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Directory of life insurance agents in Miami, Florida. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Miami, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 life insurance agents in Miami, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Globe Life American Income Division: Q & P Organization
3191 Coral Wy # 700, Miami, FL 33145
(786) 953-8958
quinteropartners.com
GoldenTrust Insurance Kendall
11658 N Kendall Dr, Miami, FL 33176
(305) 452-0823
kendalldr.goldentrust.com
First Choice Insurance Agency Corp
7540 SW 117th Ave, Miami, FL 33183
(786) 360-1021
1fcinsurance.com
Insurance Exchange of America
8600 NW 17th St Suite 101, Miami, FL 33126
(305) 403-0800
bestrate-insurance.com
Dulcinea Insurance Agency
1840 Coral Wy #221, Miami, FL 33145
(786) 910-9487
dulcineainsurance.com
Blue Sky Insurance & Immigration Services
1619 SW 107th Ave, Miami, FL 33165
(786) 391-3886
blueins.com
GoldenTrust Insurance Westchester
7298 SW 40th St, Miami, FL 33155
(305) 680-0944
westchester.goldentrust.com
Neighbors Insurance Agency
7130 SW 43rd St, Miami, FL 33155
(305) 265-8585
neighborsinsurance.us
Univista Insurance
9251 W Flagler St suite b 102, Miami, FL 33172
(305) 507-2188
univistainsurance.com
IMAX Insurance Group
10368 W Flagler St, Miami, FL 33174
(786) 441-8985
insuranceimax.com
American Insurance Point - AIP FLORIDA
999 Brickell Ave # 410, Miami, FL 33131
(305) 440-0212
aipflorida.com
Caley Insurance
12260 SW 8th St Suite #122, Miami, FL 33184
(305) 800-2985
caleyinsurance.com
Manny Morin - State Farm Insurance Agent
10651 N Kendall Dr #111, Miami, FL 33176
(305) 598-5821
mannymorin.com
Madrinas Insurance Miami
7795 W Flagler St, Miami, FL 33144
(305) 602-0436
madrinasinsurance.com
E&L Insurance
1241 SW 27th Ave, Miami, FL 33135
(305) 541-1002
eandlinsurance.com
Univista Insurance
16359 SW 88th St, Miami, FL 33196
(305) 413-5144
univistainsurance.com
Del Toro Insurance
42 NW 27th Ave Suite 101, Miami, FL 33125
(305) 335-8676
deltoroinsurance.com
Doctores de Seguros - Health & Life Insurance
9425 Sunset Dr Suite 263, Miami, FL 33173
(305) 753-0977
doctoresdeseguros.com
Rovner & Company, LLC
10800 Biscayne Blvd Suite 310, Miami, FL 33161
(561) 287-6279
rovnerco.com
American Premier Insurance Group INC DBA Globalgreen Insurance Agency
2450 SW 137th Ave Suite 233, Miami, FL 33175
(786) 701-3998
americanpremierins.com
Life insurance agents in Miami help residents choose policies that protect their families and meet Florida legal requirements. Florida law requires agents to hold a valid 2-15 or 2-18 license from the Florida Department of Financial Services. Many Miami agents also assist with hurricane preparedness riders and living benefits options common in the state.
What Does a Life Insurance Agent in Miami Cost?
A term life insurance policy for a healthy 35 year old in Miami typically costs between 25 and 50 dollars per month for a 500,000 dollar 20 year term. Whole life policies often range from 100 to 300 dollars per month for similar coverage. Costs vary based on age health tobacco use and policy type. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a 2-15 Life and Variable Annuity license or a 2-18 Life and Health license. The Florida Department of Financial Services issues these licenses after passing the state exam.
How long does it take to get a life insurance policy in Miami?
Most term life policies take 2 to 6 weeks for underwriting and approval. Some Miami agents offer accelerated underwriting for healthy applicants that can issue a policy in under 10 days.
Are life insurance benefits taxable in Florida?
Life insurance death benefits are generally not subject to Florida state income tax because Florida has no personal income tax. Federal tax rules also usually exclude benefits from gross income.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.