The top-rated life insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Globe Life American Income Division: Akinade Organization, Estrella Insurance, Gracey Backer Insurance. This directory lists 19 life insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Globe Life American Income Division: Akinade Organization | 15517 Glencrest Ave | (954) 636-9466 |
| 3 | Estrella Insurance | 1690 S Congress Ave Ste 100 U11 | (754) 318-7220 |
| 4 | Gracey Backer Insurance | 275 George Bush Blvd | (561) 276-6055 |
| 5 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 6 | K2 Insurance | 1690 S Congress Ave suite 100 office #9 | (561) 749-9993 |
| 7 | We Insure Del Ray Beach - Jay Lerner | 15200 Jog Rd D1 | (561) 404-4584 |
| 8 | John Peters – State Farm Insurance Agent | 7495 W Atlantic Ave Ste 214 | (561) 496-2121 |
| 9 | Sunny Jack: Allstate Insurance | 534 NE 5th Ave | (561) 241-5550 |
| 10 | Weinstein Wealth Insurance Solutions | 2314 Bloods Grove Cir | (732) 407-8063 |
Imperial Insurance & Tax handles financial protections for residents and businesses in Delray Beach, Florida as a life insurance agent, adding tax preparation services to its offerings. The firm assists clients in selecting suitable life insurance policies and developing financial strategies. Its work helps secure futures for families and business owners throughout the local area. It serves a range of commercial sectors, including offices, warehouses, and food service operations.
Serving the residential community of Delray Beach, Globe Life American Income Division: Akinade Organization helps families secure life insurance coverage to protect their households. The agency also provides commercial coverage options for local businesses, operating throughout Delray Beach and the surrounding areas. Their services include assistance with policy selection and application guidance tailored to individual needs. Clients can schedule follow-up appointments at regular intervals to review and update their coverage as life circumstances change.
Estrella Insurance in Delray Beach, Florida is known for helping local residents secure financial protection for their families through life insurance policies. Its agents guide clients in selecting coverage that addresses both immediate needs and long-term goals. The company serves individuals looking to manage the financial impact of unexpected events. Services focus on comparing policy options and explaining benefits in plain terms. As a standard offering, Estrella Insurance can also assist with adding a final expense policy to a coverage plan.
Gracey Backer Insurance serves the Delray Beach area of Palm Beach County, Florida, as a life insurance agent. Its main services include helping individuals and families find appropriate life insurance policies to address their financial protection needs. The agency works with clients to assess their coverage options based on personal circumstances and long-term goals. In this area, it handles term life insurance and whole life insurance policies for local residents.
Insurance World of Delray serves homeowners, renters, and small business owners in Delray Beach, Florida, helping them secure life insurance coverage tailored to their financial responsibilities. The agency assists clients in selecting policies that provide income replacement or debt protection. Its services include evaluating term and whole life options for individuals and families. Guidance is offered to those planning for long-term financial security or estate needs. The agency also extends its services to residents in neighboring Boca Raton and the surrounding Palm Beach County communities.
K2 Insurance serves the Delray Beach area and surrounding South Florida communities as a local life insurance agent. It handles the sale and management of individual life insurance policies designed to provide financial protection for families and beneficiaries. Covering term, whole, and universal life product options, the agency works to match coverage amounts with each client’s long-term financial planning needs. The office generally approaches a typical job by first reviewing a client’s current coverage gaps and income-replacement requirements to recommend an appropriate policy structure.
We Insure Del Ray Beach - Jay Lerner provides life insurance policies designed to meet the financial and protection needs of individuals in Delray Beach. The agent assists clients in selecting suitable coverage options and supports them through the application process. Ongoing policy reviews and claim assistance help maintain the plan’s relevance over time. The firm services a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
John Peters – State Farm Insurance Agent in Delray Beach, FL, serves clients needing either a one-time policy for a specific term or an ongoing plan that renews regularly to maintain long-term protection. Coverage options address the need for financial security after a loss, providing a payout to beneficiaries. As a local life insurance agent, the business guides individuals through policy selection and application procedures. Service appointments and consultations are available on a scheduled basis, arranged by advance request.
Sunny Jack: Allstate Insurance specializes in providing life insurance policies that offer financial protection for families and individuals in Delray Beach, Florida. The agency also serves clients with general insurance needs, including auto and home coverage, to help secure a range of personal assets. During the hurricane season, the company assists local residents in reviewing coverage options to better safeguard against storm-related damages and potential disruptions.
As residents of Delray Beach begin reviewing their annual financial plans around the holidays, a need often arises to ensure dependents are protected. Weinstein Wealth Insurance Solutions assists local families in evaluating their coverage options to prepare for unexpected events. They work with clients to compare term and permanent policies that fit individual budgets and future goals. New policy reviews typically start with an initial consultation where an agent examines current coverage and discusses income replacement needs, leading to a no-obligation assessment of available plans tailored to the household's circumstances.
What Does a a Life Insurance Agent in Delray Beach Cost?
A typical term life policy for a healthy 40 year old in Florida costs between $25 and $50 per month for $250000 in coverage. Whole life policies often range from $100 to $300 per month for the same face amount. Final expense policies for seniors can cost $50 to $150 per month. Actual premiums depend on age health tobacco use and policy type. This is general information not insurance advice.
About life insurance agents in Delray Beach
Life insurance agents in Delray Beach Florida help residents find coverage that fits their needs and budget. Florida law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique risks of living in Palm Beach County such as hurricane exposure and higher property costs.
Frequently Asked Questions
What license does a life insurance agent need in Florida?
Agents must hold a valid Florida 2-15 Life and Health insurance license. They must complete 24 hours of continuing education every two years including 3 hours on ethics.
How long does a life insurance application take in Florida?
Most applications take 2 to 6 weeks for approval. Florida law gives insurers a 90 day contestability period after the policy is issued.
Can I buy life insurance without a medical exam in Delray Beach?
Yes many carriers offer simplified issue or guaranteed issue policies. These plans have lower face amounts and higher premiums than fully underwritten policies.
Life Insurance Agents in Other Florida Cities
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