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Compare Life Insurance Agents in Half Moon Bay, CA

Compare life insurance agents in Half Moon Bay. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Half Moon Bay, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 life insurance agents in Half Moon Bay, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Joseph Angelini
725 Main St, Half Moon Bay, CA 94019
(650) 726-4818 agents.farmers.com
Goosehead Insurance - Richard Holmes
785 Main St Suite 202, Half Moon Bay, CA 94019
(415) 912-0624 goosehead.com
Coastside Insurance Agency
720 Kelly Ave, Half Moon Bay, CA 94019
(650) 726-6328 coastsideinsuranceagency.com
Heidi Kuiper - State Farm Insurance Agent
604 Main St Ste I, Half Moon Bay, CA 94019
(650) 726-1108 heidikuiper.com
Kristen Young - State Farm Insurance Agent
543 Main St, Half Moon Bay, CA 94019
(650) 726-8400 halfmoonbayinsurance.com
PJW Insurance Services
423 Coronado Ave, Half Moon Bay, CA 94019
(650) 477-1052 pjwins.com

Life insurance agents in Half Moon Bay California help residents choose policies that protect their families and meet state requirements. California law requires agents to hold a valid license from the California Department of Insurance. Local agents understand the unique needs of coastal communities and can guide you through options like term life whole life and universal life insurance.

What Does a Life Insurance Agent in Half Moon Bay Cost?

Life insurance costs in Half Moon Bay California vary based on age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term life policy with 500000 dollars in coverage. Whole life policies typically cost more often 100 to 300 dollars per month for similar coverage. Costs also depend on factors like smoking status and medical history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Half Moon Bay California?
A life insurance agent in California must hold a valid life-only or life-and-health license from the California Department of Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the California Department of Insurance website.
How do I choose a life insurance agent in Half Moon Bay?
Look for an agent with experience in California insurance laws and policies that fit your budget and needs. Ask about their familiarity with local providers and whether they offer term life whole life or other products. Check their license status and read client reviews.
What is the free look period for life insurance in California?
California law gives you a free look period of at least 30 days after you receive your life insurance policy. During this time you can cancel the policy for a full refund if you change your mind. This applies to policies sold by agents in Half Moon Bay and throughout the state.