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HomeLife Insurance AgentsFlorida › Cutler Bay

Find Life Insurance Agents Near You in Cutler Bay, FL

Browse life insurance agents serving Cutler Bay, Florida. Updated 2026-07-14.

The top-rated life insurance agent in Cutler Bay, Florida is Ellie Mills - State Farm Insurance Agent, rated 5.0 stars across 708 reviews. Other highly rated options include Estrella Insurance, Del Toro Insurance, Claudia's Insurance Inc. This directory lists 12 life insurance agents serving Cutler Bay.

Showing 12 life insurance agents in Cutler Bay, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ellie Mills - State Farm Insurance Agent20330 Old Cutler Rd(305) 238-8688
2Estrella Insurance20214 Old Cutler Rd(305) 232-7690
3Del Toro Insurance18651 S Dixie Hwy(305) 252-1009
4Claudia's Insurance Inc18901 SW 106th Ave #132(786) 293-9141
5Lumina Insurance At Cutler Bay20250 S Dixie Hwy Ste 202(786) 409-0930
6Danel Insurance Solutions10700 Caribbean Blvd(888) 906-9862
7Goosehead Insurance - Luis Andrew Ruiz & Eric Gray20325 Old Cutler Rd(786) 685-2962
8Gerald Campbell: Allstate Insurance10655 SW 190th St STE 2111(305) 602-5200
9Sebanda Insurance10675 SW 190th St suite 1205(305) 504-8308
10Univista Insurance20280 Old Cutler Rd(786) 401-2505
EM
20330 Old Cutler Rd
Ellie Mills - State Farm Insurance Agent
Life Insurance Agent · Cutler Bay, FL

As a life insurance agent, Ellie Mills in Cutler Bay, Florida, offers a range of policies including term life, whole life, and universal life insurance. The agency helps clients secure financial protection for their families, ensuring beneficiaries receive needed support after a loss. It also provides related financial services such as reviewing existing coverage and planning for final expenses. The office is particularly helpful for residents preparing for hurricane season, as it assists customers in ensuring their life insurance policies reflect current needs and beneficiaries.

EI
20214 Old Cutler Rd
Estrella Insurance
Life Insurance Agent · Cutler Bay, FL

Residents of Cutler Bay planning for their family’s future often seek reliable coverage for unexpected life events. Estrella Insurance focuses on guiding clients through the selection of appropriate life insurance policies that align with their current financial situation and long-term goals. They serve the local community by explaining policy options in clear terms, helping residents make informed decisions about their beneficiaries and coverage amounts. An initial consultation is scheduled, during which your specific needs are reviewed to determine the most suitable plan for your circumstances.

DT
18651 S Dixie Hwy
Del Toro Insurance
Life Insurance Agent · Cutler Bay, FL

Del Toro Insurance provides life insurance solutions for residents of Cutler Bay, Florida, offering policies that help secure financial protection for families and individuals. The agency specializes in term, whole, and universal life coverage, tailoring options to meet various long-term planning needs. Serving the local community, the company supports clients with straightforward guidance on policy selection and underwriting processes. Its commercial services extend to local offices, warehouses, and food service operations requiring key person or buy-sell arrangements.

CS
18901 SW 106th Ave #132
Claudia's Insurance Inc
Life Insurance Agent · Cutler Bay, FL

Claudia's Insurance Inc serves the Cutler Bay area of Miami-Dade County, Florida, providing life insurance agent services to local residents. The agency assists clients in evaluating their financial protection needs and selecting appropriate coverage options. It helps individuals and families understand various policy structures that support long-term financial security specific to this community. Claudia's Insurance Inc handles term life and whole life insurance policies for clients in Cutler Bay.

LI
20250 S Dixie Hwy Ste 202
Lumina Insurance At Cutler Bay
Life Insurance Agent · Cutler Bay, FL

Lumina Insurance At Cutler Bay offers a full range of life insurance solutions, helping clients secure financial protection for their families. It provides guidance on term life policies, whole life options, and final expense coverage, tailoring plans to individual needs and long-term goals. The agency also advises on policy maintenance and periodic reviews to ensure beneficiaries remain properly covered as circumstances evolve. Its services serve a diverse clientele, including families living in single-family homes, residents of area apartments, and owners of local retail shops and restaurants.

DI
10700 Caribbean Blvd
Danel Insurance Solutions
Life Insurance Agent · Cutler Bay, FL

Homeowners and small business owners in Cutler Bay rely on Danel Insurance Solutions for personalized life insurance agent services. The company helps clients compare term, whole, and universal life policies to match their long-term financial needs and family protection goals. Through thorough consultations, they explain coverage options and assist with the application process. Danel Insurance Solutions also extends its life insurance services to residents and business operators throughout the broader South Miami metro area, including nearby communities such as Palmetto Bay.

GI
20325 Old Cutler Rd
Goosehead Insurance - Luis Andrew Ruiz & Eric Gray
Life Insurance Agent · Cutler Bay, FL

Goosehead Insurance in Cutler Bay, FL, serves clients in Cutler Bay and the surrounding Miami-Dade County communities, handling a full range of life insurance policies. It works with individuals and families to assess coverage needs for income protection and final expenses. The agency typically begins each case by reviewing a client’s current financial situation and long-term goals. It then compares available options from multiple carriers to present suitable term or permanent plans. This approach helps tailor a policy recommendation to the client’s specific budget and coverage requirements.

GC
10655 SW 190th St STE 2111
Gerald Campbell: Allstate Insurance
Life Insurance Agent · Cutler Bay, FL

Gerald Campbell: Allstate Insurance, located in Cutler Bay, FL, offers clients a choice between one-time policy reviews and recurring service appointments for ongoing needs. Their life insurance coverage helps protect families against financial hardship and provides benefits for final expenses or income replacement. The agency works with individuals seeking term or permanent policies to ensure suitable protection levels. Service options are offered on either a scheduled or as-needed basis to accommodate varying client preferences.

SI
10675 SW 190th St suite 1205
Sebanda Insurance
Life Insurance Agent · Cutler Bay, FL

Sebanda Insurance provides residential life insurance services to protect families in Cutler Bay, Florida, and extends these same coverage options to commercial clients across the broader Miami-Dade area. By working with local residents and business owners, the agency ensures that each policy is tailored to individual financial needs and long-term goals. Clients can easily follow up with the agent after a policy is in place, scheduling regular visits to review coverage and adjust plans as life circumstances change.

UI
20280 Old Cutler Rd
Univista Insurance
Life Insurance Agent · Cutler Bay, FL

Located in Cutler Bay, Florida, Univista Insurance serves residents seeking financial protection through life insurance coverage. The agency assists clients in securing policies that provide income replacement and final expense planning for their loved ones. Its team works to explain various term and whole life options, helping individuals select appropriate benefit amounts for their stage of life. An additional service offered is connecting customers with disability income riders to safeguard earnings during unexpected medical leave.

SI
20555 Old Cutler Rd
Sure Insurance Agency
Life Insurance Agent · Cutler Bay, FL
(305) 203-0289
LI
10700 Caribbean Blvd
Livette Insurance
Life Insurance Agent · Cutler Bay, FL
(786) 806-5772
livetteinsurance.us

What Does a a Life Insurance Agent in Cutler Bay Cost?

Life insurance costs in Florida vary based on age health coverage amount and policy type. A healthy 35 year old might pay around 25 to 50 dollars per month for a 20 year term policy of 500 thousand dollars. Older applicants or those with health conditions may pay more. Florida residents may see slightly higher rates due to hurricane risk and higher cost of living in some areas. This is general information and not insurance advice.

About life insurance agents in Cutler Bay

Life insurance agents in Cutler Bay Florida help residents find coverage that fits their needs and budget. Florida law requires agents to be licensed by the state and follow specific regulations under the Florida Insurance Code. Local agents understand the unique risks in South Florida such as hurricane exposure and can guide you to appropriate policies.

Frequently Asked Questions

What license does a life insurance agent need in Florida?

A life insurance agent in Florida must hold a valid 2-15 Life and Health license from the Florida Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.

How do I choose a life insurance agent in Cutler Bay?

Look for an agent with experience in Florida insurance markets and positive client reviews. Check their license status on the Florida Department of Financial Services website. Ask about the types of policies they offer and how they tailor coverage to your situation.

What is the free look period for life insurance in Florida?

Florida law gives you a free look period of 10 days after you receive your life insurance policy. During this time you can cancel the policy for a full refund of any premiums paid. This rule applies to most individual life insurance policies sold in the state.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.