The top-rated life insurance agent in Niceville, Florida is Ryan Cabaniss - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Cooke Insurance Agency, Niceville Insurance Agency, Medicare Supplement Services. This directory lists 17 life insurance agents serving Niceville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Cabaniss - State Farm Insurance Agent | 296 Bayshore Dr | (850) 678-7878 |
| 2 | Cooke Insurance Agency | 1189 E John Sims Pkwy | (850) 279-4643 |
| 3 | Niceville Insurance Agency | 109 Bullock Blvd | (850) 729-2131 |
| 4 | Medicare Supplement Services | 110 Partin Dr N | (850) 208-3557 |
| 5 | Love Insurance Services Inc | 4400 FL-20 STE 314 | (850) 279-6806 |
| 6 | Williams Insurance Agency | 299 Government Ave | (850) 678-4333 |
| 7 | Bo Burns - State Farm Insurance Agent | 1811 E John Sims Pkwy | (850) 678-3441 |
| 8 | Frances Faille: Allstate Insurance | 917 Hospital St | (850) 678-5642 |
| 9 | Lenny Coughlin: Allstate Insurance | 4524 E Hwy 20 | (850) 678-0996 |
| 10 | Leo Edwin Brock Jr: Primerica - Financial Services | 111 Bailey Dr #1 | (850) 637-1905 |
Ryan Cabaniss - State Farm Insurance Agent serves the Niceville, Florida area and surrounding communities as a local life insurance agent. The agency provides personalized guidance to clients seeking financial protection for their families. A life insurance agent in this region helps individuals evaluate coverage options that align with personal budgets and long-term goals. The office assists with term life policies for temporary needs and whole life insurance for building cash value over time.
Cooke Insurance Agency provides life insurance policies and related advisory services to residents of Niceville, Florida. Its service offerings include helping clients select appropriate coverage levels, explaining policy terms, and processing applications. The agency also offers annual policy reviews to adjust beneficiaries and coverage amounts as client circumstances evolve. These ongoing consultations ensure that each plan remains aligned with long-term financial goals. It serves a diverse client base that includes homeowners, apartment dwellers, and operators of retail stores and local restaurants.
Niceville Insurance Agency serves homeowners, families, and local business owners throughout the Niceville area, providing life insurance coverage designed to protect long-term financial stability. Its agents work with clients to select appropriate term or whole life policies that align with individual needs and future planning goals. The agency emphasizes straightforward guidance through the application and policy selection process. It also extends its services to nearby communities in the Fort Walton Beach metro area, including Valparaiso and parts of Okaloosa County.
Medicare Supplement Services serves Niceville, Florida, and its surrounding communities throughout the local region. As a life insurance agent, the practice handles individual life insurance policies and related coverage needs for area residents. It assists clients with planning for financial security and final expenses. The company typically works by first assessing a client’s personal situation and coverage goals, then presenting suitable policy options from multiple carriers to match those needs.
Love Insurance Services Inc in Niceville, FL offers life insurance coverage through both one-time term policies and recurring whole life options, helping clients secure financial protection for their families. As a local life insurance agent, the company assists individuals in choosing coverage that aligns with their long-term needs and budget. Service appointments are handled on an as-needed basis, allowing clients to request policy reviews or updates at any time.
As families in Niceville prepare for hurricane season or new stages of life, Williams Insurance Agency provides guidance on life insurance options tailored to local needs. The agency helps individuals and families assess coverage for final expenses, income replacement, or mortgage protection. Appointments are straightforward, focusing on understanding each client’s personal circumstances and financial goals. An initial consultation typically includes a review of current policies and a simple needs analysis. This process begins with a complimentary phone or in-person meeting to discuss your situation.
Bo Burns - State Farm Insurance Agent in Niceville, FL offers life insurance policies designed to provide financial protection for families and individuals. The agency works with clients to review coverage needs and adjust plans as life circumstances change. General service includes helping local residents understand policy options and filing claims. As a life insurance agent, the role focuses on securing beneficiaries’ financial futures through death benefits and cash value accumulation. During the holiday season, many families seek guidance on updating policies to include new homes or new dependents added to the household.
Frances Faille: Allstate Insurance helps clients in Niceville, Florida, with their life insurance needs. The agency provides essential coverage planning alongside policy options like term and whole life insurance. It can assist individuals in selecting appropriate financial protection for their families. The company serves various commercial sectors, including offices, warehouses, and food service operations needing customized business insurance solutions.
Lenny Coughlin: Allstate Insurance provides life insurance agent services to residential clients in the Niceville, Florida area, with commercial coverage also available for local businesses. The agency assists families in planning for long-term financial protection and helps business owners secure policies tailored to their needs. Routine follow-up and consultation are offered between regular visits to ensure coverage remains aligned with changing circumstances and to address any questions that may arise.
Leo Edwin Brock Jr: Primerica - Financial Services, based in Niceville, FL, is known for assisting individuals and families with life insurance coverage. The firm offers term life policies designed to help protect loved ones financially. They also provide guidance on how life insurance can serve as part of a broader approach to savings and debt management for local clients. Primerica helps clients assess their protection needs across different stages of life and income levels. As a specialty service, they can add on accidental death benefit coverage to existing life insurance plans.
What Does a a Life Insurance Agent in Niceville Cost?
Costs for life insurance in Florida vary by age, health, coverage amount, and policy type. A typical term life policy for a healthy 40-year-old in Niceville might range from 25 to 100 dollars per month for 500,000 dollars in coverage. Whole life policies generally cost more, often starting at 100 to 300 dollars per month. Premiums can be higher in Florida due to factors like hurricane risk and local mortality statistics. This is general information, not insurance advice.
About life insurance agents in Niceville
Life insurance agents in Niceville, Florida help residents find coverage that fits their needs and budget. Florida law requires agents to be licensed by the state and follow specific regulations for policy sales and client advice. Working with a local agent can simplify the process of comparing term life, whole life, and other policy types.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
Agents must hold a valid Florida life insurance license from the Florida Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long do I have to review a life insurance policy in Florida?
Florida law provides a free look period of at least 10 days for most life insurance policies. During this time you can cancel the policy for a full refund if you change your mind. Always check your specific policy for exact terms.
Can a life insurance agent help with Florida estate planning?
Yes, many life insurance agents work with clients to coordinate policies with estate plans. Florida has no state income tax, but life insurance proceeds may still affect estate tax considerations. An agent can explain how policy ownership and beneficiary designations work under Florida law.
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