfaro-Aprendiendo de Seguros provides guidance on life insurance policies. The agency helps local clients understand their coverage options for income replacement and final expense planning. In this sector, an agent typically explains how term and whole life policies can meet different financial goals. The company also serves the broader Tampa Bay region, including neighboring communities such as Safety Harbor and Clearwater.
Serving Oldsmar, Florida, and the surrounding Tampa Bay communities, Stephen Belau - State Farm Insurance Agent handles life insurance needs for local families and individuals. The agency works with clients to understand coverage options and financial protection plans. An appointment typically begins with a thorough review of the client’s current situation and future goals, then moves to comparing available policies tailored to that specific household’s budget and long-term requirements. This process relies on clear explanations of policy features to help each customer make an informed decision.
Florida West Insurance Inc in Oldsmar, FL helps clients distinguish between term life policies that provide pure protection for a set period and permanent life insurance that builds cash value over a lifetime. Tailored coverage amounts are determined through a detailed analysis of personal financial goals, dependents, and long-term planning needs. This service operates on a one-time basis for policy setup, with ongoing coverage managed through scheduled policy reviews and adjustments as circumstances change.
Sentinel Casualty Insurance specializes in life insurance agent services in Oldsmar, FL, including term, whole, and universal life policy options. The company also provides general guidance on coverage needs and beneficiary planning for local families and businesses. Its agents work closely with clients to review existing policies and adjust coverage during significant life changes. Additionally, the firm helps residents reassess their protection before the busy hurricane season, when reviewing beneficiaries or adding coverage becomes particularly important.
Stahl & Associates Insurance serves Oldsmar, Florida, and the surrounding communities of the Tampa Bay area. It handles life insurance policies designed to provide financial protection for families and individuals in the region. The company evaluates each client’s specific needs to recommend appropriate coverage options, from term life to whole life insurance. It manages the application process and helps beneficiaries navigate claims, offering clear guidance through each step of securing a policy.
As Florida families brace for another hurricane season, many realize their current life insurance coverage may not address their long-term financial concerns. Barber Agency, Inc. in Oldsmar helps clients evaluate term and whole life options to support their income replacement and final expense needs. Their local team understands how regional weather risks influence policy selection and premium expectations. An initial consultation typically involves a review of the client’s existing policies and household budget before discussing available coverage limits and benefit payout structures.
Hospitality Insurance Agency in Oldsmar, FL, provides life insurance coverage to help individuals and families plan for financial stability. The agency specializes in offering policies that address income replacement and final expense needs across the region. Its agents guide clients through selecting appropriate term or permanent life insurance plans based on personal circumstances. The company serves commercial sectors such as offices, warehouses, and food service operations, ensuring that business owners and their employees have access to tailored insurance solutions.
What Does a a Life Insurance Agent in Oldsmar Cost?
Life insurance costs in Florida vary by age health and policy type. A healthy 35 year old in Oldsmar might pay 25 to 50 dollars per month for a 20 year term policy of 500,000 dollars. Older applicants or those with health issues may pay 100 to 300 dollars per month or more. This is general information and not insurance advice.
About life insurance agents in Oldsmar
Life insurance agents in Oldsmar Florida help residents choose policies that meet their needs. Florida law requires agents to be licensed by the state and to follow specific disclosure rules. Local agents can explain how Florida's homestead exemption and estate laws affect your coverage options.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
In Florida a life insurance agent must hold a valid 2-15 Life and Health license from the Florida Department of Financial Services. Agents must also complete continuing education every two years to keep their license active.
How long do I have to review a life insurance policy in Florida?
Florida law gives you a free look period of 30 days after you receive a life insurance policy. During this time you can cancel the policy for a full refund of any premiums paid.
Does Florida require a medical exam for life insurance?
Florida does not require a medical exam for all life insurance policies. Some policies like simplified issue or guaranteed issue do not need an exam. However traditional term and whole life policies usually require one.
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