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Compare life insurance agents in Lake City. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Lake City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 life insurance agents in Lake City, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lewis Insurance Agency
1313 W US Hwy 90, Lake City, FL 32055
(386) 755-0050
lewisinsurance.com
FL insurance LLC
211 SW Knox St, Lake City, FL 32025
(386) 269-8403
Life insurance agents in Lake City, Florida help residents protect their families and businesses. Florida law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the needs of North Florida communities and can guide you through policy options.
What Does a Life Insurance Agent in Lake City Cost?
The cost of life insurance in Florida varies by age, health, policy type, and coverage amount. A healthy 35-year-old in Lake City might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $100 to $300 per month for similar coverage. Florida residents may see slightly higher rates due to the state's older average population and higher cost of living. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
A Florida life insurance agent must hold a valid 2-15 license issued by the Florida Department of Financial Services. This requires passing a state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in Lake City?
The process can take a few days to several weeks depending on the policy type and your health. Some term policies with no medical exam can be approved in 24 to 48 hours.
Is life insurance required by law in Florida?
No, Florida does not require individuals to have life insurance. However, it may be required by a lender for a mortgage or by a business for key person coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.