The top-rated life insurance agent in Margate, Florida is Rainbow Insurance, rated 4.7 stars across 2,401 reviews. Other highly rated options include Estrella Insurance, Victor Schlicht - State Farm Insurance Agent, Triton Insurance Group. This directory lists 20 life insurance agents serving Margate.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rainbow Insurance | 5471 W Atlantic Blvd | (954) 977-0047 |
| 2 | Estrella Insurance | 269 S State Rd 7 | (954) 970-1414 |
| 3 | Victor Schlicht - State Farm Insurance Agent | 7630 Margate Blvd | (954) 933-5996 |
| 4 | Triton Insurance Group | 100 FL-7 STE 304 | (954) 486-0299 |
| 5 | GreatFlorida Insurance: Silene Linares | 6280 W Atlantic Blvd | (800) 421-8080 |
| 6 | HoneyQuote | 1719 Banks Rd | (954) 781-0087 |
| 7 | Del Toro Insurance Margate | 1107 Banks Rd | (954) 220-8676 |
| 8 | Dan Cohen - State Farm Insurance Agent | 1725 N State Rd 7 | (954) 317-1325 |
| 9 | Atlantica Insurance Agency | 531 FL-7 | (954) 582-5800 |
| 10 | Alex Lopez - State Farm Insurance Agent | 6260 W Atlantic Blvd | (954) 979-6810 |
Rainbow Insurance serves the Margate, Florida area as a life insurance agent. The company assists clients in the greater Broward County region with securing financial protection for their families and beneficiaries. As a local agency, it focuses on helping individuals navigate policy options that provide income replacement and debt coverage. Among the services it handles in this area are term life policies for temporary coverage needs and whole life policies that build cash value over time.
Estrella Insurance provides life insurance agent services to individuals and families in the Margate, Florida area. It offers assistance with policy selection, application processing, and periodic plan reviews to help clients adjust coverage as their needs change. The company helps explain different types of life insurance policies and facilitates the maintenance of existing plans through beneficiary updates and premium payment management. It serves clients living in single-family homes, apartments, and condominiums, as well as those owning retail stores and restaurants.
Victor Schlicht - State Farm Insurance Agent in Margate, Florida, provides life insurance policies designed to offer financial protection for individuals and their families. The agency works with clients to review coverage options, helping them understand how different plans can meet their specific needs. Ongoing policy maintenance includes regular check-ins to adjust beneficiaries or coverage amounts as life circumstances change. Service plans support long-term financial security through careful planning and periodic updates. The agency services clients with single-family homes, apartments, retail businesses, and restaurants.
Triton Insurance Group serves homeowners, families, and small business owners in the Margate, FL area with life insurance agent services. It helps clients assess their coverage needs for income replacement, final expenses, and legacy planning, providing personalized policy guidance. The company focuses on matching individuals with appropriate term or permanent life plans. Triton Insurance Group also extends its services to neighboring Coral Springs, ensuring residents in the broader northwest Broward County metro have access to professional life insurance counsel.
Serving Margate and its surrounding communities in South Florida, GreatFlorida Insurance: Silene Linares handles life insurance policies designed to provide financial protection for families. The agent assists clients in navigating various coverage options to match their individual needs and long-term goals. It works directly with customers to explain policy details and compare plans from different carriers. For a typical client, the agent follows a straightforward process by reviewing personal circumstances and recommending a suitable policy based on that specific evaluation.
Life insurance clients often choose between a single, permanent life policy purchased once or renewable term coverage requiring ongoing premium payments. HoneyQuote in Margate, FL assists local residents in reviewing these distinct product structures and selecting appropriate death benefit amounts. The company also helps clients compare riders and policy durations to match household financial goals. Service at HoneyQuote is provided on an as-needed basis when individuals request a policy review or have questions about modifying their existing life insurance protection.
Del Toro Insurance Margate specializes in helping clients secure life insurance policies that protect beneficiaries from financial hardship. The agency serves residents throughout the Margate, FL area by assessing individual coverage needs and explaining policy options clearly. It assists with the application process, ensuring clients understand their chosen plans. During open enrollment periods or after major life events such as a marriage or the birth of a child, the agency helps local families update their coverage to reflect new responsibilities.
As Margate residents begin planning for the next hurricane season, securing personal financial protection becomes a top concern. Dan Cohen - State Farm Insurance Agent helps local families and individuals review their life insurance needs with a clear, practical focus. With policies designed to support income replacement, debt coverage, and final expenses, this agent guides clients in choosing appropriate coverage amounts. The process includes a no-obligation review of current policies followed by a detailed needs assessment conducted during an initial in-person consultation.
Atlantica Insurance Agency serves clients in Margate, Florida, focusing on life insurance agent services. It helps individuals and families secure financial protection through various policy options. The agency also assists with planning for long-term needs and unexpected events. Businesses can benefit from its commercial life insurance offerings, which complement standard coverage. Sectors such as small offices, warehouses, and food service operations can each obtain tailored plans from this company.
Alex Lopez - State Farm Insurance Agent in Margate, Florida, serves local homeowners, renters, and small business owners seeking life insurance coverage. The agency helps clients understand term and whole life policies designed to protect families and secure financial futures. It also offers guidance on selecting appropriate policy amounts for different stages of life, including mortgage protection and income replacement. The practice further extends its services to communities in nearby Coral Springs and the greater Broward County area.
What Does a a Life Insurance Agent in Margate Cost?
Life insurance costs in Florida vary by age, health, and coverage amount. A typical term life policy for a healthy 40 year old might cost between 20 and 60 dollars per month for 500,000 dollars of coverage. Whole life policies are more expensive, often starting at 100 dollars per month for a similar amount. Premiums can be higher in Florida due to the state's older population and higher mortality risk. This is general information and not insurance advice.
About life insurance agents in Margate
Life insurance agents in Margate, Florida help residents choose policies that meet their financial needs. Florida law requires agents to be licensed by the state and follow specific disclosure rules. Working with a local agent can provide guidance on term life, whole life, and other policy types available in Broward County.
Frequently Asked Questions
What license does a life insurance agent in Margate need?
Agents must hold a valid Florida life insurance license issued by the Florida Department of Financial Services. They must complete continuing education every two years to maintain their license.
How long does it take to get a life insurance policy in Florida?
The process can take from a few days to several weeks depending on the policy type and your health. Florida law allows a free look period of 10 days for most policies, during which you can cancel for a full refund.
Do Florida life insurance policies have a contestability period?
Yes, Florida law permits a two year contestability period. During this time the insurer can investigate and deny claims for material misrepresentations on the application. After two years the policy is generally incontestable.
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