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Find Life Insurance Agents Near You in Highlands Ranch, CO
Directory of life insurance agents in Highlands Ranch, Colorado. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Highlands Ranch, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 18 life insurance agents in Highlands Ranch, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Big 65 Medicare Insurance Brokers
6761 Millstone Pl, Highlands Ranch, CO 80130
(877) 850-0211
thebig65.com
Sean Morton - State Farm Insurance Agent
8871 Ridgeline Blvd #250, Highlands Ranch, CO 80129
(303) 683-8799
sfhighlandsranch.com
MountainStorm Insurance Agency
1745 Shea Center Dr #400, Highlands Ranch, CO 80129
(720) 344-3536
mountainstorminsurance.com
Nikki Dyer - State Farm Insurance Agent
4185 E Wildcat Reserve Pkwy STE 200, Highlands Ranch, CO 80126
(303) 773-2200
nikkidyer.com
Farmers Insurance - Jonathan Dodd
66 Springer Dr STE 102, Highlands Ranch, CO 80129
(303) 922-1001
agents.farmers.com
Custom Insurance Solutions
1745 Shea Center Dr 4th Floor, Highlands Ranch, CO 80129
(303) 997-2436
custominsurancesolution.com
Farmers Insurance - Julia Bryant
549 W Highlands Ranch Pkwy #106, Highlands Ranch, CO 80129
(303) 421-4550
agents.farmers.com
TPG Insurance
1745 Shea Center Dr, Highlands Ranch, CO 80129
(720) 607-0007
insuretpg.com
Ricia Rosendahl American Family Insurance
7120 E County Line Rd #201, Highlands Ranch, CO 80126
(303) 222-7172
amfam.com
Randy E Johnson Ins Agcy Inc
8925 Ridgeline Blvd STE 101, Highlands Ranch, CO 80129
(303) 791-8883
randyejohnson.com
Bruce Riley - State Farm Insurance Agent
2680 E County Line Rd g, Highlands Ranch, CO 80126
(303) 721-0188
bruceriley.net
Optimize Insurance Agency
2781 Classic Dr, Highlands Ranch, CO 80126
(720) 500-5176
Fast Pro Insurance Company
9051 SSG Chris Falkel Dr, Highlands Ranch, CO 80129
(720) 773-8124
Scott Cohen Agency, Inc.
1745 Shea Center Dr ste 400, Highlands Ranch, CO 80129
(303) 471-4565
scottcohenagency.com
Shelter Insurance - Chris Maupin
1745 Shea Center Dr, Highlands Ranch, CO 80129
(720) 344-4934
shelterinsurance.com
Insurance Service CO
9557 S University Blvd, Highlands Ranch, CO 80126
(719) 304-8360
Benchmark Insurance Agency, LLC
66 Springer Dr # 215, Highlands Ranch, CO 80129
(303) 730-2852
benchmarkinsuranceagency.com
Meshell 4Life, insurance Matters
8875 Michelle Cir #108, Highlands Ranch, CO 80129
(720) 238-1814
meshell4lifeinsurancesmatter.com
Life insurance agents in Highlands Ranch Colorado help residents choose policies that protect their families. Colorado law requires agents to hold a valid state license and follow the Colorado Insurance Code. Local agents understand the needs of families in Douglas County and can explain options like term life and whole life insurance.
What Does a Life Insurance Agent in Highlands Ranch Cost?
Life insurance costs in Highlands Ranch Colorado depend on your age health and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500 thousand dollars in coverage. Whole life policies cost more often starting at 100 dollars per month. Colorado has no state specific premium tax on life insurance. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need a license to sell life insurance in Highlands Ranch Colorado?
Yes. All life insurance agents in Colorado must hold a valid license from the Colorado Division of Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the Colorado Division of Insurance website.
What is the free look period for life insurance in Colorado?
Colorado law gives you a free look period of at least 10 days after you receive a life insurance policy. During this time you can cancel the policy for a full refund. This rule is found in Colorado Revised Statutes Section 10-7-104.
How do life insurance agents in Highlands Ranch charge for their services?
Most life insurance agents in Colorado earn commissions from the insurance company. You typically do not pay the agent directly. The commission is built into the policy premium. Some agents may charge a fee for financial planning services.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Colorado.