The top-rated life insurance agent in Madison, Connecticut is Farmers Insurance - Carmelo Pistritto, rated 5.0 stars across 30 reviews. Other highly rated options include Lauren LaTorre-Osterling - State Farm Insurance Agent, Carl Jeppesen: Allstate Insurance, Senior Health and Retirement Services. This directory lists 13 life insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Carmelo Pistritto | 724 Boston Post Rd Ste 302a-B | (860) 665-1204 |
| 2 | Lauren LaTorre-Osterling - State Farm Insurance Agent | 38 Academy St | (203) 245-4555 |
| 3 | Carl Jeppesen: Allstate Insurance | 1 Orchard Park Rd Ste 12 | (203) 245-7794 |
| 4 | Senior Health and Retirement Services | 71 Bradley Rd UNIT 11 | (860) 664-5596 |
| 5 | Nationwide Insurance: Michael Silberberg | 145 Durham Rd STE 5 | (203) 245-4311 |
| 6 | Kearney Insurance Agency LLC | 78 Bradley Rd 2nd floor | (203) 245-1238 |
| 7 | Justin Lindahl, Financial Advisor - Lindahl Financial Group | 15 Meigs Ave Ste 206 | (203) 318-4679 |
| 8 | McLaughlin Associates Insurance Agency | 106 Wall St | (203) 245-8287 |
| 9 | Karen E Buck - Aflac Insurance Agent | 71 Deepwood Dr | (203) 687-7943 |
| 10 | MetLife Auto & Home , part of The Farmers Insurance Group | 60 Wildcat Springs Dr | (860) 665-1204 |
Farmers Insurance - Carmelo Pistritto serves the Madison, Connecticut, area as a life insurance agent. The agency helps local residents and families plan for financial security by offering various life insurance policies. Clients can select from term life coverage, which provides protection for a specific period, or whole life insurance, which builds cash value over time. The agency also assists with final expense policies to help cover end-of-life costs. Term life policies and final expense insurance are two specific services it handles in this area.
Lauren LaTorre-Osterling - State Farm Insurance Agent in Madison, CT, provides a range of life insurance products, including term and whole life policies. The agency offers ongoing support for policy reviews and claims assistance to help clients maintain their coverage over time. Its services address the insurance needs of local individuals and families, as well as business owners. The firm typically serves clients associated with single-family homes, apartments, retail establishments, and restaurants.
Carl Jeppesen: Allstone Insurance serves homeowners, families, and small business owners in Madison, Connecticut, with life insurance policies designed to provide financial protection and peace of mind. Local clients can access guidance in selecting term or whole life coverage that aligns with their long-term needs and budgets. The agency also regularly assists residents of neighboring communities such as Guilford and the greater shoreline area with personalized policy reviews.
Serving Madison, CT, and the surrounding shoreline communities, Senior Health and Retirement Services operates as a life insurance agent. The firm assists clients with selecting life insurance policies that provide financial protection for beneficiaries. It handles term and permanent coverage options based on individual needs and budgets. To manage a typical job, the agent first reviews the client’s long-term goals and financial situation, then presents customized policy comparisons to help make an informed decision.
Nationwide Insurance: Michael Silberberg in Madison, CT, provides life insurance agents who distinguish between one-time term policies offering coverage for a set period and permanent or recurring policies designed to accumulate cash value over a lifetime. Such agents help clients evaluate coverage amounts needed to protect dependents and manage final expenses. Typical service arrangements for initial policy setup and subsequent reviews are provided on an as-needed basis, allowing clients to request consultations only when life changes occur.
Kearney Insurance Agency LLC in Madison, CT offers life insurance policy planning, including term and permanent coverage options. It serves local residents seeking financial protection for families and long-term income replacement. The agency reviews individual health histories and budget needs to match clients with suitable plans. It helps homeowners evaluate living benefits, which can provide cash value during critical illness. Entering retirement, it assists with policies that supplement Social Security or pension shortfalls, ensuring survivors maintain the household’s standard of living after a primary earner passes away.
As seasons change and families in Madison review their financial plans, many seek guidance on protecting loved ones through life insurance. Justin Lindahl, Financial Advisor with Lindahl Financial Group, works with local clients to assess their coverage needs and identify suitable policy options. The process begins with a complimentary review of existing coverage and household goals. An initial consultation allows the advisor to gather relevant personal information and propose a tailored approach. The engagement proceeds with a detailed assessment of each client’s specific situation.
McLaughlin Associates Insurance Agency helps individuals and families in Madison, CT, secure life insurance coverage to protect their financial futures. The firm specializes in term life, whole life, and universal life policies, tailoring each plan to match personal goals and budgets. Clients receive dedicated support for navigating policy options and understanding complex coverage needs. In addition to serving private households, the agency provides life insurance solutions for local businesses, including offices, warehouses, and food service operations.
Located in Madison, CT, Karen E Buck - Aflac Insurance Agent serves residential clients in the area by helping them secure life insurance coverage. Commercial coverage solutions are also offered to local business owners. Service extends throughout the Madison community and surrounding towns. Regular appointments ensure that policies remain appropriate for changing life circumstances. Clients typically receive follow-up communications between these scheduled visits, allowing for any necessary adjustments to be addressed promptly.
MetLife Auto & Home, part of The Farmers Insurance Group, is known in Madison, CT for connecting clients with life insurance coverage tailored to individual situations. Its service range includes helping residents assess term and whole life policies to address financial protection needs. The agency assists with integrating life insurance into broader personal risk management strategies. As a specialty, it can also offer accidental death and dismemberment coverage as an optional add-on.
What Does a a Life Insurance Agent in Madison Cost?
Life insurance costs in Connecticut vary based on age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies typically cost more often starting at 100 dollars per month. Costs also depend on the insurance company and your specific risk factors. This is general information and not insurance advice.
About life insurance agents in Madison
Life insurance agents in Madison Connecticut help residents find coverage that fits their needs and budget. Connecticut requires life insurance policies to include a free look period of at least 10 days. Local agents can explain how state laws affect your policy options.
Frequently Asked Questions
What types of life insurance do agents in Madison offer?
Agents in Madison offer term life whole life and universal life policies. They can also help with final expense insurance and group plans through employers.
Do I need a medical exam for life insurance in Connecticut?
Some policies require a medical exam but many offer no exam options. Connecticut allows accelerated underwriting for certain policies which can speed up the process.
How do Connecticut laws affect my life insurance policy?
Connecticut has a 10 day free look period to cancel a policy for a full refund. The state also requires insurers to pay interest on delayed death benefit claims.
Life Insurance Agents in Other Connecticut Cities
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