The top-rated life insurance agent in Waterbury, Connecticut is B&A Benefit Solutions, rated 5.0 stars across 140 reviews. Other highly rated options include Muni Insurance, Inc., Connor Rafferty: Allstate Insurance, AAA Waterbury. This directory lists 22 life insurance agents serving Waterbury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | B&A Benefit Solutions | 45 Pilgrim Ave | (203) 565-6419 |
| 2 | Muni Insurance, Inc. | 211 Chase Ave | (203) 527-3669 |
| 3 | Connor Rafferty: Allstate Insurance | 767 Wolcott St | (203) 757-9601 |
| 4 | AAA Waterbury | 835 Wolcott St | (203) 721-8284 |
| 5 | American Financial Solutions llc | 48 Meriden Rd | (203) 706-4015 |
| 6 | Grand Folder LLC | 1325 E Main St | (800) 288-5064 |
| 7 | Main Street Insurance - Waterbury Office | 345 W Main St | (203) 757-5737 |
| 8 | Mark Shumilla - State Farm Insurance Agent | 520 Frost Rd FL-1 | (203) 757-6300 |
| 9 | Natasha Faesy Burgess - State Farm Insurance Agent | 3528 E Main St Ste 3 | (475) 235-6136 |
| 10 | Douglas Haywood: Allstate Insurance | 1884 E Main St | (203) 757-9009 |
Serving homeowners and families in Waterbury, Connecticut, B&A Benefit Solutions helps clients secure appropriate life insurance coverage to protect their financial future. The agency guides individuals through the process of selecting policies that fit their personal needs and budget. It focuses on straightforward, professional advice regarding term and whole life options. The service area also extends to the neighboring town of Naugatuck and surrounding parts of the greater Waterbury metro region.
Muni Insurance, Inc. serves the Waterbury, Connecticut, area as a local resource for life insurance agent services. The company assists clients in navigating life insurance options to help protect their families’ financial futures. Policies are typically selected to cover final expenses, income replacement, or other long-term financial obligations. Muni Insurance offers guidance for term life and whole life insurance plans in this region.
Connor Rafferty: Allstate Insurance provides life insurance products and related financial protection services to residents of Waterbury, Connecticut. The agency helps clients with policy reviews and plan adjustments to meet changing personal needs. It offers ongoing service and support for maintaining coverage over time. The company serves a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Waterbury, Connecticut, and the surrounding communities, AAA Waterbury provides life insurance agent services to local residents. The company guides clients through the selection of term, whole, or universal life policies designed to protect beneficiaries financially. It assists individuals and families in understanding coverage amounts and policy features that fit their budgets and long-term goals. Each consultation typically begins with a review of personal financial circumstances and objectives before presenting suitable policy options for consideration.
Located in Waterbury, CT, American Financial Solutions llc assists individuals in distinguishing between term life insurance, which delivers coverage for a specified period, and permanent life insurance, which endures for the insured’s lifetime and may accrue cash value. Their local services focus on aligning these distinct policy types with clients’ personal financial and family protection needs. Guidance also encompasses routine adjustments as life circumstances change. Client meetings are available on a scheduled basis, arranged by appointment.
Grand Folder LLC specializes in life insurance policies tailored to individual needs, including term and whole life options. It serves clients throughout the Waterbury, Connecticut area, offering guidance on coverage selection and application processes. The company helps local residents manage financial planning for their families. During the winter months, when many households reassess their financial safety nets after holiday expenses, Grand Folder provides consultations on adjusting beneficiaries and coverage amounts to reflect new circumstances.
As residents of Waterbury begin planning their financial futures each spring, Main Street Insurance - Waterbury Office provides guidance on life insurance policies tailored to local needs. The agency explains term, whole, and universal life options to help families in the greater Waterbury area manage estate planning and income replacement goals. Each consultation starts with a no-obligation initial assessment of the client’s current coverage and long-term objectives.
Mark Shumilla - State Farm Insurance Agent helps individuals and families in Waterbury, Connecticut assess their financial protection needs and select appropriate coverage plans. This agency specializes in life insurance policies, offering term and whole life options to address long-term security goals. Local business owners consult the agent for policy guidance tailored to commercial operations. The office can serve offices, warehouses, and food service establishments needing employee benefit packages or business continuation solutions.
Natasha Faesy Burgess - State Farm Insurance Agent serves residential clients in Waterbury, Connecticut, with personalized life insurance coverage. The agency also offers commercial policies to meet business needs throughout the local area and surrounding communities. Each plan is designed to protect families and assets for long-term financial security. Clients typically schedule a follow-up appointment after the initial policy is in place to adjust coverage as life circumstances change, ensuring the plan remains relevant between regular review visits.
Douglas Haywood: Allstate Insurance offers life insurance services to residents in Waterbury, CT, and the surrounding area. Commercial coverage is also available to meet the needs of local business owners. As a licensed life insurance agent, Douglas Haywood works with clients to understand their personal financial goals and risk management requirements. The agency provides ongoing support through policy reviews and adjustments to coverage as life circumstances change. Regular follow-up is scheduled between visits to ensure accounts remain aligned with any evolving needs or preferences.
What Does a a Life Insurance Agent in Waterbury Cost?
Life insurance costs in Connecticut vary by age, health, and policy type. A healthy 35 year old might pay $25 to $50 per month for a 20 year term policy with $500,000 in coverage. Whole life policies cost more, often $150 to $300 per month for similar coverage. Costs also depend on the insurance company and your specific health history. This is general information, not insurance advice.
About life insurance agents in Waterbury
Life insurance agents in Waterbury Connecticut help residents find coverage to protect their families. Connecticut law requires agents to hold a valid license from the state Insurance Department. Local agents can explain how Connecticut estate tax rules may affect your policy planning.
Frequently Asked Questions
What license does a life insurance agent need in Connecticut?
Agents must hold a Connecticut life insurance producer license. This requires completing pre-licensing education and passing a state exam. The license must be renewed every two years.
How does Connecticut law affect life insurance payouts?
Life insurance death benefits are generally not subject to Connecticut income tax. However, if your estate exceeds the Connecticut estate tax exemption amount, the benefit may be included in your estate for tax purposes. An agent can help you plan around this.
Can I buy life insurance online in Waterbury?
Yes, many Waterbury residents buy policies online. However, working with a local agent can help you understand Connecticut specific regulations. An agent can also assist with the required medical underwriting process.
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