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Compare Life Insurance Agents in Niceville, FL

Directory of life insurance agents in Niceville, Florida. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Niceville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 life insurance agents in Niceville, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Cabaniss - State Farm Insurance Agent
296 Bayshore Dr, Niceville, FL 32578
(850) 678-7878 nicevilleneighbor.com
Cooke Insurance Agency
1189 E John Sims Pkwy, Niceville, FL 32578
(850) 279-4643 cookeinsuranceniceville.com
Niceville Insurance Agency
109 Bullock Blvd, Niceville, FL 32578
(850) 729-2131 nicevilleinsurance.com
Medicare Supplement Services
110 Partin Dr N, Niceville, FL 32578
(850) 208-3557 medicaresupplementservices.us
Love Insurance Services Inc
4400 FL-20 STE 314, Niceville, FL 32578
(850) 279-6806 loveinsuranceservices.com
Bo Burns - State Farm Insurance Agent
1811 E John Sims Pkwy, Niceville, FL 32578
(850) 678-3441 boburnsagency.com
Williams Insurance Agency
299 Government Ave, Niceville, FL 32578
(850) 678-4333 williamsinsuranceflorida.com
Frances Faille: Allstate Insurance
917 Hospital St, Niceville, FL 32578
(850) 678-5642 agents.allstate.com
Lenny Coughlin: Allstate Insurance
4524 E Hwy 20, Niceville, FL 32578
(850) 678-0996 agents.allstate.com
Leo Edwin Brock Jr: Primerica - Financial Services
111 Bailey Dr #1, Niceville, FL 32578
(850) 637-1905 reps.primerica.com
Frank David Firestone: Primerica - Financial Services
111 Bailey Dr #1, Niceville, FL 32578
(850) 637-1905 reps.primerica.com
Niceville Insurance: Skinner Louis D
109 Bullock Blvd, Niceville, FL 32578
(850) 729-2131 nicevilleinsurance.com
Wilson Insurance & Financial
701 E John Sims Pkwy Suite 302, Niceville, FL 32578
(850) 729-1024 wilsoninsurancefinancial.com
Florida Health Connector/Greg Durette
570 Falcon Trail, Niceville, FL 32578
(850) 842-2400 tyskmedicare.com
Midland National Life Insurance Co
296 Bayshore Dr, Niceville, FL 32578
(850) 897-4964

Life insurance agents in Niceville, Florida help residents find coverage that fits their needs and budget. Florida law requires agents to be licensed by the state and follow specific regulations for policy sales and client advice. Working with a local agent can simplify the process of comparing term life, whole life, and other policy types.

What Does a Life Insurance Agent in Niceville Cost?

Costs for life insurance in Florida vary by age, health, coverage amount, and policy type. A typical term life policy for a healthy 40-year-old in Niceville might range from 25 to 100 dollars per month for 500,000 dollars in coverage. Whole life policies generally cost more, often starting at 100 to 300 dollars per month. Premiums can be higher in Florida due to factors like hurricane risk and local mortality statistics. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Florida?
Agents must hold a valid Florida life insurance license from the Florida Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long do I have to review a life insurance policy in Florida?
Florida law provides a free look period of at least 10 days for most life insurance policies. During this time you can cancel the policy for a full refund if you change your mind. Always check your specific policy for exact terms.
Can a life insurance agent help with Florida estate planning?
Yes, many life insurance agents work with clients to coordinate policies with estate plans. Florida has no state income tax, but life insurance proceeds may still affect estate tax considerations. An agent can explain how policy ownership and beneficiary designations work under Florida law.