The top-rated life insurance agent in Grand Junction, Colorado is Farmers Insurance - Jesse Dryer, rated 4.9 stars across 1,147 reviews. Other highly rated options include Eric Lusby - State Farm Insurance Agent, Insurance Planning Alternatives, Inc., Ken Richards - State Farm Insurance Agent. This directory lists 24 life insurance agents serving Grand Junction.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Jesse Dryer | 2777 Crossroads Blvd #2 | (970) 444-1111 |
| 2 | Eric Lusby - State Farm Insurance Agent | 2584 Patterson Rd STE A | (970) 242-0156 |
| 3 | Insurance Planning Alternatives, Inc. | 2795 Skyline Ct | (970) 242-7526 |
| 4 | Ken Richards - State Farm Insurance Agent | 2107 N 12th St | (970) 243-1000 |
| 5 | Insurance Advisors Agency, Inc | 1055 Main St | (970) 255-8240 |
| 6 | Sterling Peaks Insurance Llc | 529 25 1/2 Rd suite b111 | (970) 314-9188 |
| 7 | Bird Family Insurance Agency | 125 Grand Ave | (970) 549-2500 |
| 8 | Shelter Insurance - Jordan Welch | 514 28 1/4 Rd UNIT 4 | (970) 986-8880 |
| 9 | FINK INSURANCE AGENCY | 2906 F Rd | (970) 241-2422 |
| 10 | Home Loan Insurance | 205 N 4th St | (970) 243-6600 |
Farmers Insurance - Jesse Dryer serves Grand Junction and Mesa County. It provides life insurance agent services to local residents and businesses. Each policy can be customized to align with individual financial goals and protection needs. The company guides clients through available coverage options that address both immediate and long-term needs. Policies typically assist with income replacement for beneficiaries or managing final expenses. It also handles term life policies for temporary coverage during specific life stages.
Eric Lusby - State Farm Insurance Agent in Grand Junction, Colorado, offers a range of life insurance services, including term, whole, and universal life policies to help clients secure financial protection. The agent provides ongoing service and policy review plans to adjust coverage as clients’ needs change over time. This approach supports individuals and families planning for long-term financial stability. The agency services single-family homes, apartments, retail, and restaurants.
Insurance Planning Alternatives, Inc. in Grand Junction, Colorado, serves local homeowners and small business owners seeking life insurance protection. The agency assists clients in reviewing their personal financial circumstances to identify appropriate term or permanent policy options. It also helps local businesses secure coverage as part of an overall risk management strategy for key individuals or buy-sell arrangements. Policy reviews are available to help customers adjust plans as their needs change over time. The firm additionally serves residents and businesses in the nearby Fruita community.
Serving Grand Junction and surrounding communities in western Colorado, Ken Richards - State Farm Insurance Agent handles individual life insurance policies as well as supplemental coverage options for area residents. The agency assists clients in reviewing basic needs such as income replacement, final expenses, and debt protection. When working on a typical policy, it first assesses a client's personal financial situation and future goals, then recommends appropriate coverage amounts from standard product offerings to help address those specific priorities.
For one-time needs or ongoing coverage, Insurance Advisors Agency, Inc in Grand Junction, CO helps individuals secure financial protection for their families. As a life insurance agent, the firm guides clients through policy options that replace lost income or cover final expenses, aiming to reduce financial strain for beneficiaries. Policies typically require underwriting based on age and health. Service appointments occur on an as-needed basis whenever clients review or update their coverage.
With term, whole, and universal life insurance options, Sterling Peaks Insurance Llc helps individuals and families in Grand Junction, CO, build financial protection strategies. Its general service work involves assessing each client’s long-term needs, then matching them with appropriate coverage plans. As local economic conditions change, the company also addresses the extra risks associated with seasonal employment in the region’s winter tourism and summer agriculture cycles, ensuring clients stay covered when their income fluctuates throughout the year.
When summer heat drives Grand Junction families to pool memberships and road trips, reviewing life insurance coverage ensures protection for those seasonal activities and year-round responsibilities. Bird Family Insurance Agency, a local life insurance agent in Grand Junction, Colorado, helps residents evaluate term or permanent policies that suit their current budget and long-term goals. Individuals and families typically schedule a no-obligation initial consultation to discuss coverage amounts, beneficiaries, and potential riders tailored to their financial situation, followed by a personal insurance needs analysis.
Shelter Insurance - Jordan Welch provides life insurance policies to individuals and families in Grand Junction, CO. The agency also offers additional coverage options designed to supplement standard life plans. Its agents assess each client's specific financial situation to recommend appropriate policy face amounts and beneficiaries. The company serves local office professionals, warehouse operations, and food service establishments seeking group or individual life insurance solutions.
Fink Insurance Agency provides life insurance coverage services for residential clients in Grand Junction, Colorado. The agency also offers commercial policies for local businesses throughout the surrounding area. Professional agents guide individuals and families through policy selection for financial protection. They assist with term, whole, and universal life insurance options to meet diverse needs. Clients can regularly follow up with the agency for policy reviews or adjustments between the periodic visits that maintain longstanding coverage relationships.
What Does a a Life Insurance Agent in Grand Junction Cost?
Life insurance costs in Colorado vary by age, health, coverage amount, and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Older individuals or those with health conditions may pay higher premiums. Costs also depend on the insurers risk assessment and Colorado state regulations. This is general information, not insurance advice.
About life insurance agents in Grand Junction
Life insurance agents in Grand Junction, Colorado help residents find policies that protect their families and meet state requirements. Colorado law does not require life insurance, but agents can guide you on options like term, whole, and universal life policies. Local agents understand the needs of Mesa County residents, including coverage for outdoor activities and estate planning.
Frequently Asked Questions
What licenses do life insurance agents need in Colorado?
Life insurance agents in Colorado must hold a valid resident insurance producer license from the Colorado Division of Insurance. They must complete pre-licensing education and pass a state exam. Agents also need to complete continuing education every two years to renew their license.
How do I choose a life insurance agent in Grand Junction?
Look for an agent with experience in Colorado insurance laws and a strong local reputation. Ask about their knowledge of policies that cover common regional activities like hunting or skiing. You can verify an agents license through the Colorado Division of Insurance website.
What is the typical timeline for getting life insurance in Colorado?
The process can take from a few days to several weeks depending on the policy type and your health. Term life policies with no medical exam may be issued quickly. Policies requiring a medical exam can take 4 to 8 weeks for underwriting and approval in Colorado.
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