ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeLife Insurance AgentsConnecticut › Middletown

Find Life Insurance Agents Near You in Middletown, CT

Browse life insurance agents serving Middletown, Connecticut. Updated 2026-07-14.

The top-rated life insurance agent in Middletown, Connecticut is Globe Life American Income Division: Prata Organization, rated 4.9 stars across 2,644 reviews. Other highly rated options include Curt Smith - State Farm Insurance Agent, Caleb Carney - State Farm Insurance Agent, Bafumi Insurance Agency, A Division of World. This directory lists 14 life insurance agents serving Middletown.

Showing 14 life insurance agents in Middletown, CTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Globe Life American Income Division: Prata Organization100 Roscommon Dr Suite 308(860) 632-0061
2Curt Smith - State Farm Insurance Agent134 Main Street Extension STE 300(860) 398-6364
3Caleb Carney - State Farm Insurance Agent401 Newfield St(860) 346-4442
4Bafumi Insurance Agency, A Division of World59 Broad St(860) 347-3530
5Valk Insurance Group, Llc: Allstate Insurance300 Plaza Middlesex, 203 Main St(203) 265-0477
6Nationwide Insurance: Dunn Insurance, Inc.198 S Main St(860) 347-4924
7Lincoln Heritage Funeral Advantage101 Centerpoint Drive suite 100(860) 357-6910
8Spark Insurance Agency62 Washington St(860) 294-9054
9NFP, an Aon company386 Main St(860) 346-9661
10Rice, Davis, Daley & Krenz Inc50 Washington St(860) 346-6611
GL
100 Roscommon Dr Suite 308
Globe Life American Income Division: Prata Organization
Life Insurance Agent · Middletown, CT

Globe Life American Income Division: Prata Organization serves the greater Middletown area as a local life insurance agency. The company focuses on helping individuals and families secure financial protection through personalized policy options. Their work involves assessing client needs for coverage that can address future expenses and income replacement. In the greater Middletown area, this agency handles term life policies and final expense insurance.

CS
134 Main Street Extension STE 300
Curt Smith - State Farm Insurance Agent
Life Insurance Agent · Middletown, CT

Curt Smith - State Farm Insurance Agent serves homeowners, renters, and local business owners seeking life insurance coverage in Middletown, Connecticut. The agency assists clients in evaluating their financial needs and securing policies that protect families and businesses in the event of unexpected loss. Agents work to explain policy options and help tailor coverage to individual circumstances, including term and whole life choices. The agency also extends its services to residents and small business operators in neighboring Cromwell and the surrounding Middlesex County area.

CC
401 Newfield St
Caleb Carney - State Farm Insurance Agent
Life Insurance Agent · Middletown, CT

Caleb Carney - State Farm Insurance Agent in Middletown, CT offers life insurance policies and related financial protection services. Its service approach includes providing personalized policy reviews to help clients understand coverage options and adjust plans as life circumstances change. Maintenance involves assisting with policy updates, beneficiary changes, and claims support to ensure continuous coverage. The company services single-family homes, apartments, retail establishments, and restaurants.

BI
59 Broad St
Bafumi Insurance Agency, A Division of World
Life Insurance Agent · Middletown, CT

Serving Middletown, CT, and the surrounding Middlesex County communities, Bafumi Insurance Agency, A Division of World handles life insurance policies designed to protect families from financial hardship. Underwriting considers factors such as age, health history, and coverage needs to determine suitable term or whole life plans. The agency typically begins each client relationship with a detailed needs analysis to identify income replacement and debt coverage requirements before presenting personalized options.

VI
300 Plaza Middlesex, 203 Main St
Valk Insurance Group, Llc: Allstate Insurance
Life Insurance Agent · Middletown, CT
NI
198 S Main St
Nationwide Insurance: Dunn Insurance, Inc.
Life Insurance Agent · Middletown, CT

As the seasons change in Middletown, families often begin reviewing their financial protections for the future. Dunn Insurance, Inc., operating under the Nationwide Insurance name, provides life insurance agent services to local residents. They assist clients in understanding policy options that can help secure long-term financial stability for loved ones. In a typical initial appointment, an agent will assess the client's current coverage needs and personal goals before outlining potential solutions. A brief inspection of existing policies may be conducted to form a complete picture of the household.

LH
101 Centerpoint Drive suite 100
Lincoln Heritage Funeral Advantage
Life Insurance Agent · Middletown, CT

Lincoln Heritage Funeral Advantage in Middletown, CT offers life insurance with a particular focus on final expense and funeral planning coverage for its clients. The agency also provides general life insurance policies designed to help local families secure their financial future and provide for loved ones after a loss. This coverage can be especially important for residents who want to prearrange and manage the costs associated with end-of-life services during the difficult winter holiday season.

SI
62 Washington St
Spark Insurance Agency
Life Insurance Agent · Middletown, CT

Spark Insurance Agency operates as a life insurance agent in Middletown, CT, helping individuals and businesses select protection plans to meet future financial needs. The agency specializes in term and permanent life coverage, offering policies designed to support income replacement, estate planning, and debt management. It assists area families in securing benefits for mortgage protection, college funding, and final expenses. Commercial clients include local offices, warehouses, and food service businesses that require key person policies, buy-sell funding, or employee benefit packages to maintain operational stability upon a partner’s death.

NA
386 Main St
NFP, an Aon company
Life Insurance Agent · Middletown, CT

NFP, an Aon company in Middletown, CT, serves residential clients in the area by helping them select life insurance policies to protect their families. The agency also offers commercial coverage for local businesses seeking group life benefits or key person policies. Service extends throughout Middlesex County and the broader Connecticut region. Regular check-ins with policyholders allow the team to update coverage as life circumstances change, with follow-up appointments scheduled between annual renewal visits.

RD
50 Washington St
Rice, Davis, Daley & Krenz Inc
Life Insurance Agent · Middletown, CT

Rice, Davis, Daley & Krenz Inc is known for providing comprehensive life insurance agent services to residents of Middletown, Connecticut. The firm assists individuals and families in evaluating personal life insurance policies designed to meet future income replacement and final expense needs. Licensed professionals work closely with each client to compare available term and whole life options from multiple carriers. A new client may also explore adding a separate accidental death benefit rider for additional financial protection on a single policy.

AA
769 Newfield St
Allstate - Anthony Franco
Life Insurance Agent · Middletown, CT
(860) 756-5555
SW
954 Newfield St
State Wide Insurance
Life Insurance Agent · Middletown, CT
(860) 883-2048
statewidect.com
KI
505 Main St
KGS Insurance Services LLC
Life Insurance Agent · Middletown, CT
(860) 704-8020
kgsinsurance.com
GF
430 Highland Ave
Granite Financial LLC
Life Insurance Agent · Middletown, CT
(860) 346-7755

What Does a a Life Insurance Agent in Middletown Cost?

A typical term life insurance policy for a healthy 35 year old in Connecticut costs between $25 and $60 per month for $500,000 in coverage. Whole life policies range from $150 to $400 per month for the same face amount. Costs vary by age health smoking status and policy type. This is general information not insurance advice.

About life insurance agents in Middletown

Life insurance agents in Middletown Connecticut help residents and businesses choose coverage that fits their needs. Connecticut requires agents to hold a valid state license and complete continuing education every two years. Local agents can explain how state laws like the Connecticut Life Insurance Guaranty Association protect policyholders if an insurer fails.

Frequently Asked Questions

What license does a life insurance agent need in Connecticut?

Agents must pass the Connecticut life insurance licensing exam and complete a background check. They need a valid producer license from the Connecticut Insurance Department. Renewal requires 24 hours of continuing education every two years including 3 hours of ethics.

How long does it take to get a life insurance policy in Middletown?

Most term life policies take 2 to 6 weeks from application to approval. Connecticut allows a free look period of 10 days after you receive the policy. During this time you can cancel for a full refund.

Can a life insurance agent help with Connecticut estate planning?

Yes agents often coordinate with estate planning attorneys to structure policies for trusts or business succession. Connecticut has no estate tax for estates under $9.1 million in 2025. A life insurance agent can help ensure your policy aligns with your estate goals.

Life Insurance Agents in Other Connecticut Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.