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Compare Life Insurance Agents in Pacific Grove, CA

Compare life insurance agents in Pacific Grove. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Pacific Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 life insurance agents in Pacific Grove, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm Insurance Agent
716 Lighthouse Ave ste b, Pacific Grove, CA 93950
(831) 392-1022 statefarm.com
David Armas - State Farm Insurance Agent
204 17th St, Pacific Grove, CA 93950
(831) 655-5244 davidarmas.biz
Mike De Lay - State Farm Insurance Agent
1121 Forest Ave, Pacific Grove, CA 93950
(831) 373-0138 delayinsurance.net
Stuart Dong - State Farm Insurance Agent
546 Pine Ave, Pacific Grove, CA 93950
(831) 373-0127 statefarm.com
Farmers Insurance - Lili Ventura
227 Grand Ave Ste 5a, Pacific Grove, CA 93950
(831) 250-0444 agents.farmers.com
Farmers Insurance - Julie Osio
675 Pine Ave #3, Pacific Grove, CA 93950
(831) 373-2126 agents.farmers.com
Farmers Insurance - Gary Merin
620 Lighthouse Ave Ste 115, Pacific Grove, CA 93950
(831) 634-0621 agents.farmers.com
Farmers Insurance - Lisa Osio Lavin
675 Pine Ave Ste 2, Pacific Grove, CA 93950
(831) 373-4017 agents.farmers.com
Maffei Insurance & Financial Services
546 Pine Ave Ste B, Pacific Grove, CA 93950
(831) 373-1926 agency.nationwide.com

Life insurance agents in Pacific Grove, California help residents and business owners choose policies that provide financial protection. California law requires agents to hold a valid state license and follow strict disclosure rules. A local agent can explain how state regulations affect policy options and beneficiary designations.

What Does a Life Insurance Agent in Pacific Grove Cost?

Life insurance costs in California vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost 5 to 10 times more than term policies. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Pacific Grove need?
A life insurance agent in California must hold a valid Life Agent license from the California Department of Insurance. This license requires passing a state exam and completing continuing education every two years.
How does California community property law affect life insurance?
Under California community property law, a spouse may have rights to a life insurance policy purchased during marriage. An agent can explain how to designate beneficiaries correctly to avoid legal disputes.
Can a Pacific Grove agent help with both term and permanent policies?
Yes, a licensed agent can explain term life, whole life, and universal life policies. They can compare costs and benefits based on your age, health, and financial goals.