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HomeLife Insurance AgentsFlorida › Miami Beach

Find Life Insurance Agents Near You in Miami Beach, FL

Browse life insurance agents serving Miami Beach, Florida. Updated 2026-07-14.

The top-rated life insurance agent in Miami Beach, Florida is Toscano Insurance Group, rated 5.0 stars across 151 reviews. Other highly rated options include HealthPro Consultants, Estrella Insurance, Del Toro Insurance - Buenos Aires Insurance - Miami Beach. This directory lists 10 life insurance agents serving Miami Beach.

Showing 10 life insurance agents in Miami Beach, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Toscano Insurance Group1111 Lincoln Rd Suite 500(305) 397-8807
2HealthPro Consultants1680 Michigan Ave STE 919(305) 924-1729
3Estrella Insurance1321 Alton Rd(305) 534-9434
4Del Toro Insurance - Buenos Aires Insurance - Miami Beach6988 Indian Creek Dr(786) 523-0340
5Pamela Brumer: Allstate Insurance141 Alton Rd(305) 531-1223
6Seldom Insurance Solutions350 Lincoln Rd Fl 2(561) 862-3045
7Lifesaver Insurance7601 E Treasure Dr(786) 479-0845
8A & T Insurance Brokerage Inc800 71st St #1(305) 868-1148
9South Beach Insurance Agency1000 Lincoln Rd STE 240(305) 532-7623
10Freedom Life Inc.1000 5th St Ste 200-H6(305) 432-9966
TI
1111 Lincoln Rd Suite 500
Toscano Insurance Group
Life Insurance Agent · Miami Beach, FL

Toscano Insurance Group serves Miami Beach, Florida, and the surrounding metropolitan area, specializing in life insurance agent services. The company offers a range of personal coverage solutions designed to protect individuals and their families from financial uncertainty. Clients can explore policies that provide income replacement and final expense planning. The firm handles term life insurance and whole life insurance policies for local residents.

HC
1680 Michigan Ave STE 919
HealthPro Consultants
Life Insurance Agent · Miami Beach, FL

HealthPro Consultants offers life insurance coverage and related financial protection services in Miami Beach, Florida. The company helps clients evaluate term, whole, and universal life policies to suit individual needs. Ongoing service includes annual policy reviews and beneficiary updates to keep coverage aligned with life changes. The firm supports property owners securing personal liability and estate planning protection. HealthPro Consultants services single-family homes, apartments, retail locations, and restaurants across the local area.

EI
1321 Alton Rd
Estrella Insurance
Life Insurance Agent · Miami Beach, FL

Estrella Insurance in Miami Beach, Florida provides life insurance coverage, offering clients the choice between one-time policy purchases or recurring term plans that require ongoing premium payments. Policies are tailored to protect beneficiaries financially in the event of the policyholder's death. Coverage amounts and policy structures vary according to individual needs and underwriting guidelines common to the life insurance industry. This local agent works on a one-time or scheduled basis depending on the policy type and client preference for ongoing advice and adjustments.

DT
6988 Indian Creek Dr
Del Toro Insurance - Buenos Aires Insurance - Miami Beach
Life Insurance Agent · Miami Beach, FL

Del Toro Insurance - Buenos Aires Insurance - Miami Beach serves homeowners, renters, and local business owners in Miami Beach, Florida, as a life insurance agent. It helps clients select policies that provide financial protection for their families and secure their estates. The agency explains the differences between term and whole life coverage, assists with policy updates, and guides beneficiaries through claims filing. It also works with property managers and small commercial entities seeking key-person insurance. Its coverage area extends to the surrounding communities of North Bay Village and the greater Miami metropolitan area.

PB
141 Alton Rd
Pamela Brumer: Allstate Insurance
Life Insurance Agent · Miami Beach, FL

Pamela Brumer: Allstate Insurance serves clients in Miami Beach, Florida, and the surrounding coastal communities. This life insurance agency handles a range of policies, including term life and whole life coverage, designed to address financial protection needs. The office assists individuals and families in selecting appropriate coverage levels and riders to meet specific estate planning or income replacement goals. For a typical job, the agent conducts a straightforward needs analysis to compare available options and match each client with a suitable policy and benefit amount.

SI
350 Lincoln Rd Fl 2
Seldom Insurance Solutions
Life Insurance Agent · Miami Beach, FL

Seldom Insurance Solutions in Miami Beach, Florida, offers life insurance agent services that guide clients through the choice between a single-policy purchase for immediate coverage and a renewable term policy that recurs at set intervals. Coverage plans are tailored to address individual needs for income replacement or final expenses. Consultations and policy reviews run on an as-needed basis, allowing clients to adjust their protection without a fixed appointment schedule.

LI
7601 E Treasure Dr
Lifesaver Insurance
Life Insurance Agent · Miami Beach, FL

As summer storms roll through Miami Beach, securing financial protection becomes a priority for many residents. Lifesaver Insurance addresses this need as a local life insurance agent serving the area. The company helps individuals and families explore coverage options that can provide for loved ones in difficult times. Navigating policy choices often requires clear guidance, and the agency assists clients in understanding term and whole life plans. An initial consultation is scheduled to review personal circumstances and discuss coverage needs before moving forward with any application process.

TI
800 71st St #1
A & T Insurance Brokerage Inc
Life Insurance Agent · Miami Beach, FL

A & T Insurance Brokerage Inc in Miami Beach provides specialized life insurance services, including term, whole, and universal life policies. It generally serves clients seeking financial protection and estate planning guidance. The agency works with individuals and families to navigate policy options that align with long-term security goals. As Florida’s hurricane season approaches, it helps residents review coverage to ensure sufficient benefits remain in place for dependents and property-related financial obligations.

SB
1000 Lincoln Rd STE 240
South Beach Insurance Agency
Life Insurance Agent · Miami Beach, FL

South Beach Insurance Agency provides life insurance coverage to help individuals and families protect their financial futures in Miami Beach, Florida. The agency specializes in term life, whole life, and universal life policies, tailoring options to fit personal needs. With expertise in the local market, they assist clients through the application process and annual reviews. Their services extend to commercial sectors, including offices, warehouses, and food service businesses.

FL
1000 5th St Ste 200-H6
Freedom Life Inc.
Life Insurance Agent · Miami Beach, FL

Freedom Life Inc. provides life insurance services to residential clients in Miami Beach, Florida. The company also extends commercial coverage options to area businesses. The agency serves policyholders throughout the greater Miami Beach region, addressing their specific protection needs. Following an initial meeting, the agent can schedule a follow-up contact to review any changes in coverage requirements between regular policy reviews.

What Does a a Life Insurance Agent in Miami Beach Cost?

Life insurance costs in Florida vary by age health and coverage amount. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay 100 to 300 dollars or more per month. Whole life policies cost significantly more often 200 to 600 dollars per month for similar coverage. This is general information not insurance advice.

About life insurance agents in Miami Beach

Life insurance agents in Miami Beach help residents and families choose policies that provide financial security. Florida law requires agents to hold a valid state license and follow the Florida Insurance Code. Local agents understand the unique needs of Miami Beach clients including flood risk and high property values.

Frequently Asked Questions

What license does a life insurance agent need in Florida?

Agents must hold a valid Florida life insurance license from the Florida Department of Financial Services. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.

How long does it take to get life insurance in Miami Beach?

The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be approved in 24 to 48 hours. Full underwriting policies with a medical exam often take 4 to 8 weeks.

Are there Florida specific rules for life insurance beneficiaries?

Yes Florida law allows you to name any person or entity as a beneficiary. Under Florida Statute 222.13 life insurance proceeds are generally exempt from creditors claims. You should review beneficiary designations after major life events like marriage or divorce.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.