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HomeLife Insurance AgentsFlorida › Melbourne

Find Life Insurance Agents Near You in Melbourne, FL

Browse life insurance agents serving Melbourne, Florida. Updated 2026-07-14.

The top-rated life insurance agent in Melbourne, Florida is Erb and Young Insurance, rated 4.9 stars across 1,036 reviews. Other highly rated options include Brian West - State Farm Insurance Agent, Better Insurance Group, 321 Insurance Advisors. This directory lists 20 life insurance agents serving Melbourne.

Showing 20 life insurance agents in Melbourne, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Erb and Young Insurance6550 N Wickham Rd STE 9(321) 254-0095
2Brian West - State Farm Insurance Agent2320 Dairy Rd #102(321) 872-0123
3Better Insurance Group1580 N Harbor City Blvd(321) 724-2100
4321 Insurance Advisors7025 N Wickham Rd #110(321) 309-0900
5Kim Osman Insurance Group, Inc.474 N Harbor City Blvd(321) 242-2311
6Space Coast Insurance Agency, LLC6450 Anderson Way(321) 799-2929
7The Florida Health Insurance Exchange2454 Minton Rd(321) 725-8100
8Anthony Insurance Agency7331 Office Park Place STE 500(321) 242-3181
9Kasey Osman: Allstate Insurance930 S Harbor City Blvd Ste 202(321) 725-8022
10GreatFlorida Insurance: Cheryl Miller1678 W Hibiscus Blvd #103(321) 253-8531
EY
6550 N Wickham Rd STE 9
Erb and Young Insurance
Life Insurance Agent · Melbourne, FL

Erb and Young Insurance provides Life Insurance Agent services to individuals and families in the Melbourne, Florida area. The agency specializes in tailoring life insurance policies to meet specific needs, such as income replacement and final expense planning. It also offers advisory support to help clients understand policy options and coverage amounts. The company can serve the needs of office workers, warehouse employees, and food service professionals seeking financial protection for their households.

BW
2320 Dairy Rd #102
Brian West - State Farm Insurance Agent
Life Insurance Agent · Melbourne, FL

Brian West - State Farm Insurance Agent serves the Melbourne, Florida metro area and Brevard County. Specializing in life insurance, the agency helps local families and individuals secure financial protection for their future. The team works with clients to evaluate term and whole life policies that can provide long-term security and peace of mind. They assist with supplementing existing coverage and addressing final expense needs, ensuring alignment with personal goals.

BI
1580 N Harbor City Blvd
Better Insurance Group
Life Insurance Agent · Melbourne, FL

Better Insurance Group serves homeowners, families, and small business owners in Melbourne, Florida, offering life insurance agent services to help clients secure financial protection. The agency assists customers in understanding coverage options tailored to individual needs, such as term or whole life policies. It also provides guidance on beneficiary planning and policy adjustments over time. Serving the broader Brevard County area, the company extends its support to residents in the nearby community of Palm Bay.

3I
7025 N Wickham Rd #110
321 Insurance Advisors
Life Insurance Agent · Melbourne, FL

321 Insurance Advisors provides life insurance planning and support for Melbourne, Florida residents, helping individuals select coverage suited to their long-term financial goals. Ongoing policy reviews allow clients to adjust plans as their circumstances evolve, ensuring continued alignment with their needs. The company also assists with beneficiary updates and claim filing guidance. Its services extend to single-family homes, apartments, retail, and restaurants, addressing the diverse insurance requirements of local property owners and business operators.

KO
474 N Harbor City Blvd
Kim Osman Insurance Group, Inc.
Life Insurance Agent · Melbourne, FL

Kim Osman Insurance Group, Inc. serves clients throughout Melbourne, Florida, and the surrounding communities. It handles a full range of life insurance agent services, helping individuals and families assess their coverage needs. The company guides clients through the process of selecting appropriate policies to provide financial protection for loved ones. A typical job is approached with a focus on clearly explaining policy options and tailoring recommendations to fit the client's specific situation and long-term goals.

SC
6450 Anderson Way
Space Coast Insurance Agency, LLC
Life Insurance Agent · Melbourne, FL

Space Coast Insurance Agency, LLC in Melbourne, FL helps clients understand the difference between one-time life insurance policies, which provide a lump sum payment for a set term, and recurring coverage options that remain active for the policyholder’s entire lifetime. Their agents assess individual needs to recommend suitable protection for dependents or estate planning. This agency offers their consultations and plan selection guidance on an as-needed basis directly to local customers.

FH
2454 Minton Rd
The Florida Health Insurance Exchange
Life Insurance Agent · Melbourne, FL

As the seasons change in Melbourne, many residents begin reviewing their family protection plans for the coming year. The Florida Health Insurance Exchange assists local policyholders in this process by offering guidance on life insurance coverage tailored to individual circumstances. Their team works to simplify complex policy options for seniors and young families alike. An initial consultation is scheduled to review your current coverage needs and identify any gaps in your plan.

AI
7331 Office Park Place STE 500
Anthony Insurance Agency
Life Insurance Agent · Melbourne, FL

As a life insurance agent serving Melbourne, Florida, Anthony Insurance Agency assists individuals and families with financial protection strategies. The company specializes in helping clients secure income replacement policies that cover essential living expenses and final costs. In addition, the agency offers guidance on tailoring life insurance plans to meet specific household needs. These policies are designed to provide a financial safety net for beneficiaries during difficult times. Commercial sectors served by the agency include local offices, warehouses, and food service businesses requiring coverage for key personnel.

KO
930 S Harbor City Blvd Ste 202
Kasey Osman: Allstate Insurance
Life Insurance Agent · Melbourne, FL

Kasey Osman: Allstate Insurance provides life insurance policies tailored to income replacement, debt coverage, and final expense planning. It also offers general property and casualty insurance solutions for homes and vehicles in the Melbourne area. The agency assists clients in reviewing their current coverage during open enrollment periods and after major life changes such as marriage, the birth of a child, or the purchase of a new home. These reviews help ensure adequate protection when families face the financial impact of an unexpected loss.

GI
1678 W Hibiscus Blvd #103
GreatFlorida Insurance: Cheryl Miller
Life Insurance Agent · Melbourne, FL

GreatFlorida Insurance: Cheryl Miller serves residential customers in Melbourne and the surrounding area with life insurance policies designed to provide financial protection for families. The agency also offers commercial coverage for local businesses seeking to secure their operations and employees. As a life insurance agent, the company assists clients in understanding their coverage options during personal consultations. Following policy issuance, the agent provides follow-up service to adjust policies as life circumstances change, ensuring continued support between regular annual visits.

IC
3760 Eau Gallie Blvd #104
The Insurance Center of Central Florida, Inc.
Life Insurance Agent · Melbourne, FL
(321) 255-0986
theinsurancecenter.us
GI
1571 Aurora Rd
GreatFlorida Insurance: Sara LaManna
Life Insurance Agent · Melbourne, FL
(321) 241-4881
northmelbourne.greatflorida.com
1S
1701 S Harbor City Blvd
1 Source Insurance Agency Inc.
Life Insurance Agent · Melbourne, FL
(321) 722-3888
1sourceagency.com/index.html
AB
1751 Sarno Rd STE 5
All Brevard Insurance
Life Insurance Agent · Melbourne, FL
(321) 255-3337
allbrevardinsurance.com
IG
1900 S Harbor City Blvd
Insurance Group of Florida, Inc.
Life Insurance Agent · Melbourne, FL
(800) 670-6250
insurancegroupinc.com
GI
1694 W Hibiscus Blvd B
Gallagher Insurance, Risk Management & Consulting
Life Insurance Agent · Melbourne, FL
(321) 722-2338
assuredpartners.com/Melbourne
TI
1385 Cypress Ave Suite #102
Traditional Insurance of Florida, LLC
Life Insurance Agent · Melbourne, FL
(321) 242-8383
traditionalins.com
AB
3945 W Eau Gallie Blvd Suite 108
AmeriLife of Brevard County, LLC
Life Insurance Agent · Melbourne, FL
(321) 951-1111
amerilife.com/brevard
BL
One Harbor Place, 1901 S Harbor City Blvd
Bankers Life
Life Insurance Agent · Melbourne, FL
(321) 722-2613
branches.bankerslife.com/fl/melbourne/one-harbor-place
TZ
One Harbor Place, 1901 S Harbor City Blvd
Travis Zimmer, Bankers Life Agent and Bankers Life Securities Financial Representative
Life Insurance Agent · Melbourne, FL
(321) 722-2613
agents.bankerslife.com/fl/melbourne/one-harbor-place/travis-zimmer

What Does a a Life Insurance Agent in Melbourne Cost?

The cost of a life insurance agent in Melbourne Florida is typically paid through commissions included in your premium. Term life insurance for a healthy 35 year old can cost between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage. Costs vary by age health and policy type. This is general information and not insurance advice.

About life insurance agents in Melbourne

Life insurance agents in Melbourne Florida help residents find coverage that protects their families and assets. Florida law requires agents to hold a valid state license and follow specific regulations under the Florida Insurance Code. Local agents understand the unique needs of Brevard County residents including hurricane preparedness and estate planning considerations.

Frequently Asked Questions

What license does a life insurance agent need in Florida?

A life insurance agent in Florida must hold a valid 2-15 or 2-18 license from the Florida Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.

How long does it take to get life insurance in Melbourne Florida?

The process can take from a few days to several weeks depending on the policy type and your health. Term life insurance with no medical exam may be issued in 1 to 2 weeks. Policies requiring a medical exam often take 4 to 6 weeks for underwriting and approval.

Are there Florida specific laws for life insurance policies?

Yes Florida has a free look period of 14 days for life insurance policies allowing you to cancel for a full refund. Florida also requires agents to provide a policy summary and buyers guide. The state follows the NAIC model for unfair trade practices in insurance.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.