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Compare Life Insurance Agents in Hermosa Beach, CA

Browse life insurance agents serving Hermosa Beach, California. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Hermosa Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 life insurance agents in Hermosa Beach, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charline Espinoza - State Farm Insurance Agent
1100 Pacific Coast Hwy Ste 6, Hermosa Beach, CA 90254
(310) 937-5972 insurancesouthbay.com
Carol Robinson - State Farm Insurance Agent
2615 Pacific Coast Hwy Ste 221, Hermosa Beach, CA 90254
(310) 372-0882 carolrobinsoninsurance.com
Donna Butler - State Farm Insurance Agent
2309 Pacific Coast Hwy Ste 108, Hermosa Beach, CA 90254
(310) 379-9307 donnabutlerinsurance.com
Beach Coast Insurance
215 Pier Ave, Hermosa Beach, CA 90254
(310) 318-1555 beachcoastinsurance.com
Inae Park - State Farm Insurance Agent
426 Pier Ave, Hermosa Beach, CA 90254
(310) 372-6688 inaepark.com
Sparrow General Insurance Agency
2629 Manhattan Ave, Hermosa Beach, CA 90254
(310) 379-0605 sparrowgeneral.com
Caldwell Insurance Services
1600 Ardmore Ave # 417, Hermosa Beach, CA 90254
(310) 798-3235
Farmers Insurance - Frank Hughes
200 Pier Ave STE 132, Hermosa Beach, CA 90254
(650) 917-9176 agents.farmers.com
Kelley Insurance Services
1001 Hermosa Ave # 201, Hermosa Beach, CA 90254
(310) 798-0282

Life insurance agents in Hermosa Beach help residents and families protect their financial future. California law requires agents to hold a valid state license and follow strict disclosure rules. Working with a local agent ensures you understand policy options that fit the high cost of living in the South Bay area.

What Does a Life Insurance Agent in Hermosa Beach Cost?

Costs for life insurance in California vary by age health coverage amount and policy type. A healthy 35-year-old in Hermosa Beach might pay 25 to 50 dollars per month for a 500,000 dollar term life policy. Whole life policies cost more often starting at 100 to 200 dollars per month for similar coverage. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in California?
In California a life insurance agent must hold a valid life-only or life and disability license from the California Department of Insurance. Agents must complete continuing education every two years to keep their license active.
How long does it take to get life insurance in Hermosa Beach?
The process usually takes 2 to 6 weeks from application to policy issue. Some term policies with no medical exam can be approved in a few days. California law gives you a 30-day free look period after you receive the policy.
Do I need a medical exam for life insurance in California?
Many policies require a medical exam but some offer simplified issue or guaranteed issue options with no exam. Premiums for no-exam policies are typically higher. Your agent can explain which option fits your health and budget.