The top-rated life insurance agent in Hamden, Connecticut is Josh Zelem - State Farm Insurance Agent, rated 5.0 stars across 174 reviews. Other highly rated options include JVR Insurance Agency, Chris Bamgboye - State Farm Insurance Agent, Deric Currie - State Farm Insurance Agent. This directory lists 20 life insurance agents serving Hamden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Zelem - State Farm Insurance Agent | 2558 Whitney Ave Suite 103 | (203) 680-3429 |
| 2 | JVR Insurance Agency | 1905 State St | (203) 891-5524 |
| 3 | Chris Bamgboye - State Farm Insurance Agent | 1700 Dixwell Ave D2 | (203) 288-7141 |
| 4 | Deric Currie - State Farm Insurance Agent | 3208 Whitney Ave STE 1B | (203) 407-1933 |
| 5 | StateChoice Insurance | 1818 Dixwell Ave | (203) 333-1234 |
| 6 | Atlantica Insurance Agency, LLC | 1212 Dixwell Ave | (203) 776-6220 |
| 7 | ABC Auto Insurance | 2666 State St Suite A5 | (203) 755-9696 |
| 8 | Raccio Insurance | 1960 Whitney Ave | (203) 288-4229 |
| 9 | ABC Insurance Agency | 1970 Whitney Ave Suite 8 | (203) 777-1550 |
| 10 | Advocates for Insurance Benefits, LLC | 1676 Dixwell Ave | (203) 654-3005 |
As the seasons change in Hamden, Connecticut, many residents review their family protection plans and consider their life insurance options. Josh Zelem - State Farm Insurance Agent helps local policyholders evaluate their coverage needs and explore practical life, health, or term policies for their households. They guide clients through the details of financial security for loved ones, keeping the process straightforward and focused on individual circumstances. The initial step typically involves a no-obligation assessment of current policies or a discussion of personal goals during a first appointment.
JVR Insurance Agency serves the Hamden, Connecticut area as a local life insurance agent. It assists clients with policies that provide financial protection for families and individuals. The agency helps customers understand coverage options tailored to their long-term needs and budgets. Working with residents across the region, it supports applications for both term and permanent life insurance plans.
Chris Bamgboye - State Farm Insurance Agent in Hamden, Connecticut, offers a full range of life insurance policies designed to help individuals and families plan for the future. Clients can work with the agency to review existing coverage or explore new protection options through ongoing policy management and consultation services. The company also assists with adjusting plans as life circumstances change. This agency serves single-family homes, apartments, retail establishments, and local restaurants.
Homeowners in Hamden, Connecticut, seeking local life insurance agent services can turn to Deric Currie - State Farm Insurance Agent. This agency provides life insurance options designed to protect families and their financial future. It also offers guidance on securing coverage that aligns with personal needs and budget. The team assists customers in understanding policy features and benefits during the application process. Its service area additionally reaches neighboring communities like New Haven.
StateChoice Insurance serves the Hamden, Connecticut area and surrounding communities with life insurance agent services. The company handles a broad range of individual life insurance products, including term and permanent policies, to help local families and individuals plan for financial security. For each client, the agency generally begins by conducting a thorough review of personal needs and long-term goals, then carefully selects appropriate coverage options from available plans to match those specific circumstances.
Atlantica Insurance Agency, LLC offers term life, whole life, and universal life policies tailored to individual financial goals. It serves clients throughout Hamden, Connecticut, providing personalized guidance on coverage amounts and policy riders to protect families and businesses. The firm helps residents assess their long-term needs and secure financial stability through proper planning. As winter approaches, it assists homeowners in reviewing their policies to ensure adequate coverage for potential holiday travel and increased seasonal risks.
ABC Auto Insurance in Hamden, CT handles both term life policies purchased for a specific period and whole life coverage that remains in force indefinitely, allowing clients to tailor protection to long-term versus temporary needs. The agency assists local residents in selecting appropriate death benefit amounts and policy riders based on individual financial goals. Service is available on a one-time consultation, scheduled annual review, or as-needed basis.
Raccio Insurance offers life insurance services to residential clients in Hamden, Connecticut, helping families secure financial protection for their futures. The agency also provides commercial coverage options for local businesses seeking to safeguard their operations and employees. Service extends throughout the greater Hamden area, with policies designed to meet diverse needs. After an initial consultation, the company assists with plan adjustments and beneficiary updates during regular follow-up visits to ensure ongoing suitability.
As life changes such as marriage, parenthood, or a new home arise in Hamden, ABC Insurance Agency helps residents evaluate their life insurance needs. The agency focuses on matching clients with suitable policies that offer financial protection for their families. Each consultation begins with a personal discussion of current coverage and future goals. Proper coverage can provide peace of mind for the policyholder’s loved ones. An agent then completes a detailed needs assessment to offer an initial review of available options.
Advocates for Insurance Benefits, LLC provides life insurance guidance for individuals and families in the Hamden, Connecticut area. The company focuses on helping clients assess their coverage needs and select appropriate policy types. Its work involves explaining term, whole, and universal life options to match different financial situations and long-term goals. The firm can assist commercial clients operating in various environments, including offices, warehouses, and food service establishments.
What Does a a Life Insurance Agent in Hamden Cost?
Typical costs for a life insurance policy in Connecticut vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500 thousand dollars in coverage. Whole life policies can cost 200 to 500 dollars per month for similar coverage. Costs also depend on factors like smoking status and family medical history. This is general information not insurance advice.
About life insurance agents in Hamden
Life insurance agents in Hamden Connecticut help residents and families find coverage that fits their needs and budget. Connecticut law requires agents to be licensed by the state Insurance Department and follow strict regulations on policy disclosures and replacement. Working with a local agent can simplify the process of comparing term life whole life and other policy types for Hamden homeowners and business owners.
Frequently Asked Questions
Do I need a license to sell life insurance in Hamden Connecticut?
Yes. All life insurance agents in Connecticut must hold a valid license from the Connecticut Insurance Department. They must pass a state exam and complete continuing education every two years to maintain their license.
What is the free look period for life insurance in Connecticut?
Connecticut law gives you a 10 day free look period after you receive your policy. During this time you can cancel the policy for any reason and get a full refund of any premiums paid.
Can a life insurance agent in Hamden help with estate planning?
Yes many agents work with estate planning attorneys to coordinate life insurance with wills and trusts. Connecticut has a state estate tax for estates over a certain threshold and life insurance proceeds can be structured to help cover that tax.
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