Skip to main content

Find Life Insurance Agents in Lighthouse Point, FL

Directory of life insurance agents in Lighthouse Point, Florida. Verify credentials with the state department of insurance before hiring.

7 agents listed
Updated May 2026
Lighthouse Point, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 7 life insurance agents in Lighthouse Point, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Vic Gulaty - State Farm Insurance Agent
3320 N Federal Hwy, Lighthouse Point, FL 33064
(954) 642-1391 savingwithvic.com
Bee Insurance
1817 NE 24th St, Lighthouse Point, FL 33064
(954) 941-7283 beeinsurance.co
Mayra Martinez - Robinson: Allstate Insurance
1835 NE 24th St, Lighthouse Point, FL 33064
(954) 941-0883 agents.allstate.com
Michele Greene - State Farm Insurance Agent
3320 N Federal Hwy, Lighthouse Point, FL 33064
(954) 781-0400 michelegreeneagency.com
Bateman, Gordon & Sands Inc. Insurance
3050 N Federal Hwy, Lighthouse Point, FL 33064
(954) 941-0900 bgsagency.com
Lifestone Settlements
2211 E Sample Rd #205, Lighthouse Point, FL 33064
(954) 933-2412 lifestonesettlements.com
Lincoln Financial Group
2960 NE 45th St, Lighthouse Point, FL 33064
(954) 943-2700

Life insurance agents in Lighthouse Point, Florida help residents and business owners secure coverage to protect their families and assets. Florida law requires all life insurance agents to hold a valid state license and follow strict disclosure rules under the Florida Insurance Code. Local agents understand the unique needs of coastal communities and can guide you through options like accelerated death benefits for terminal illness, which are regulated under Florida Statute 627.458.

What Does a Life Insurance Agent in Lighthouse Point Cost?

A typical term life insurance policy for a healthy 40-year-old in Florida costs between $25 and $60 per month for a 20-year $500,000 policy. Whole life policies often range from $100 to $300 per month for similar coverage. Costs vary based on age, health, tobacco use, and policy type. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Florida?
A life insurance agent in Florida must hold a 2-15 or 2-18 license from the Florida Department of Financial Services. They must also complete continuing education every two years to keep their license active.
How long does it take to get life insurance in Lighthouse Point?
The process can take from a few days to several weeks depending on the policy type and your health. Some term policies with no medical exam can be approved in under 48 hours, while fully underwritten policies may take 4 to 6 weeks.
Are there Florida-specific rules for life insurance beneficiaries?
Yes. Under Florida law, if you name a minor as a beneficiary, the insurance company may require a court-appointed guardian before paying the claim. Many agents recommend setting up a trust to avoid delays.