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HomeLife Insurance AgentsArizona › Surprise

Find Life Insurance Agents Near You in Surprise, AZ

Browse life insurance agents serving Surprise, Arizona. Updated 2026-07-14.

The top-rated life insurance agent in Surprise, Arizona is William Kohl - State Farm Insurance Agent, rated 4.9 stars across 538 reviews. Other highly rated options include Oasis Insurance, Lisa RO Ross - State Farm Insurance Agent, American Insurance Benefits - Andy Orlikoff. This directory lists 22 life insurance agents serving Surprise.

Showing 22 life insurance agents in Surprise, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1William Kohl - State Farm Insurance Agent18789 N Reems Rd Ste 200(623) 546-1124
2Oasis Insurance12751 W Bell Rd Suite 129(623) 435-4082
3Lisa RO Ross - State Farm Insurance Agent14827 W Bell Rd Ste 101(623) 974-2600
4American Insurance Benefits - Andy Orlikoff14955 W Bell Rd #8031(623) 742-3878
5InsuranceBeacon.com15270 W Brookside Ln Ste 125(623) 584-0071
6Guillermo Morales - State Farm Insurance Agent14763 Cactus Rd #108(623) 594-2845
7Moore Insurance Agency15282 W Brookside Ln(623) 556-1576
8Giles & Iten Insurance11503 W Bell Rd Suite C(623) 201-8570
9The LaChance Insurance Agency14245 W Grand Ave Ste 3(623) 400-9800
10MAPNA Medicare Insurance, Health & Medicare Advantage Plans, Surprise17278 W Wildwood St(623) 518-4424
WK
18789 N Reems Rd Ste 200
William Kohl - State Farm Insurance Agent
Life Insurance Agent · Surprise, AZ

William Kohl - State Farm Insurance Agent serves the Surprise, Arizona metro area and surrounding communities, offering professional life insurance guidance to local residents. The agency helps clients understand their coverage options and select policies that align with personal financial goals. The team regularly assists with term life and whole life insurance needs, providing detailed explanations of benefits and policy terms. These products are designed to protect families and support long-term planning objectives in the region.

OI
12751 W Bell Rd Suite 129
Oasis Insurance
Life Insurance Agent · Surprise, AZ

Oasis Insurance offers a full range of life insurance agent services in Surprise, AZ, including policy consultations and application assistance. Its maintenance plans include helping clients update beneficiaries and review coverage for changing needs. Policyholders receive ongoing support for claims and annual coverage reviews. The company serves individuals and families residing in single-family homes, apartments, and also provides services to small retail shops and local restaurants.

LR
14827 W Bell Rd Ste 101
Lisa RO Ross - State Farm Insurance Agent
Life Insurance Agent · Surprise, AZ

Homeowners and small business owners in Surprise, Arizona choose Lisa RO Ross State Farm Insurance Agent for their life insurance needs. The agency helps protect families against financial hardship with term and whole life policies while also offering mortgage protection plans tailored to local homeowners. Supporting clients through every step of the policy selection process ensures coverage that aligns with individual budgets and long-term goals. Service extends to the Peoria and Sun City communities across the West Valley metro area.

AI
14955 W Bell Rd #8031
American Insurance Benefits - Andy Orlikoff
Life Insurance Agent · Surprise, AZ

Serving the Surprise, Arizona area and surrounding communities in the West Valley, American Insurance Benefits - Andy Orlikoff helps clients find life insurance coverage that meets their personal financial needs. The agency handles term, whole, and universal life policies, guiding customers through the selection process focused on long-term protection and family security. To manage a typical client situation, the agent completes a thorough needs analysis to match policy options with the client’s specific coverage goals and budget.

IC
15270 W Brookside Ln Ste 125
InsuranceBeacon.com
Life Insurance Agent · Surprise, AZ

InsuranceBeacon.com provides life insurance services in Surprise, AZ, where clients can choose between a single policy purchase or an ongoing, recurring financial protection arrangement. Standard coverage options typically address income replacement, final expenses, and mortgage protection for local families. The agent guides individuals through term and permanent plan comparisons to match their financial goals. Service scheduling is as-needed, arranged when a client requests a policy review, a new quote, or wants to modify an existing policy to reflect changing life circumstances.

GM
14763 Cactus Rd #108
Guillermo Morales - State Farm Insurance Agent
Life Insurance Agent · Surprise, AZ

As a life insurance agent, Guillermo Morales - State Farm Insurance Agent in Surprise, AZ, specializes in term life, whole life, and universal life policies. It also provides auto, home, and renters insurance to local residents. The agency helps clients evaluate coverage amounts to protect their families from financial hardship. Whether a new parent plans for a child’s future or retiree seeks final expense protection, the agency assists with legacy planning. It specifically aids those adjusting policies ahead of seasonal moves or following a major life change like a marriage or birth.

MI
15282 W Brookside Ln
Moore Insurance Agency
Life Insurance Agent · Surprise, AZ

As the Arizona summer heat intensifies, Surprise homeowners often reconsider how their family’s future financial needs are measured. Moore Insurance Agency provides individual life insurance policies designed to offer coverage for unexpected events. An agent reviews current protection gaps and explains how different plan structures can support mortgage obligations or children’s expenses. The initial conversation typically begins with a free, no-obligation inspection of existing policies to determine the appropriate level of death benefit.

GI
11503 W Bell Rd Suite C
Giles & Iten Insurance
Life Insurance Agent · Surprise, AZ

Giles & Iten Insurance provides life insurance agent services to individuals and families in Surprise, Arizona. The company focuses on helping clients secure financial protection through personalized policy options and additional coverage enhancements. It works to match each client with a plan that fits their specific needs and long-term goals. Commercial clients can also find support, including policies designed for offices, warehouses, and food service operations.

LI
14245 W Grand Ave Ste 3
The LaChance Insurance Agency
Life Insurance Agent · Surprise, AZ

Based in Surprise, AZ, The LaChance Insurance Agency serves the residential life insurance needs of local families and individuals in the community. They also provide commercial coverage options for business owners seeking protection in the area. A core function of a life insurance agent includes guiding clients through policy selection. The agency helps customers plan for long-term financial security with standard life insurance products. After an initial policy is issued, the agency provides continued support, ensuring coverage stays aligned with changing needs through regular scheduled contact and follow-up between visits.

MM
17278 W Wildwood St
MAPNA Medicare Insurance, Health & Medicare Advantage Plans, Surprise
Life Insurance Agent · Surprise, AZ
RE
12213 W Bell Rd Suite 212
Raymond E Grim Agency LLC American Family Insurance
Life Insurance Agent · Surprise, AZ
(623) 876-1793
amfam.com/agents/arizona/surprise/raymond-grim
AI
14843 W Bell Rd Ste 101
Allstate Insurance: Benjamin Farwell
Life Insurance Agent · Surprise, AZ
(623) 584-1735
agents.allstate.com/benjamin-farwell-surprise-az.html
BJ
12689 W Bell Rd
Bill Johnson Jr - State Farm Insurance Agent
Life Insurance Agent · Surprise, AZ
(623) 583-8836
billjohnsoninsurance.com
SI
15278 W Bell Rd #109
Scheller Insurance Agency LLC
Life Insurance Agent · Surprise, AZ
(623) 217-5576
schellerinsuranceagency.com
SI
15495 N Reems Rd
Surprise insurance agency
Life Insurance Agent · Surprise, AZ
(520) 497-5756
rochellefanner1945.wixsite.com/surprise-insurance-a
LI
12211 W Bell Rd
Legacy Insurance Group, LLC
Life Insurance Agent · Surprise, AZ
(623) 248-7951
lig.agency
FI
16920 W Bell Rd Ste 102
Farmers Insurance - Jon Lance Clements
Life Insurance Agent · Surprise, AZ
(623) 582-2552
agents.farmers.com/az/surprise/jon-lance-clements
KM
18789 N Reems Rd #260B
Kelly M Coats American Family Insurance
Life Insurance Agent · Surprise, AZ
(623) 556-0211
amfam.com/agents/arizona/surprise/Kelly-Coats
RL
13431 W Westgate Dr #101
R. Lopez Agency & Associates, LLC American Family Insurance
Life Insurance Agent · Surprise, AZ
(480) 212-0311
amfam.com/agents/arizona/surprise/ralph-lopez
II
11325 W Bell Rd ste 250
Integra Insurance Group
Life Insurance Agent · Surprise, AZ
(623) 322-5955
iigroupinc.com
NC
14514 W Grand Ave Ste. 106
Now Choose Life, LLC
Life Insurance Agent · Surprise, AZ
(303) 808-7611
chooselifellc.com
MI
15331 W Bell Rd #312
MEREDITH INSURANCE GROUP, LLC
Life Insurance Agent · Surprise, AZ
(480) 267-1268
meredithig.com

What Does a a Life Insurance Agent in Surprise Cost?

Typical costs for life insurance in Arizona vary widely by age, health, and coverage amount. A healthy 35-year-old might pay around $30 to $50 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health conditions may pay more. Whole life policies generally cost more but build cash value. This is general information and not insurance advice.

About life insurance agents in Surprise

Life insurance agents in Surprise, Arizona help residents find coverage to protect their families and assets. Arizona law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the specific needs of Surprise families, including planning for future growth and retirement.

Frequently Asked Questions

What license does a life insurance agent need in Arizona?

A life insurance agent in Arizona must hold a valid producer license from the Arizona Department of Insurance and Financial Institutions. This requires passing a state exam and completing continuing education every two years.

How long does it take to get life insurance coverage in Surprise?

The process can take from a few days to several weeks depending on the policy type and your health. Term life policies often have faster approval times than whole life policies.

Do I need a medical exam for life insurance in Arizona?

Many policies require a medical exam, but some offer no-exam options for smaller coverage amounts. Your agent can explain which options are available based on your age and health history.

Life Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.