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Find Life Insurance Agents Near You in Cotati, CA

Directory of life insurance agents in Cotati, California. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Cotati, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 life insurance agents in Cotati, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jared Soukup - State Farm Insurance Agent
8492 Gravenstein Hwy Suite I, Cotati, CA 94931
(707) 794-8100 jaredsoukup.com
Jared Soukup - State Farm Insurance Agent
8492 Gravenstein Hwy Suite I, Cotati, CA 94931
(707) 794-8100 jaredsoukup.com
Maria Reynosa Chavez: Allstate Insurance
150 E Cotati Ave, Cotati, CA 94931
(707) 795-1601 agents.allstate.com
Michael Loomis - State Farm Insurance Agent
8492 Gravenstein Hwy Suite I, Cotati, CA 94931
(707) 794-8100 statefarm.com

Life insurance agents in Cotati California help residents and businesses find coverage that fits their needs. California insurance law requires agents to hold a valid license from the California Department of Insurance. Local agents can guide you through options like term life whole life and universal life policies.

What Does a Life Insurance Agent in Cotati Cost?

Life insurance costs in California vary widely by age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 500000 dollar term policy. Older applicants or those with health conditions may pay significantly more. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent in Cotati need?
A life insurance agent in Cotati must hold a valid California resident license issued by the California Department of Insurance. This license requires passing a state exam and completing continuing education every two years.
How long does it take to get a life insurance policy in Cotati?
The process usually takes a few days to several weeks depending on the policy type and your health. California law allows a free look period of 10 days after you receive the policy to cancel for a full refund.
Do I need a medical exam for life insurance in Cotati?
Not always. Some policies like simplified issue or guaranteed issue do not require a medical exam. However term and whole life policies often require a paramedical exam to set your premium rate.