The top-rated life insurance agent in Lakeland, Florida is Better Place Insurance Group - Medicare & Health Insurance Advisors, rated 4.9 stars across 2,202 reviews. Other highly rated options include Amistad Insurance | Affordable Insurance Lakeland, Garland Insurance, Inc., Advantage Insurance. This directory lists 32 life insurance agents serving Lakeland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Better Place Insurance Group - Medicare & Health Insurance Advisors | 2525 Drane Field Rd Suite 25 | (863) 603-3701 |
| 2 | Amistad Insurance | Affordable Insurance Lakeland | 743 S Combee Rd | (863) 333-4019 |
| 3 | Garland Insurance, Inc. | 5620 US Hwy 98 N | (863) 683-9334 |
| 4 | Advantage Insurance | 4404 Florida Ave S Suite 8 | (863) 808-1808 |
| 5 | Lock Insurance, A Division of World | 225 Doris Dr | (863) 646-4300 |
| 6 | Giorgio Vescera Insurance - Health and Medicare Agent | 2290 Lakeland Hills Blvd | (863) 712-0104 |
| 7 | Bret Denney - State Farm Insurance Agent | 5300 Florida Ave S #1 | (863) 644-3505 |
| 8 | Core Insurance Solutions | 102 W Orange St | (863) 225-2875 |
| 9 | Julie Gilileo - State Farm Insurance Agent | 2022 E County Rd 540A | (863) 698-7702 |
| 10 | Headley Insurance Agency | 3544 Florida Ave S | (863) 701-7411 |
Better Place Insurance Group - Medicare & Health Insurance Advisors serves the Lakeland, Florida metro and surrounding Polk County area. The company operates as a life insurance agent, helping local residents navigate coverage options. One main service is providing assistance with life insurance policies designed to protect families financially. The firm also handles specific supplementary plans. It works with Medicare supplement policies and helps clients enroll in health insurance plans during annual periods.
Homeowners and small business owners in Lakeland, FL, contact Amistad Insurance | Affordable Insurance Lakeland for life insurance agent services to secure their family’s financial future. The agency assists clients in comparing term and whole life policies, helping them select appropriate coverage amounts and beneficiaries. They also provide guidance on how life insurance can address mortgage protection and income replacement needs. This life insurance agent covers the greater Lakeland metro area, including the communities of Auburndale and Winter Haven to the east.
Garland Insurance, Inc. provides life insurance agent services to clients in Lakeland, Florida. Its service approach includes helping individuals assess their coverage needs and select appropriate policy options. The company also assists clients with reviewing existing plans to ensure they align with current life circumstances. For maintenance, it offers periodic policy check-ins and support with beneficiary updates or coverage adjustments. These services are available for those insuring personal lives as well as business interests related to single-family homes, apartments, retail, and restaurants.
Advantage Insurance offers life insurance policies either as one-time term products with a fixed coverage period or as permanent policies that provide lifelong protection for Lakeland residents. Coverage can be tailored to meet specific financial obligations such as income replacement or final expenses. Service from this local life insurance agent is provided on a scheduled or as-needed basis, with consultations available for new policy setup or ongoing policy reviews upon request.
Lock Insurance, A Division of World serves Lakeland, Florida, and the surrounding communities in Polk County. The company handles comprehensive life insurance agent services, including policy selection and coverage planning for individuals and families. It assists clients in evaluating term, whole, and universal life options to match specific financial goals and needs. For a typical job, the agency begins with a thorough review of a client's current situation, then compares available plans to recommend a suitable policy.
As Lakeland residents begin planning for Medicare enrollment or reviewing their current health coverage for the upcoming year, Giorgio Vescera Insurance - Health and Medicare Agent provides local guidance on life insurance needs. The agency works with clients in the area to understand policy options that can help protect family finances. All initial consultations are conducted to review an individual's current situation before any coverage plan is presented.
As a life insurance agent in Lakeland, FL, Bret Denney offers services including term life, whole life, and final expense policies. This agency also provides auto, home, and renters insurance to address broader coverage needs. For those navigating the financial implications of a recent marriage or new home purchase, it helps secure family protection through a tailored life insurance policy.
Core Insurance Solutions provides life insurance guidance to individuals and families in Lakeland, Florida. The agency offers essential coverage policies and specializes in adding riders for critical illness or accidental death benefits. Its services assist clients in protecting their financial futures through straightforward policy comparisons. The company works with a variety of commercial sectors, including local offices, industrial warehouses, and food service establishments, helping them secure group life options.
Julie Gilileo - State Farm Insurance Agent provides life insurance services to residents of Lakeland and the surrounding areas. The agency also assists local business owners with commercial insurance coverage needs. Clients appreciate the straightforward guidance for personal financial protection and business continuation plans. The office follows a consultative approach, discussing coverage options thoroughly before enrollment. Policyholders often arrange check-ins during their renewal periods, allowing for appropriate adjustments between regularly scheduled annual visits.
Headley Insurance Agency in Lakeland, FL is known for helping individuals and families evaluate their coverage needs for financial protection. This agency assists clients in comparing term and whole life insurance policies designed to meet specific budgeting and long-term planning goals. Its representative guides customers through underwriting requirements and the application process. As an added service, Headley Insurance Agency can also arrange final expense policies to cover funeral and burial costs.
What Does a a Life Insurance Agent in Lakeland Cost?
Term life insurance costs in Florida typically range from 20 to 50 dollars per month for a healthy 35 year old seeking a 500,000 dollar 20 year term policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage amount. Costs vary based on age health tobacco use and policy type. This is general information not insurance advice.
About life insurance agents in Lakeland
Life insurance agents in Lakeland Florida help residents find coverage that fits their needs and budget. Florida law requires agents to be licensed by the state and follow specific disclosure rules. Local agents understand the unique risks in Central Florida including hurricane exposure and can recommend policies that address those concerns.
Frequently Asked Questions
What licenses do life insurance agents in Lakeland Florida need?
Life insurance agents in Florida must hold a valid 2-15 license from the Florida Department of Financial Services. They must complete pre-licensing education and pass a state exam. Agents also need to complete continuing education every two years to renew their license.
How long does the Florida life insurance application process take?
The application process in Florida typically takes 2 to 6 weeks from application to policy issue. Some term life policies with no medical exam can be issued in a few days. Full underwriting with a medical exam usually takes longer depending on the insurance company.
Are there Florida specific laws about life insurance beneficiaries?
Yes Florida law allows you to name any person or entity as a beneficiary. If you get divorced Florida law automatically revokes a former spouse as beneficiary unless the policy states otherwise. You should review your beneficiary designations after major life events like marriage or divorce.
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