The top-rated life insurance agent in New Smyrna Beach, Florida is Berlin & Denys Insurance, rated 5.0 stars across 361 reviews. Other highly rated options include Buddy Davenport - State Farm Insurance Agent, Stan Harrison - State Farm Insurance Agent, Michaels Insurance Group. This directory lists 18 life insurance agents serving New Smyrna Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Berlin & Denys Insurance | 110 S Orange St | (386) 427-4510 |
| 2 | Buddy Davenport - State Farm Insurance Agent | 1305 State Rd 44 | (386) 426-2886 |
| 3 | Stan Harrison - State Farm Insurance Agent | 402 Canal St | (386) 427-5277 |
| 4 | Michaels Insurance Group | 1119 N Dixie Fwy | (386) 274-8150 |
| 5 | Tonya Tichnell - State Farm Insurance Agent | 155 Colony Park Rd | (386) 428-0979 |
| 6 | Melanie Emanuel: Allstate Insurance | 530 Canal St | (386) 427-0500 |
| 7 | Smith & Associates Insurance-New Smyrna Beach | 508 Canal St | (386) 409-8004 |
| 8 | Mark Daniel Sr: Allstate Insurance | 2236 FL-44 | (386) 426-6000 |
| 9 | Allstate Insurance Agent: Norm Daniel Co. | 2236 FL-44 | (386) 426-6000 |
| 10 | WFG Insurance | 100 Faulkner St | (386) 295-4252 |
Berlin & Denys Insurance in New Smyrna Beach, FL provides a range of life insurance products designed to help individuals and families secure financial protection. The company assists clients in reviewing policy options and selecting coverage that aligns with long-term goals, including term and permanent plans. Regular policy reviews are offered to ensure coverage remains appropriate as circumstances change. They also help with beneficiary updates and claim filing support. The team serves single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Buddy Davenport - State Farm Insurance Agent serves the New Smyrna Beach, Florida, area, providing life insurance coverage options for local families and individuals. The agency works to help clients understand their financial protection needs and find suitable policies to meet those goals. Life insurance can support beneficiaries with essential expenses after a policyholder passes away. Services commonly assist with term life insurance for temporary coverage needs and whole life insurance for permanent protection that builds cash value over time.
Families, homeowners, and small business owners in New Smyrna Beach are served by Stan Harrison - State Farm Insurance Agent. The agency provides life insurance policies, helping local clients plan for long-term financial security and protect their loved ones from unexpected loss. Guidance on policy options tailored to individual needs is also offered. Adjacent communities and the greater Daytona Beach area receive the same dedicated support.
Michaels Insurance Group serves clients in New Smyrna Beach, Florida, and the surrounding Volusia County communities. The company handles life insurance policies designed to provide financial protection for families and beneficiaries. This agent works with individuals to assess their coverage needs based on current life circumstances and long-term goals. To manage a typical request, it gathers financial information, explains policy options clearly, and matches clients with a suitable plan from available carriers.
At Tonya Tichnell - State Farm Insurance Agent in New Smyrna Beach, FL, homeowners and drivers can choose between one-time term policies for temporary protection or recurring whole life coverage that builds cash value over time. Business owners also find liability and property insurance suited to their specific operations. All individual planning considers personal risks and financial goals. Service for existing policy needs, like billing or claims, is available on an as-needed basis.
Melanie Emanuel: Allstate Insurance in New Smyrna Beach, FL specializes in life insurance policies designed to provide financial protection for families. The agency also offers general service work, assisting clients with coverage needs and policy management to safeguard their assets. Understanding the local community’s risks is central to its approach. The agency helps residents address concerns about securing their family’s future before the peak hurricane season, ensuring that loved ones have financial support if a storm causes unexpected hardship.
As hurricane season approaches in coastal New Smyrna Beach, Smith & Associates Insurance-New Smyrna Beach helps local homeowners and families ensure their life insurance policies provide adequate protection against unforeseen loss. Serving the area as a dedicated life insurance agent, the company guides clients through term, whole, and universal options to match their long-term financial goals. Each policy review begins with a thorough inspection and initial-assessment step, where coverage gaps and beneficiary details are carefully examined.
Mark Daniel Sr: Allstate Insurance offers life insurance guidance to individuals and families in New Smyrna Beach, Florida. The agency helps clients understand policy options that provide financial protection for loved ones. Specializing in life insurance, the company also assists with related coverage questions. It serves a range of commercial sectors, including offices, warehouses, and food service operations.
Allstate Insurance Agent: Norm Daniel Co. in New Smyrna Beach, FL is known for providing personalized financial protection solutions to local families and individuals. The agency offers a range of life insurance policies, including term and whole life options, to address diverse coverage needs. It serves clients seeking to secure their loved ones' financial future against unforeseen events. The practice assists with policy customization based on individual health and budget requirements. A specialty service it can add on is accidental death benefit riders for enhanced coverage.
WFG Insurance serves residential clients in New Smyrna Beach, Florida, helping families plan for financial protection through life insurance policies. The agency also provides commercial coverage options for local businesses seeking to secure their operations and key personnel. Their service area extends throughout the surrounding Volusia County communities. After an initial policy is placed, the agent follows up regularly to review coverage needs, ensuring clients can adjust their plans as circumstances change between annual visits.
What Does a a Life Insurance Agent in New Smyrna Beach Cost?
Typical life insurance costs in Florida range from $30 to $100 per month for a healthy 35-year-old with a $500,000 term policy. Rates vary by age, health, and coverage amount. Florida residents may pay slightly higher premiums due to hurricane risk and higher cost of living. This is general information, not insurance advice.
About life insurance agents in New Smyrna Beach
Life insurance agents in New Smyrna Beach help residents protect their families and assets. Florida law requires agents to be licensed by the Florida Department of Financial Services. Local agents understand the unique needs of coastal communities and can guide you through term life, whole life, and universal life options.
Frequently Asked Questions
What licenses do life insurance agents in Florida need?
Florida life insurance agents must hold a valid 2-15 license from the Florida Department of Financial Services. They must complete 24 hours of continuing education every two years to renew their license.
How long do I have to contest a life insurance claim in Florida?
Under Florida law, insurers have a two-year contestability period. After two years, they cannot deny a claim based on misstatements in the application unless fraud is proven.
Do I need a medical exam for life insurance in New Smyrna Beach?
Many policies require a medical exam, but some offer no-exam options. These no-exam policies often have higher premiums and lower coverage limits. Your agent can help you compare both types.
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