The top-rated life insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,313 reviews. Other highly rated options include Rodrigo Planter - State Farm Insurance Agent, Mercado Insurance Agency North Miami, Del Toro Insurance. This directory lists 16 life insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Rodrigo Planter - State Farm Insurance Agent | 2018 NE 164th St | (305) 705-2559 |
| 3 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 4 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 5 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 6 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 7 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 8 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 9 | Ma-Cuervo Insurance Group | 15927 Biscayne Blvd | (305) 956-9992 |
| 10 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
Estrella Insurance provides life insurance policies, offering financial protection and support for beneficiaries. Its service includes annual policy reviews to adjust coverage based on changing needs. Regularly updated plan options address long-term security and eventualities. Serving North Miami Beach, Florida, the company assists clients in navigating coverage selection and beneficiary designations. Available services extend to various properties, including single-family homes, apartments, retail establishments, and restaurants.
Rodrigo Planter - State Farm Insurance Agent serves the North Miami Beach, FL area and provides life insurance coverage to local residents. As a life insurance agent, the company helps individuals and families in the region assess their financial protection needs. Policy options focus on securing beneficiaries against the financial impact of an untimely death. The agent also handles home and auto insurance policies for clients living in and around North Miami Beach.
At Mercado Insurance Agency North Miami, homeowners and local business owners in North Miami Beach can obtain personalized life insurance policies designed to protect their families and assets. The agency guides clients through coverage options for term life, whole life, and final expense plans. They also assist landlords in securing policies that safeguard their rental properties. Serving both North Miami Beach and the broader Miami metropolitan area across surrounding neighborhoods, this life insurance agent provides essential financial protection to clients throughout the region.
Del Toro Insurance serves homeowners, families, and individual policyholders in North Miami Beach, Florida, who are seeking life insurance coverage to protect their loved ones. The company guides clients through the process of selecting appropriate term or whole life policies tailored to their specific financial needs and future goals. Its agents assist with policy applications, beneficiary designations, and ongoing adjustments as circumstances change. Del Toro Insurance also extends its services to clients in the nearby Aventura area and throughout greater Miami-Dade County.
Skylake Insurance provides life insurance coverage for individuals and families in the North Miami Beach, Florida area. Its services include evaluating client needs and recommending appropriate policy options. The company also assists with plan updates and beneficiary changes to ensure coverage remains current as circumstances evolve. Clients can expect guidance throughout the application process and support when filing claims. Skylake Insurance works with a wide range of local clients, including those with single-family homes, apartments, retail properties, and restaurants.
Michelle Priestman Desjardins: Allstate Insurance serves North Miami Beach, Florida, and the surrounding communities throughout the area. The company handles life insurance policies designed to provide financial protection for families and individuals. These policies help cover end-of-life expenses and income replacement needs. The agent generally takes a consultative approach, assessing each client’s specific financial situation and family goals before recommending an appropriate policy solution.
Univista Insurance provides life insurance agent services to families and businesses throughout North Miami Beach, Florida, and the surrounding communities. It handles term life, whole life, and universal life policies designed to protect beneficiaries from financial hardship. The company also assists clients with comparing coverage options and navigating application procedures. To address a typical request, the agent begins with a thorough review of the client’s long-term financial goals and household needs before explaining policy features in clear terms.
A life insurance agency offers both one-time term policies for temporary needs and recurring permanent coverage that builds cash value. Assure-Us The Insurance Agency in North Miami Beach, FL assists local residents in selecting the appropriate plan to protect their families against financial hardship. Evaluations focus on individual health factors and long-term income replacement goals. Polices can be tailored to cover final expenses or provide long-term financial stability. Service runs on a scheduled basis for policy reviews or as needed for new applications and beneficiaries.
Ma-Cuervo Insurance Group specializes in term life and whole life insurance policies, also offering comprehensive underwriting services to individuals and families throughout North Miami Beach, FL. It assists clients in securing financial protection tailored to their long-term needs and income replacement goals. The agency regularly evaluates coverage amounts to account for inflation and life changes. Before the start of each hurricane season, it helps local policyholders review their current life insurance plans to ensure adequate provision for their beneficiaries.
AllStar Direct Insurance & Financial Services in North Miami Beach, Florida, distinguishes between one-time life insurance policies and recurring coverage plans that require ongoing premium payments. This life insurance agent provides term and permanent policies designed to protect local families from financial hardship after a loss. Coverage options are explained in full detail to help clients choose appropriate death benefit amounts for their long-term needs. Service consultations are available on both a one-time or as-needed basis throughout the year.
What Does a a Life Insurance Agent in North Miami Beach Cost?
Typical costs for life insurance in Florida vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 500,000 dollar term policy. Older applicants or those with health conditions may pay 100 to 300 dollars per month for similar coverage. Florida residents may see slightly higher rates due to hurricane risk and higher cost of living. This is general information and not insurance advice.
About life insurance agents in North Miami Beach
Life insurance agents in North Miami Beach Florida help residents find coverage that fits their needs and budget. Florida law requires agents to hold a valid state license and follow regulations set by the Florida Office of Insurance Regulation. Local agents understand the unique risks in South Florida such as hurricane exposure and high property values.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
In Florida a life insurance agent must hold a valid 2-15 or 2-18 license from the Florida Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long does it take to get life insurance in North Miami Beach?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam can be issued in days. Fully underwritten policies may require a medical exam and take 4 to 8 weeks for approval.
Are there Florida specific rules for life insurance policies?
Yes Florida has a 60 day free look period for life insurance policies. This allows you to cancel for a full refund within 60 days of receiving the policy. Florida also requires insurers to offer accelerated death benefits for terminal illness.
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