The top-rated life insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 21,990 reviews. Other highly rated options include Lion Insurance Group, Globe Life American Income Division: Musso Organization, Univista Insurance. This directory lists 17 life insurance agents serving Miami Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance | 15165 NW 77th Ave | (786) 501-2059 |
| 2 | Lion Insurance Group | 7950 NW 155th St STE 203 | (954) 384-2900 |
| 3 | Globe Life American Income Division: Musso Organization | 14400 NW 77th Ct #204 | (786) 765-4240 |
| 4 | Univista Insurance | 5901 NW 151st St #201 | (786) 509-4845 |
| 5 | Estrella Insurance | 15434 NW 77th Ct | (305) 828-3311 |
| 6 | Tom Ledwidge - State Farm Insurance Agent | 6177 Miami Lakes Dr | (305) 822-2424 |
| 7 | Equiinsurance | 14062 NW 82nd Ave | (305) 557-5578 |
| 8 | Josiel Sanchez: Allstate Insurance | 6175 NW 153rd St STE 402 | (786) 775-5943 |
| 9 | NSI Insurance Group | 5875 NW 163rd St #207 | (305) 556-1488 |
| 10 | BareRisk Insurance | 7900 Oak Ln #400 | (305) 676-9926 |
Florida One Insurance serves the Miami Lakes area, providing life insurance agent services to local residents. The company assists clients with planning financial protection for their families through various policy options. Life insurance helps cover final expenses and maintain household income after a loss. Residents can contact this agency to discuss term life policies for temporary needs. The company also handles whole life insurance for lifelong coverage benefits.
Lion Insurance Group serves homeowners, businesses, and property managers in Miami Lakes, Florida, by offering life insurance policies that provide financial protection for families and business continuity. The agency helps clients navigate coverage options, including term and whole life plans, to suit individual budgets and long-term goals. It works with residents and commercial operators throughout the Hialeah and greater Miami metropolitan area.
Globe Life American Income Division: Musso Organization serves clients in the Miami Lakes, Florida area by offering life insurance coverage tailored to individual needs. Its services include policy selection support and ongoing account maintenance to help keep coverage aligned with changing circumstances. Regular policy reviews and beneficiary updates are part of the standard service plan. The agency services single-family homes, apartments, retail properties, and local restaurants.
Univista Insurance serves Miami Lakes and the surrounding South Florida communities, handling life insurance solutions for local families and individuals. The company focuses on term and whole life policies designed to provide financial protection for beneficiaries. Its services help clients navigate coverage options suited to various life stages and budgets. For a typical job, it begins with a consultation to assess needs and then presents tailored plans from available insurers.
Estrella Insurance provides life insurance coverage for homeowners, families, and local business owners in Miami Lakes, Florida. It helps individuals secure financial protection for their loved ones through various policy options designed to meet different needs and budgets. The agency also assists clients in understanding policy terms and coverage amounts during the selection process. Additionally, Estrella Insurance extends its services to neighboring communities throughout the broader Miami metropolitan area, including Hialeah.
Tom Ledwidge - State Farm Insurance Agent serves Miami Lakes and surrounding South Florida communities, handling life insurance policies designed to protect families financially. This agent guides clients through the process of selecting appropriate coverage based on individual needs and long-term goals. Each consultation involves reviewing current financial obligations and future aspirations to determine suitable policy options. The agent typically begins by evaluating a client’s beneficiaries and budget, then recommends a specific plan that provides stable benefits for dependents after an unexpected loss.
With the changing needs of Miami Lakes families, from starting new jobs to planning for retirement, many seek to protect their loved ones’ financial future. Equiinsurance addresses this by focusing on life insurance policies designed for local residents. As a dedicated life insurance agent, the company assesses each client’s unique situation and financial goals. The process emphasizes careful explanation of coverage options and long-term security. After an initial phone or online conversation to identify specific needs, the agent schedules a thorough in-person or virtual inspection to finalize the appropriate policy details.
Josiel Sanchez: Allstate Insurance in Miami Lakes, Florida helps clients choose between a one-time policy for temporary needs and a recurring term or whole life plan for ongoing coverage. Their services focus on providing financial protection for families in the local area. An agent meets with individuals to assess their needs and explain the various policy options available. Service runs on a scheduled basis, with annual reviews offered to adjust coverage as circumstances change.
NSI Insurance Group in Miami Lakes, Florida, specializes in life insurance coverage designed to protect family financial futures. It also offers general life insurance agent services, helping clients assess income replacement needs and final expense planning. This agency assists individuals in Miami Lakes with navigating policy options suited to Florida’s cost of living. As the start of a new calendar year approaches, the company helps families review existing coverage to account for major life changes such as a recent marriage, a new child, or a home purchase.
BareRisk Insurance specializes in helping individuals and families secure appropriate life insurance coverage in Miami Lakes, Florida. The agency focuses on tailoring policies to meet specific client needs, often recommending term or whole life options based on long-term financial goals. Additional services include evaluating riders for critical illness or accidental death benefits. The agency also serves local commercial sectors, including offices requiring key person coverage, warehouses needing protection for operational continuity, and food service businesses managing employee benefit plans.
What Does a a Life Insurance Agent in Miami Lakes Cost?
Typical costs for life insurance in Florida vary by age health and coverage amount. A healthy 40 year old might pay 30 to 60 dollars per month for a 20 year 250000 dollar term policy. Whole life policies cost more often 150 to 400 dollars per month for similar coverage. Florida has no state tax on life insurance premiums but rates reflect local risks like hurricanes. This is general information not insurance advice.
About life insurance agents in Miami Lakes
Life insurance agents in Miami Lakes Florida help residents find coverage that fits their needs and budget. Florida law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the unique risks in South Florida such as hurricane exposure and can guide you to appropriate policies.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
In Florida a life insurance agent must hold a valid 2-15 Life and Health license from the Florida Department of Financial Services. Agents must complete pre licensing education and pass a state exam. They also need to renew their license every two years with continuing education.
How long does it take to get a life insurance policy in Miami Lakes?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies often have faster approval than whole life. Florida law gives you a free look period of 10 days to cancel a policy for a full refund.
Do I need a medical exam for life insurance in Florida?
Not always. Some policies offer no exam coverage for smaller amounts up to 50000 dollars. However most standard policies require a medical exam to set accurate premiums. Florida law does not require an exam but insurers use it to assess risk.
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