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HomeLife Insurance AgentsFlorida › Fernandina Beach

Find Life Insurance Agents Near You in Fernandina Beach, FL

Browse life insurance agents serving Fernandina Beach, Florida. Updated 2026-07-14.

The top-rated life insurance agent in Fernandina Beach, Florida is Brightway Insurance, The Coastal Agency, rated 4.9 stars across 241 reviews. Other highly rated options include Brightway Insurance, The Tarzia Agency, Fernando Cevallos - State Farm Insurance Agent, 8 Flags Insurance Agency. This directory lists 19 life insurance agents serving Fernandina Beach.

Showing 19 life insurance agents in Fernandina Beach, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Brightway Insurance, The Coastal Agency5472 1st Coast Hwy Suite 12(904) 712-6300
2Brightway Insurance, The Tarzia Agency960185 Gateway Blvd STE 107(904) 491-7622
3Fernando Cevallos - State Farm Insurance Agent474418 E State Rd 200(904) 261-2664
48 Flags Insurance Agency1411 S 14th St STE M(904) 310-6515
5Compass Group Insurance11 S 11th St(904) 746-4648
6Estrella Insurance474268 E State Rd 200(904) 432-8736
7Nelson & Associates Insurance, LLC.1890 S 14th St #301(904) 326-3288
8Amelia Insurance2384 Sadler Rd(904) 261-3606
9Morrow Insurance Group, Inc.1896 S 14th St STE 5(904) 261-0707
10Tatum Insurance Agency of Amelia Island5317 S Fletcher Ave #3(904) 729-4575
BI
5472 1st Coast Hwy Suite 12
Brightway Insurance, The Coastal Agency
Life Insurance Agent · Fernandina Beach, FL

Brightway Insurance, The Coastal Agency serves the Fernandina Beach, Florida area as a life insurance agent. The company works with individuals and families to help them secure financial protection through various life insurance products. Policies are tailored to cover needs such as income replacement, final expenses, and long-term financial planning. Clients can also receive guidance on whole life policies and term life insurance, both of which are common options in this market.

BI
960185 Gateway Blvd STE 107
Brightway Insurance, The Tarzia Agency
Life Insurance Agent · Fernandina Beach, FL

Brightway Insurance, The Tarzia Agency in Fernandina Beach, Florida offers a full range of life insurance services, helping clients select appropriate term, whole, or universal life policies. Its service approach includes walking applicants through the underwriting process and providing ongoing policy reviews to adjust coverage as financial needs change. The agency develops maintenance plans that help policyholders keep their beneficiaries updated and payments on schedule. It services the insurance needs of individuals in single-family homes, apartments, retail businesses, and restaurants throughout the local area.

FC
474418 E State Rd 200
Fernando Cevallos - State Farm Insurance Agent
Life Insurance Agent · Fernandina Beach, FL

Fernando Cevallos - State Farm Insurance Agent serves homeowners, renters, and small business owners in the Fernandina Beach, Florida area with life insurance coverage. The agency works with clients to identify policies that can help provide financial protection for families and their beneficiaries. Services include term life, whole life, and universal life insurance options tailored to individual needs. This agency also provides coverage to residents throughout Nassau County, including the nearby community of Yulee.

8F
1411 S 14th St STE M
8 Flags Insurance Agency
Life Insurance Agent · Fernandina Beach, FL

8 Flags Insurance Agency serves Fernandina Beach, Amelia Island, and the surrounding Nassau County communities. It handles life insurance policies designed to provide financial protection for families and individuals against unexpected loss. The agency works with clients to understand their long-term goals and present coverage options that fit their specific needs and household budgets. To manage a typical case, it first reviews a client’s current situation, then compares available plans to recommend an appropriate policy amount and term length.

CG
11 S 11th St
Compass Group Insurance
Life Insurance Agent · Fernandina Beach, FL

Prospective clients in Fernandina Beach choose between a single policy purchase for immediate term life needs or a recurring review of permanent coverage as their circumstances evolve. Compass Group Insurance guides individuals through these options, explaining how death benefits can safeguard family income and final expenses against unforeseen hardship. An agent assesses each applicant’s health history and budget to match term amounts or whole life accumulation goals. This service operates on a scheduled basis, typically renewed once a year when policies are reviewed.

EI
474268 E State Rd 200
Estrella Insurance
Life Insurance Agent · Fernandina Beach, FL

Estrella Insurance in Fernandina Beach, Florida, is known for helping individuals and families secure financial protection through tailored life insurance policies. The agency’s service range includes term life, whole life, and universal life coverage, each designed to address different long-term planning needs. Clients receive guidance on policy features and benefit amounts based on their personal circumstances. Annuities can be added as a specialty service for those seeking guaranteed retirement income streams alongside their life insurance protection.

NA
1890 S 14th St #301
Nelson & Associates Insurance, LLC.
Life Insurance Agent · Fernandina Beach, FL

Nelson & Associates Insurance, LLC in Fernandina Beach, Florida focuses on life insurance policy options, including term, whole, and universal coverage, while also assisting clients with general risk management and financial protection planning. Its agents work with individuals and families to understand how coverage integrates into broader financial strategies. As residents consider estate planning or mortgage responsibilities, the office helps older clients review policy adjustments before seasonal hurricane threats or during major life transitions such as retirement.

AI
2384 Sadler Rd
Amelia Insurance
Life Insurance Agent · Fernandina Beach, FL

Amelia Insurance provides comprehensive life insurance solutions for individuals and families in Fernandina Beach, Florida, with an added focus on specialized policy riders to enhance coverage. The agency assesses each client’s long-term financial needs and risk profile to recommend appropriate term or permanent life plans. Services are also available to commercial sectors requiring key person protection, including offices, warehouses, and food service businesses.

MI
1896 S 14th St STE 5
Morrow Insurance Group, Inc.
Life Insurance Agent · Fernandina Beach, FL

As coastal families in Fernandina Beach plan for their financial future or protect their estate, Morrow Insurance Group, Inc. provides personalized guidance on life insurance policies. They help clients understand term, whole, and universal life options that align with long-term goals. Every assessment begins with a thorough review of the individual’s current coverage and household needs. An in-person consultation or initial eligibility interview is scheduled to examine medical history and financial objectives for a tailored policy quote.

TI
5317 S Fletcher Ave #3
Tatum Insurance Agency of Amelia Island
Life Insurance Agent · Fernandina Beach, FL
LI
474384 E State Rd 200
Llerandi Insurance Group
Life Insurance Agent · Fernandina Beach, FL
(904) 310-3803
content.naic.org
FB
1890 S 14th St Suite 301
Farm Bureau Insurance - Fernandina Beach
Life Insurance Agent · Fernandina Beach, FL
(904) 261-4355
AU
117 Centre St
Amelia Underwriters
Life Insurance Agent · Fernandina Beach, FL
(904) 261-2306
ameliaunderwriters.com
HI
714 Beech St
Harper Insurance Agency Inc.
Life Insurance Agent · Fernandina Beach, FL
(904) 406-0887
harperinsuranceagencyinc.com
MI
5211 S Fletcher Ave STE 100
McGriff Insurance Services
Life Insurance Agent · Fernandina Beach, FL
(904) 261-9828
mcgriffinsurance.com
RI
1901 Island Walkway #113
Raulerson Insurance Group
Life Insurance Agent · Fernandina Beach, FL
(904) 267-1585
raulersoninsurance.com
TL
2754 Ocean Dr B
TRINITY LIFE INSURANCE
Life Insurance Agent · Fernandina Beach, FL
(904) 556-2897
trinityinsuranceco.com
IO
6 N 2nd St #202
Insurance Office of America
Life Insurance Agent · Fernandina Beach, FL
(904) 261-3330
ioausa.com
BI
1471 S 8th St
A & B Insurance
Life Insurance Agent · Fernandina Beach, FL
(904) 388-6446
aandbinsurance.com

What Does a a Life Insurance Agent in Fernandina Beach Cost?

Typical costs for life insurance in Florida range from 20 to 100 dollars per month for a healthy 35 year old with a 250,000 dollar term policy. Whole life policies can cost 100 to 500 dollars per month or more. Costs vary based on age health coverage amount and policy type. This is general information not insurance advice.

About life insurance agents in Fernandina Beach

Life insurance agents in Fernandina Beach Florida help residents find coverage that meets their needs. Florida law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the unique needs of Nassau County families and retirees.

Frequently Asked Questions

What license does a life insurance agent need in Florida?

A life insurance agent in Florida must hold a valid 2-15 or 2-18 license from the Florida Department of Financial Services. This requires completing pre licensing education and passing a state exam. Agents must also complete continuing education every two years.

How long does the Florida life insurance application process take?

The application process in Florida usually takes 2 to 6 weeks from application to policy issue. Some policies may require a medical exam and underwriting review. Florida law allows a 10 day free look period after you receive the policy.

What types of life insurance are common in Fernandina Beach Florida?

Common types include term life whole life and universal life insurance. Many Fernandina Beach residents choose term life for temporary coverage or whole life for permanent protection. Florida agents can explain the differences and help you compare options.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.