Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 7 life insurance agents in Fruita, CO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Marianne Roybal
123 E Aspen Ave, Fruita, CO 81521
(970) 858-7662
agents.farmers.com
Christoff Insurance Group
151 N Peach St, Fruita, CO 81521
(970) 639-7770
agents.affordableamericaninsurance.com
Colorado Farm Bureau Insurance
161 N Park Square Unit A, Fruita, CO 81521
(970) 858-4222
cfbinsurance.com
Shelter Insurance - Adam Hoffmann
332 E Aspen Ave Ste 200, Fruita, CO 81521
(970) 314-7173
shelterinsurance.com
Alliance Insurance of Western Colorado
319 E Paulson Dr, Fruita, CO 81521
(720) 836-3442
allianceinsurancewc.com
Jerry Martinez American Family Insurance
156 N Mesa St, Fruita, CO 81521
(970) 241-2445
amfam.com
Colorado Farm Bureau Insurance-James McKee
161 N Park Square Unit A, Fruita, CO 81521
(970) 858-4222
cfbinsurance.com
What Does a Life Insurance Agent in Fruita Cost?
The cost of life insurance in Colorado varies by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $100 to $300 per month for similar coverage. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of life insurance can an agent in Fruita offer?
Agents in Fruita can offer term life, whole life, universal life, and variable life insurance. They help you compare policies from multiple carriers to find coverage that fits your budget and needs.
Do I need a medical exam to get life insurance in Colorado?
Many policies require a medical exam, but some no-exam policies are available for qualified applicants. Your agent can explain the underwriting process and help you choose a policy that matches your health status.
How does Colorado law affect life insurance payouts?
Colorado law gives beneficiaries a grace period of 30 to 60 days to file a claim after the insured person dies. Life insurance proceeds are generally not subject to Colorado state income tax.