ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeLife Insurance AgentsFlorida › Merritt Island

Find Life Insurance Agents Near You in Merritt Island, FL

Browse life insurance agents serving Merritt Island, Florida. Updated 2026-07-14.

The top-rated life insurance agent in Merritt Island, Florida is A-AARROW Insurance, rated 4.9 stars across 539 reviews. Other highly rated options include Sara Houston - State Farm Insurance Agent, Turner Florida Insurance, Acceptance Insurance. This directory lists 12 life insurance agents serving Merritt Island.

Showing 12 life insurance agents in Merritt Island, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1A-AARROW Insurance105 N Courtenay Pkwy(321) 459-2434
2Sara Houston - State Farm Insurance Agent2255 N Courtenay Pkwy #3(321) 252-4800
3Turner Florida Insurance232 S Courtenay Pkwy(321) 252-1720
4Acceptance Insurance235 Crockett Blvd(321) 337-7585
5Jim Holder - State Farm Insurance Agent125 E Merritt Island Cswy Ste 102(321) 452-8000
6Robert Ranew - State Farm Insurance Agent700 E Merritt Island Cswy STE 7(321) 456-5760
7First Florida Insurance of Merritt Island2460 N Courtenay Pkwy #115(321) 205-1741
8Brevard Coastal Insurance125 E Merritt Island Cswy Suite 105(321) 452-8888
9John Merrick Jr. Insurance Inc.1365 N Courtenay Pkwy Unit D(321) 635-1650
10GreatFlorida Insurance: Cheryl Miller923 N Courtenay Pkwy STE 101(321) 723-3432
AI
105 N Courtenay Pkwy
A-AARROW Insurance
Life Insurance Agent · Merritt Island, FL

A-AARROW Insurance serves Merritt Island and the surrounding Brevard County area as a local life insurance agent. The company assists residents in understanding and selecting appropriate life insurance policies to help protect their families' financial futures. Typical services include guiding clients through coverage options based on individual needs and budgets. The agents help with term life insurance policies and permanent whole life insurance plans in this community.

SH
2255 N Courtenay Pkwy #3
Sara Houston - State Farm Insurance Agent
Life Insurance Agent · Merritt Island, FL

Sara Houston - State Farm Insurance Agent in Merritt Island, Florida offers a full range of life insurance solutions, providing term, whole life, and universal life policies for financial protection and estate planning. The agency also specializes in supplemental coverage options, including critical illness and disability income insurance. It serves local businesses across various commercial sectors, including offices, warehouses, and food service operations.

TF
232 S Courtenay Pkwy
Turner Florida Insurance
Life Insurance Agent · Merritt Island, FL

Turner Florida Insurance serves homeowners, families, and small business owners in the Rockledge area who seek financial protection through life insurance policies. This local agency assists clients in understanding various policy options, including term and permanent coverage, to safeguard their loved ones from future uncertainties. The team helps individuals evaluate their specific needs and budget constraints. By offering personalized consultations and reliable guidance, the agency aims to ensure long-term financial security for its customers. Their services also extend throughout the surrounding communities of Brevard County, such as Cocoa and Merritt Island.

AI
235 Crockett Blvd
Acceptance Insurance
Life Insurance Agent · Merritt Island, FL

Acceptance Insurance provides residential life insurance services to clients in Merritt Island, Florida, ensuring families have appropriate coverage for their needs. The agency also offers commercial life insurance options for local business owners in the surrounding area. Their service area includes Merritt Island and nearby communities across Brevard County. Agent consultations focus on explaining policy details clearly, followed by a thorough review of options. Clients may schedule follow-up appointments between regular visits to adjust coverage as their circumstances evolve.

JH
125 E Merritt Island Cswy Ste 102
Jim Holder - State Farm Insurance Agent
Life Insurance Agent · Merritt Island, FL

Jim Holder - State Farm Insurance Agent provides a range of life insurance products designed to help protect a family’s financial future in the Merritt Island area. The agency focuses on creating individualized coverage plans that address specific client needs, including term and whole life policy options. Year-round service and policy reviews are available to ensure that plans remain aligned with changing life circumstances. The agent serves homeowners, renters, and business owners, working with properties such as single-family homes, apartments, retail spaces, and restaurants.

RR
700 E Merritt Island Cswy STE 7
Robert Ranew - State Farm Insurance Agent
Life Insurance Agent · Merritt Island, FL

Serving homeowners, renters, and local business owners, Robert Ranew – State Farm Insurance Agent in Merritt Island, Florida, provides life insurance policies tailored to individual financial planning needs. Services include term, whole, and universal life insurance options to assist with income replacement, final expenses, and estate preservation. The agency also helps clients integrate coverage with retirement savings strategies. Beyond Merritt Island, the office serves the broader Brevard County metro area, including communities stretching south to Melbourne and north along the Space Coast.

FF
2460 N Courtenay Pkwy #115
First Florida Insurance of Merritt Island
Life Insurance Agent · Merritt Island, FL

Serving Merritt Island and the broader Brevard County area, First Florida Insurance of Merritt Island handles life insurance needs for local families and individuals. The agency helps clients navigate the process of selecting appropriate coverage to provide financial security for their loved ones. By working to match each person with a suitable plan based on their specific financial situation, the firm takes a straightforward, needs-based approach to managing each case from initial consultation to policy delivery.

BC
125 E Merritt Island Cswy Suite 105
Brevard Coastal Insurance
Life Insurance Agent · Merritt Island, FL

Brevard Coastal Insurance, serving Merritt Island, FL, distinguishes between one-time policies, such as term life issued for a set period, and recurring options like whole or universal life that remain active indefinitely. These life insurance plans are designed to provide financial protection for beneficiaries against unexpected loss. Services are tailored as either a one-time enrollment for a specific term or as an ongoing protection strategy with scheduled premium payments that continue as long as coverage is needed, and appointments are available on an as-needed basis.

JM
1365 N Courtenay Pkwy Unit D
John Merrick Jr. Insurance Inc.
Life Insurance Agent · Merritt Island, FL

As a life insurance agent, John Merrick Jr. Insurance Inc. offers specialty services such as term life and whole life policy planning for individual clients in Merritt Island, FL. Its general service work includes guiding residents through the application process and helping them compare coverage options to match personal needs and budgets. For those planning ahead, the company also assists with reviewing beneficiary designations and policy updates during the spring season’s open enrollment period.

GI
923 N Courtenay Pkwy STE 101
GreatFlorida Insurance: Cheryl Miller
Life Insurance Agent · Merritt Island, FL

GreatFlorida Insurance: Cheryl Miller serves Merritt Island, Florida, as a resource for individuals and families seeking life insurance coverage. The agency offers policies designed to provide financial protection in the event of a death. This includes term life and other traditional plans that help beneficiaries manage immediate expenses. The company also guides clients through the process of selecting appropriate coverage amounts to meet long-term financial needs. For added security, the agency can assist with final expense life insurance to cover funeral costs.

BP
220 Andros Dr
Benefit Providers
Life Insurance Agent · Merritt Island, FL
(321) 501-1043
seniorbenefitproviders.com
CL
5202 Winding Way
Coastal Life Coverage
Life Insurance Agent · Merritt Island, FL
(321) 450-3621

What Does a a Life Insurance Agent in Merritt Island Cost?

A typical term life policy in Florida costs between 25 and 150 dollars per month for a healthy 40 year old. Whole life policies often range from 100 to 500 dollars per month. Costs vary based on age health coverage amount and policy type. Florida residents may pay slightly higher premiums due to hurricane risk and higher living costs. This is general information and not insurance advice.

About life insurance agents in Merritt Island

Life insurance agents in Merritt Island Florida help residents find coverage that fits their needs and budget. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique risks of living on the Space Coast including hurricane exposure and flood zones.

Frequently Asked Questions

What license does a life insurance agent need in Florida?

Florida requires life insurance agents to hold a valid 2-15 license from the Florida Department of Financial Services. Agents must complete 24 hours of continuing education every two years including 3 hours on ethics and 5 hours on Florida law.

How long does a Florida life insurance application take?

Most applications take 2 to 6 weeks for approval in Florida. The process includes a medical exam and review of your health history. Florida law gives insurers 90 days to make a final decision on your application.

Can a life insurance agent help with Florida prepaid funeral plans?

Yes many Merritt Island agents offer final expense and prepaid funeral insurance. Florida law requires prepaid funeral contracts to be funded through a trust or insurance policy. An agent can explain the difference between burial insurance and a prepaid funeral contract.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.