Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 life insurance agents in Neptune Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
International Student Insurance
224 First St, Neptune Beach, FL 32266
(877) 758-4391
internationalstudentinsurance.com
Brightway Insurance, The Miller Agency
1552 Atlantic Blvd, Neptune Beach, FL 32266
(904) 372-2900
brightwayinsuranceneptunebeach.com
Ohio National Life Insurance Co
1947 Seagull Cove, Neptune Beach, FL 32266
(904) 247-4200
ohionational.com
What Does a Life Insurance Agent in Neptune Beach Cost?
Typical costs for life insurance in Florida depend on age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 500,000 dollar term policy. Older applicants or those with health issues may pay 100 to 300 dollars per month or more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a valid 2-15 license from the Florida Department of Financial Services. This license requires passing a state exam and completing continuing education every two years.
How long does it take to get life insurance in Neptune Beach?
The timeline varies by policy type. Term life insurance can be approved in a few weeks. Whole life or policies requiring a medical exam may take 4 to 8 weeks. Florida law allows a 10 day free look period after you receive the policy.
Do Florida life insurance agents have to follow a code of conduct?
Yes. Florida agents must follow the Florida Insurance Code which prohibits misrepresentation and requires them to act in the clients best interest. They must also provide a written disclosure of any conflicts of interest.