The top-rated life insurance agent in Miramar, Florida is Estrella Insurance, rated 4.9 stars across 623 reviews. Other highly rated options include Ava Stewart - State Farm Insurance Agent, Brenda Henriquez - State Farm Insurance Agent, George Hortelano - State Farm Insurance Agent. This directory lists 19 life insurance agents serving Miramar.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 3360 S University Dr | (954) 251-1654 |
| 2 | Ava Stewart - State Farm Insurance Agent | 11318 Miramar Pkwy | (954) 450-8355 |
| 3 | Brenda Henriquez - State Farm Insurance Agent | 18401 Miramar Pkwy | (954) 613-1010 |
| 4 | George Hortelano - State Farm Insurance Agent | 16351 Miramar Pkwy | (954) 442-4022 |
| 5 | ALBA INSURANCE USA | 2501 SW 101st Ave | (786) 721-2434 |
| 6 | Eastern Gray Insurance | 3056 S State Rd 7 #37 | (786) 975-1424 |
| 7 | Joseph Insurance Group (JIG ) | 3600 S State Rd 7 # 9 | (954) 367-6005 |
| 8 | Triton Insurance Group | 11820 Miramar Pkwy #208 | (888) 206-0932 |
| 9 | BrightBridge Insurance | 6142 Miramar Pkwy Suite D | (888) 778-8856 |
| 10 | AA Insurance World Services | 8868 Miramar Pkwy | (954) 430-7676 |
Estrella Insurance provides life insurance agent services for the Miramar, Florida area, assisting clients with policy selection to protect their families’ financial future. It offers ongoing policy reviews to ensure coverage remains aligned with changing life circumstances and beneficiary needs. The agency helps clients understand coverage options for income replacement, debt protection, and final expenses. Its services are tailored to support both individual and family planning goals. The company services single-family homes, apartments, retail, and restaurants.
Ava Stewart - State Farm Insurance Agent serves the Miramar, Florida area, providing life insurance options to local residents. As a life insurance professional, this agency helps clients consider financial protection plans for their families. Life insurance can address income replacement and final expense needs. Policies may offer coverage to help with mortgage payments or children's education costs. This agency handles term life insurance and whole life insurance policies within the Miramar community.
Brenda Henriquez - State Farm Insurance Agent provides life insurance coverage and related financial services to clients in Miramar, Florida. Her agency assists individuals in selecting appropriate policies to protect their families and beneficiaries. Ongoing policy reviews and adjustments are available to help align coverage with changing life circumstances such as marriage or parenthood. The office also supports claims filing and beneficiary updates. The agent’s services address the needs of homeowners in single-family homes, residents of apartments, owners of retail establishments, and operators of restaurants.
George Hortelano - State Farm Insurance Agent serves homeowners, renters, and small business owners in the Miramar, Florida area. The agency provides life insurance policies that help protect families from financial hardship after a loss of income. It also offers guidance on coverage options to fit individual budgets and long-term needs. Clients may choose term or permanent policies for peace of mind. The agency further extends its services to neighboring Pembroke Pines and the surrounding Broward County metro region.
ALBA INSURANCE USA serves Miramar and the surrounding South Florida communities. The company handles life insurance policies designed to provide financial protection for families and beneficiaries. Each case begins with a careful review of the client’s personal needs and long-term goals. The agent then explains available policy types and coverage options in a straightforward manner. To handle a typical job, the agent works directly with the client to compare plans and complete the application process step by step.
Eastern Gray Insurance operates as a life insurance agent in Miramar, FL, where clients choose between a one-time term policy for temporary coverage or a recurring whole life plan for permanent protection. These options allow individuals to secure financial support for beneficiaries, covering funeral costs, mortgage debts, or ongoing household expenses. Agents guide residents through selecting a suitable death benefit and policy structure based on personal goals. Service runs on an as-needed basis for policy inquiries, reviewed annually or upon major life changes.
Joseph Insurance Group, based in Miramar, FL, specializes in providing term and whole life insurance policies tailored to individual financial protection needs. The agency also offers general consultations to help clients assess their long-term coverage requirements. Drawing on broad knowledge of the local insurance market, the group assists families in navigating policy options for income replacement. As open enrollment periods approach, they can help with adjusting coverage to reflect major life changes such as a new home or a growing family.
Triton Insurance Group serves homeowners and local business owners in Miramar, Florida, offering life insurance agent services to help secure their families and employees financially. Policies are customized to fit individual coverage needs and future planning goals. The agency guides clients through the process of selecting appropriate term or whole life products. Triton Insurance Group also extends its services to residents of Pembroke Pines, providing similar coverage options to that neighboring community.
Based in Miramar, Florida, BrightBridge Insurance handles life insurance coverage for clients throughout the greater Broward County area and nearby communities. It offers term and permanent life policies designed to provide financial protection for families and individual policyholders. The service aims to help residents secure dependable benefits that cover final expenses, mortgage obligations, or future income needs. BrightBridge Insurance typically begins by reviewing each client’s specific long-term goals and financial situation before recommending a suitable policy from its available plans.
AA Insurance World Services in Miramar, Florida, helps clients distinguish between a single term life policy, suitable for one-time financial protection needs, and renewable or permanent coverage that continues over many years. The company offers guidance on selecting the appropriate plan for long-term family or business security. Their service model is available on a one-time, scheduled, or as-needed basis, allowing clients to request policy reviews or adjustments whenever their circumstances change.
What Does a a Life Insurance Agent in Miramar Cost?
Typical costs for life insurance in Florida vary by age health and policy type. A healthy 35 year old may pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay 100 to 300 dollars per month or more. Florida has no state income tax on life insurance proceeds. This is general information and not insurance advice.
About life insurance agents in Miramar
Life insurance agents in Miramar Florida help residents find coverage that fits their budget and family needs. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Working with a local agent can simplify the process of comparing term life whole life or universal life policies.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
Agents must hold a Florida 2-15 Life and Health license issued by the Florida Department of Financial Services. They must complete pre licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long does it take to get life insurance in Miramar?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued in 24 to 48 hours. Fully underwritten policies require a medical exam and can take 4 to 8 weeks.
Are there Florida specific rules for life insurance beneficiaries?
Yes Florida law allows you to name any person trust or organization as a beneficiary. Under Florida Statutes Section 732.703 a divorce automatically revokes a former spouse as beneficiary unless the policy states otherwise. You should review your beneficiary designations after major life events.
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